Open Lending (LPRO) Return on Invested Capital (2020 - 2026)
Open Lending (LPRO) posted Return on Invested Capital of 0.0% for Q1 2026, down 28.7% sequentially from 0.0% in Q4 2025, and up 2.0% YoY from 0.0% in Q1 2025.
Open Lending (LPRO) Return on Invested Capital (2020 - 2026) Analysis & Trends
Open Lending (LPRO) has 7 years of Return on Invested Capital data on file, last reported at 0.0% in Q1 2026.
- Quarterly Return on Invested Capital rose 2.0% year-over-year to 0.0% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.0% (up 2.0% YoY) and the FY2025 annual result came in at 0.0%, up 1.0% from the prior year.
- Return on Invested Capital slipped to 0.0% in Q1 2026 per LPRO's latest filing, from 0.0% in the prior quarter.
- The five-year high for Return on Invested Capital was 0.01% in Q2 2022, with the low at 0.02% in Q3 2025.
- Average Return on Invested Capital over 5 years is 0.0%, with a median of 0.0% recorded in 2024.
- Year-over-year, Return on Invested Capital retreated 2 bps in 2025 and advanced 2 bps in 2026.
- Open Lending's Return on Invested Capital stood at 0.0% in 2022, then plunged by 55 bps to 0.0% in 2023, then tumbled by 963 bps to 0.01% in 2024, then jumped by 94 bps to 0.0% in 2025, then retreated by 29 bps to 0.0% in 2026.
- Business Quant data shows LPRO's Return on Invested Capital at 0.0% in Q1 2026, 0.0% in Q4 2025, and 0.02% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROIC (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 0.00% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 0.02% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 0.00% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 0.00% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.00% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 0.00% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.00% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 0.00% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 0.00% |
| 10 | Open Lending | 366.29 Mn | 181.34 Mn | 15.64 Mn | 0.00% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.00% |
| Dec 31, 2025 | 0.00% |
| Sep 30, 2025 | -0.02% |
| Jun 30, 2025 | -0.02% |
| Mar 31, 2025 | -0.02% |
| Dec 31, 2024 | -0.01% |
| Sep 30, 2024 | 0.00% |
| Jun 30, 2024 | 0.00% |
| Mar 31, 2024 | 0.00% |
| Dec 31, 2023 | 0.00% |
| Sep 30, 2023 | 0.00% |
| Jun 30, 2023 | 0.00% |
| Mar 31, 2023 | 0.00% |
| Dec 31, 2022 | 0.00% |
| Sep 30, 2022 | 0.00% |
| Jun 30, 2022 | 0.01% |
| Mar 31, 2022 | 0.00% |
| Dec 31, 2021 | 0.01% |
| Sep 30, 2021 | 0.01% |
| Jun 30, 2021 | 0.01% |