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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Open Lending (LPRO) Return on Invested Capital (2020 - 2025)

Open Lending's Return on Invested Capital history spans 6 years, with the latest figure at 1.98% for Q3 2025.

  • For Q3 2025, Return on Invested Capital fell 200.0% year-over-year to 1.98%; the TTM value through Sep 2025 reached 1.98%, down 200.0%, while the annual FY2023 figure was 0.08%, 13.0% down from the prior year.
  • Return on Invested Capital for Q3 2025 was 1.98% at Open Lending, down from 1.78% in the prior quarter.
  • Across five years, Return on Invested Capital topped out at 0.96% in Q3 2021 and bottomed at 1.98% in Q3 2025.
  • The 5-year median for Return on Invested Capital is 0.22% (2023), against an average of 0.11%.
  • The largest annual shift saw Return on Invested Capital surged 120bps in 2021 before it plummeted -200bps in 2025.
  • A 5-year view of Return on Invested Capital shows it stood at 0.53% in 2021, then plummeted by -56bps to 0.23% in 2022, then tumbled by -55bps to 0.11% in 2023, then crashed by -84bps to 0.02% in 2024, then crashed by -11882bps to 1.98% in 2025.
  • Per Business Quant, the three most recent readings for LPRO's Return on Invested Capital are 1.98% (Q3 2025), 1.78% (Q2 2025), and 0.02% (Q3 2024).