Open Lending (LPRO) Invested Capital (2018 - 2026)
Open Lending's (LPRO) quarterly Invested Capital came in at $75.3 million in Q1 2026, down 5.65% year-on-year from $79.8 million in Q1 2025, and little changed quarter-over-quarter from $75.0 million in Q4 2025.
Open Lending (LPRO) Invested Capital (2018 - 2026) Analysis & Trends
Open Lending has disclosed Invested Capital across 9 years of filings, most recently posting $75.3 million for Q1 2026.
- Invested Capital for Q1 2026 came in at $75.3 million, down 5.65% year-over-year; the trailing twelve-month figure through Mar 2026 was $75.3 million (down 5.65% YoY), and the FY2025 annual result was $75.0 million, down 4.0% from the prior year.
- Invested Capital came in at $75.3 million for Q1 2026 at Open Lending, roughly flat from $75.0 million in the prior quarter.
- In the past five years, Invested Capital ranged from a high of $360.3 million in Q4 2022 to a low of $72.8 million in Q3 2025.
- The 5-year median for Invested Capital is $205.6 million (2023), against an average of $172.8 million.
- Across the five-year window, Invested Capital soared 356.33% in 2022 and tumbled 66.97% in 2025, its largest moves.
- Open Lending's Invested Capital stood at $360.3 million in 2022, then tumbled by 42.94% to $205.6 million in 2023, then plunged by 62.02% to $78.1 million in 2024, then declined by 4.0% to $75.0 million in 2025, then advanced by 0.47% to $75.3 million in 2026.
- The last three Invested Capital figures came in at $75.3 million (Q1 2026), $75.0 million (Q4 2025), and $72.8 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Invested Cap. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 59.66 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 8.47 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 92.75 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 112.26 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 30.90 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 32.91 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 3.78 Bn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 12.63 Bn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 32.96 Bn |
| 10 | Open Lending | 248.51 Mn | 248.51 Mn | 15.64 Mn | 75.32 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 75.32 Mn |
| Dec 31, 2025 | 74.96 Mn |
| Sep 30, 2025 | 72.83 Mn |
| Jun 30, 2025 | 78.95 Mn |
| Mar 31, 2025 | 79.83 Mn |
| Dec 31, 2024 | 78.09 Mn |
| Sep 30, 2024 | 220.46 Mn |
| Jun 30, 2024 | 216.78 Mn |
| Mar 31, 2024 | 211.54 Mn |
| Dec 31, 2023 | 205.58 Mn |
| Sep 30, 2023 | 214.73 Mn |
| Jun 30, 2023 | 219.15 Mn |
| Mar 31, 2023 | 205.55 Mn |
| Dec 31, 2022 | 360.26 Mn |
| Sep 30, 2022 | 233.27 Mn |
| Jun 30, 2022 | 207.47 Mn |
| Mar 31, 2022 | 183.38 Mn |
| Dec 31, 2021 | 305.24 Mn |
| Sep 30, 2021 | 127.59 Mn |
| Jun 30, 2021 | 97.08 Mn |