Open Lending (LPRO) Free Cash Flow (2019 - 2026)
Open Lending (LPRO) posted Free Cash Flow of -$1.1 million for Q1 2026, down 116.85% sequentially from $6.2 million in Q4 2025, and up 76.06% YoY from -$598082.2 in Q1 2025.
Open Lending (LPRO) Free Cash Flow (2019 - 2026) Analysis & Trends
Open Lending has reported Free Cash Flow for 8 years, with the latest figure at -$1.1 million in Q1 2026.
- Quarterly Free Cash Flow rose 76.06% year-over-year to -$1.1 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $96000.0 (down 95.27% YoY) and the FY2025 annual result came in at -$3.2 million, down 118.64% from the prior year.
- Free Cash Flow declined to -$1.1 million in Q1 2026 per LPRO's latest filing, from $6.2 million in the prior quarter.
- Over five years, Free Cash Flow peaked at $31.8 million in Q1 2022 and troughed at -$6.5 million in Q3 2025.
- A 5-year average of $11.8 million and a median of $12.9 million in 2024 frame the typical range for Free Cash Flow.
- The widest YoY moves for Free Cash Flow: up 284.77% in 2025, down 150.05% in 2025.
- Over 5 years, Free Cash Flow stood at $22.6 million in 2022, then sank by 34.98% to $14.7 million in 2023, then plunged by 123.0% to -$3.4 million in 2024, then surged by 284.77% to $6.2 million in 2025, then tumbled by 116.85% to -$1.1 million in 2026.
- According to Business Quant data, Free Cash Flow over the past three periods registered -$1.1 million, $6.2 million, and -$6.5 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 6.14 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 3.51 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 4.47 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 8.08 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 1.78 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 2.42 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | -32.90 Bn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -2.38 Bn |
| 10 | Open Lending | 402.54 Mn | 217.59 Mn | 15.64 Mn | -1.05 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -1.05 Mn |
| Mar 31, 2026 | -1.05 Mn |
| Dec 31, 2025 | 6.25 Mn |
| Dec 31, 2025 | 6.25 Mn |
| Sep 30, 2025 | -6.45 Mn |
| Sep 30, 2025 | -6.45 Mn |
| Jun 30, 2025 | 1.35 Mn |
| Jun 30, 2025 | 1.35 Mn |
| Mar 31, 2025 | -4.40 Mn |
| Mar 31, 2025 | -4.40 Mn |
| Dec 31, 2024 | -3.38 Mn |
| Dec 31, 2024 | -3.38 Mn |
| Sep 30, 2024 | 12.89 Mn |
| Sep 30, 2024 | 12.89 Mn |
| Jun 30, 2024 | -3.08 Mn |
| Jun 30, 2024 | -3.08 Mn |
| Mar 31, 2024 | 11.01 Mn |
| Mar 31, 2024 | 11.01 Mn |
| Dec 31, 2023 | 14.70 Mn |
| Dec 31, 2023 | 14.70 Mn |