Open Lending LPRO
LPRO
$3.14 +0.00 (+0.00%)
At close: Aug 7, 2026 · 4:00 PM EDT

Open Lending (LPRO) Free Cash Flow (2019 - 2026)

Open Lending's (LPRO) quarterly Free Cash Flow came in at -$1.1 million in Q1 2026, up 76.06% year-over-year from -$598082.2 in Q1 2025, and down 119.75% quarter-over-quarter from $5.3 million in Q4 2025.

Analysis

Open Lending (LPRO) Free Cash Flow (2019 - 2026) Analysis & Trends

Open Lending has disclosed Free Cash Flow across 8 years of filings, most recently posting -$1.1 million for Q1 2026.

  • In Q1 2026, Free Cash Flow rose 76.06% year-over-year to -$1.1 million; the TTM figure through Mar 2026 stood at -$822000.0 (up 8.26% YoY), while the FY2025 annual figure was -$4.2 million, down 130.06% from the prior year.
  • Free Cash Flow came in at -$1.1 million for Q1 2026 at Open Lending, down from $5.3 million in the prior quarter.
  • In the past five years, Free Cash Flow ranged from a high of $31.8 million in Q1 2022 to a low of -$5.7 million in Q3 2025.
  • Average Free Cash Flow over 5 years is $11.5 million, with a median of $10.5 million recorded in 2024.
  • The largest YoY upside for Free Cash Flow was 217.63% in 2025 against a maximum downside of 154.7% in 2025.
  • Over 5 years, Free Cash Flow stood at $22.5 million in 2022, then retreated by 27.95% to $16.2 million in 2023, then slumped by 128.0% to -$4.5 million in 2024, then surged by 217.63% to $5.3 million in 2025, then slumped by 119.75% to -$1.1 million in 2026.
  • Per Business Quant data, the three most recent Free Cash Flow figures were -$1.1 million in Q1 2026, $5.3 million in Q4 2025, and -$5.7 million in Q3 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 Upstart Holdings 2.43 Bn 1.99 Bn 303.39 Mn -140.82 Mn
2 Pagaya Technologies 1.70 Bn 1.51 Bn 168.33 Mn 71.25 Mn
3 Qfin Holdings 986.27 Mn -9.51 Mn - 159.36 Mn
4 FinVolution 836.54 Mn -90.46 Mn - -57.27 Mn
5 X Financial 386.17 Mn -182.14 Mn 84.09 Mn -
6 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn -1.05 Mn
7 Blend Labs 279.09 Mn 234.22 Mn 24.89 Mn 6.91 Mn
8 LexinFintech Holdings 251.25 Mn 251.25 Mn 73.06 Mn -
9 Jiayin 76.25 Mn 2.23 Mn - -
10 Antalpha Platform Holding 76.02 Mn -813.69 Mn 11.94 Mn -
Historic Data

Historic Data

Download Data
DateValue
Mar 31, 2026 -1.05 Mn
Dec 31, 2025 5.33 Mn
Sep 30, 2025 -5.73 Mn
Jun 30, 2025 631,000.00
Mar 31, 2025 -4.40 Mn
Dec 31, 2024 -4.53 Mn
Sep 30, 2024 10.48 Mn
Jun 30, 2024 -2.44 Mn
Mar 31, 2024 10.36 Mn
Dec 31, 2023 16.19 Mn
Sep 30, 2023 19.61 Mn
Jun 30, 2023 15.60 Mn
Mar 31, 2023 29.21 Mn
Dec 31, 2022 22.46 Mn
Sep 30, 2022 31.29 Mn
Jun 30, 2022 21.49 Mn
Mar 31, 2022 31.80 Mn
Dec 31, 2021 26.64 Mn
Sep 30, 2021 34.50 Mn
Jun 30, 2021 13.31 Mn