Open Lending LPRO
NASDAQ LPRO
$3.14 +0.00 (+0.00%)
At close: Aug 7, 2026 · 4:00 PM EDT

Open Lending (LPRO) Free Cash Flow (2019 - 2026)

Open Lending (LPRO) posted Free Cash Flow of -$1.1 million for Q1 2026, down 116.85% sequentially from $6.2 million in Q4 2025, and up 76.06% YoY from -$598082.2 in Q1 2025.

Analysis

Open Lending (LPRO) Free Cash Flow (2019 - 2026) Analysis & Trends

Open Lending has reported Free Cash Flow for 8 years, with the latest figure at -$1.1 million in Q1 2026.

  • Quarterly Free Cash Flow rose 76.06% year-over-year to -$1.1 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $96000.0 (down 95.27% YoY) and the FY2025 annual result came in at -$3.2 million, down 118.64% from the prior year.
  • Free Cash Flow declined to -$1.1 million in Q1 2026 per LPRO's latest filing, from $6.2 million in the prior quarter.
  • Over five years, Free Cash Flow peaked at $31.8 million in Q1 2022 and troughed at -$6.5 million in Q3 2025.
  • A 5-year average of $11.8 million and a median of $12.9 million in 2024 frame the typical range for Free Cash Flow.
  • The widest YoY moves for Free Cash Flow: up 284.77% in 2025, down 150.05% in 2025.
  • Over 5 years, Free Cash Flow stood at $22.6 million in 2022, then sank by 34.98% to $14.7 million in 2023, then plunged by 123.0% to -$3.4 million in 2024, then surged by 284.77% to $6.2 million in 2025, then tumbled by 116.85% to -$1.1 million in 2026.
  • According to Business Quant data, Free Cash Flow over the past three periods registered -$1.1 million, $6.2 million, and -$6.5 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 6.14 Bn
2 Mastercard 518.33 Bn 504.84 Bn - 3.51 Bn
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 4.47 Bn
4 Capital One Financial 132.31 Bn 77.60 Bn - 8.08 Bn
5 PayPal Holdings 46.25 Bn 35.00 Bn - 1.78 Bn
6 Affirm Holdings 26.22 Bn 24.59 Bn - -12.97 Bn
7 Synchrony Financial 25.37 Bn 9.17 Bn - 2.42 Bn
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn -3.99 Bn
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 1.35 Bn
10 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn -1.05 Mn
Historic Data

Historic Data

Download Data
DateValue
Mar 31, 2026 -1.05 Mn
Mar 31, 2026 -1.05 Mn
Dec 31, 2025 5.33 Mn
Dec 31, 2025 5.33 Mn
Sep 30, 2025 -5.73 Mn
Sep 30, 2025 -5.73 Mn
Jun 30, 2025 631,000.00
Jun 30, 2025 631,000.00
Mar 31, 2025 -4.40 Mn
Mar 31, 2025 -4.40 Mn
Dec 31, 2024 -4.53 Mn
Dec 31, 2024 -4.53 Mn
Sep 30, 2024 10.48 Mn
Sep 30, 2024 10.48 Mn
Jun 30, 2024 -2.44 Mn
Jun 30, 2024 -2.44 Mn
Mar 31, 2024 10.36 Mn
Mar 31, 2024 10.36 Mn
Dec 31, 2023 16.19 Mn
Dec 31, 2023 16.19 Mn