Open Lending (LPRO) Free Cash Flow (2019 - 2026)

Open Lending's (LPRO) quarterly Free Cash Flow came in at -$764000.0 in Q1 2026, up 82.63% year-on-year from -$418326.6 in Q1 2025, and down 112.23% quarter-over-quarter from $6.2 million in Q4 2025.

Open Lending (LPRO) Free Cash Flow (2019 - 2026) Analysis & Trends

Open Lending has disclosed Free Cash Flow across 8 years of filings, most recently posting -$764000.0 for Q1 2026.

  • Free Cash Flow for Q1 2026 came in at -$764000.0, up 82.63% year-over-year; the trailing twelve-month figure through Mar 2026 was $385000.0 (up 125.03% YoY), and the FY2025 annual result was -$3.2 million, down 123.44% from the prior year.
  • Free Cash Flow came in at -$764000.0 for Q1 2026 at Open Lending, down from $6.2 million in the prior quarter.
  • In the past five years, Free Cash Flow ranged from a high of $31.9 million in Q1 2022 to a low of -$6.9 million in Q4 2024.
  • The 5-year median for Free Cash Flow is $11.3 million (2024), against an average of $11.6 million.
  • Peak annual rise in Free Cash Flow reached 189.94% in 2025, while the deepest fall reached 150.87% in 2025.
  • Open Lending's Free Cash Flow stood at $22.3 million in 2022, then sank by 33.98% to $14.7 million in 2023, then slumped by 147.26% to -$6.9 million in 2024, then soared by 189.94% to $6.2 million in 2025, then tumbled by 112.23% to -$764000.0 in 2026.
  • The last three Free Cash Flow figures came in at -$764000.0 (Q1 2026), $6.2 million (Q4 2025), and -$5.7 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 2.63 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 2.82 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 2.66 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 5.47 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 903.00 Mn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 2.18 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 22.68 Bn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -2.38 Bn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 1.37 Bn
10 Open Lending 248.51 Mn 248.51 Mn 15.64 Mn -764,000.00

Historic Data

Download Data
DateValue
Mar 31, 2026 -764,000.00
Mar 31, 2026 -764,000.00
Dec 31, 2025 6.25 Mn
Dec 31, 2025 6.25 Mn
Sep 30, 2025 -5.73 Mn
Sep 30, 2025 -5.73 Mn
Jun 30, 2025 631,000.00
Jun 30, 2025 631,000.00
Mar 31, 2025 -4.40 Mn
Mar 31, 2025 -4.40 Mn
Dec 31, 2024 -6.95 Mn
Dec 31, 2024 -6.95 Mn
Sep 30, 2024 11.27 Mn
Sep 30, 2024 11.27 Mn
Jun 30, 2024 -1.46 Mn
Jun 30, 2024 -1.46 Mn
Mar 31, 2024 11.01 Mn
Mar 31, 2024 11.01 Mn
Dec 31, 2023 14.70 Mn
Dec 31, 2023 14.70 Mn