Open Lending (LPRO) Invested Capital (2019 - 2026)
Open Lending's (LPRO) quarterly Invested Capital came in at $158.3 million in Q1 2026, down 27.32% year-over-year from $217.8 million in Q1 2025, and down 0.92% quarter-over-quarter from $159.7 million in Q4 2025.
Analysis
Open Lending (LPRO) Invested Capital (2019 - 2026) Analysis & Trends
Open Lending has disclosed Invested Capital across 8 years of filings, most recently posting $158.3 million for Q1 2026.
- In Q1 2026, Invested Capital fell 27.32% year-over-year to $158.3 million; the TTM figure through Mar 2026 stood at $158.3 million (down 27.32% YoY), while the FY2025 annual figure was $159.7 million, down 26.67% from the prior year.
- Invested Capital came in at $158.3 million for Q1 2026 at Open Lending, down from $159.7 million in the prior quarter.
- In the past five years, Invested Capital ranged from a high of $381.5 million in Q3 2022 to a low of $158.3 million in Q1 2026.
- Average Invested Capital over 5 years is $300.1 million, with a median of $352.1 million recorded in 2023.
- The largest YoY upside for Invested Capital was 43.97% in 2022 against a maximum downside of 54.52% in 2022.
- Over 5 years, Invested Capital stood at $360.3 million in 2022, then retreated by 2.95% to $349.6 million in 2023, then tumbled by 37.7% to $217.8 million in 2024, then decreased by 26.67% to $159.7 million in 2025, then declined by 0.92% to $158.3 million in 2026.
- Per Business Quant data, the three most recent Invested Capital figures were $158.3 million in Q1 2026, $159.7 million in Q4 2025, and $207.2 million in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Invested Cap. (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.73 Bn | 2.28 Bn | 303.39 Mn | 942.70 Mn |
| 2 | Pagaya Technologies | 1.92 Bn | 1.72 Bn | 168.33 Mn | 1.12 Bn |
| 3 | Qfin Holdings | 1.10 Bn | 108.74 Mn | - | 3.96 Bn |
| 4 | FinVolution | 856.70 Mn | -70.30 Mn | - | 2.65 Bn |
| 5 | X Financial | 432.29 Mn | -136.02 Mn | 84.09 Mn | 1.20 Bn |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | 158.26 Mn |
| 7 | Blend Labs | 361.86 Mn | 317.00 Mn | 24.89 Mn | - |
| 8 | LexinFintech Holdings | 294.80 Mn | 294.80 Mn | 73.06 Mn | 1.98 Bn |
| 9 | Antalpha Platform Holding | 85.61 Mn | -804.10 Mn | 11.94 Mn | 574.97 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 158.26 Mn |
| Dec 31, 2025 | 159.73 Mn |
| Sep 30, 2025 | 207.18 Mn |
| Jun 30, 2025 | 215.09 Mn |
| Mar 31, 2025 | 217.76 Mn |
| Dec 31, 2024 | 217.80 Mn |
| Sep 30, 2024 | 361.97 Mn |
| Jun 30, 2024 | 360.07 Mn |
| Mar 31, 2024 | 354.74 Mn |
| Dec 31, 2023 | 349.63 Mn |
| Sep 30, 2023 | 359.61 Mn |
| Jun 30, 2023 | 364.88 Mn |
| Mar 31, 2023 | 352.13 Mn |
| Dec 31, 2022 | 360.26 Mn |
| Sep 30, 2022 | 381.50 Mn |
| Jun 30, 2022 | 352.33 Mn |
| Mar 31, 2022 | 328.94 Mn |
| Dec 31, 2021 | 308.37 Mn |
| Sep 30, 2021 | 274.54 Mn |
| Jun 30, 2021 | 244.72 Mn |