Open Lending (LPRO) Free Cash Flow (2019 - 2026)
Open Lending's (LPRO) quarterly Free Cash Flow came in at -$764000.0 in Q1 2026, up 82.63% year-on-year from -$418326.6 in Q1 2025, and down 112.23% quarter-over-quarter from $6.2 million in Q4 2025.
Open Lending (LPRO) Free Cash Flow (2019 - 2026) Analysis & Trends
Open Lending has disclosed Free Cash Flow across 8 years of filings, most recently posting -$764000.0 for Q1 2026.
- Free Cash Flow for Q1 2026 came in at -$764000.0, up 82.63% year-over-year; the trailing twelve-month figure through Mar 2026 was $385000.0 (up 125.03% YoY), and the FY2025 annual result was -$3.2 million, down 123.44% from the prior year.
- Free Cash Flow came in at -$764000.0 for Q1 2026 at Open Lending, down from $6.2 million in the prior quarter.
- In the past five years, Free Cash Flow ranged from a high of $31.9 million in Q1 2022 to a low of -$6.9 million in Q4 2024.
- The 5-year median for Free Cash Flow is $11.3 million (2024), against an average of $11.6 million.
- Peak annual rise in Free Cash Flow reached 189.94% in 2025, while the deepest fall reached 150.87% in 2025.
- Open Lending's Free Cash Flow stood at $22.3 million in 2022, then sank by 33.98% to $14.7 million in 2023, then slumped by 147.26% to -$6.9 million in 2024, then soared by 189.94% to $6.2 million in 2025, then tumbled by 112.23% to -$764000.0 in 2026.
- The last three Free Cash Flow figures came in at -$764000.0 (Q1 2026), $6.2 million (Q4 2025), and -$5.7 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 2.63 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 2.82 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 2.66 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 5.47 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 903.00 Mn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 2.18 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 22.68 Bn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | -2.38 Bn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 1.37 Bn |
| 10 | Open Lending | 248.51 Mn | 248.51 Mn | 15.64 Mn | -764,000.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -764,000.00 |
| Mar 31, 2026 | -764,000.00 |
| Dec 31, 2025 | 6.25 Mn |
| Dec 31, 2025 | 6.25 Mn |
| Sep 30, 2025 | -5.73 Mn |
| Sep 30, 2025 | -5.73 Mn |
| Jun 30, 2025 | 631,000.00 |
| Jun 30, 2025 | 631,000.00 |
| Mar 31, 2025 | -4.40 Mn |
| Mar 31, 2025 | -4.40 Mn |
| Dec 31, 2024 | -6.95 Mn |
| Dec 31, 2024 | -6.95 Mn |
| Sep 30, 2024 | 11.27 Mn |
| Sep 30, 2024 | 11.27 Mn |
| Jun 30, 2024 | -1.46 Mn |
| Jun 30, 2024 | -1.46 Mn |
| Mar 31, 2024 | 11.01 Mn |
| Mar 31, 2024 | 11.01 Mn |
| Dec 31, 2023 | 14.70 Mn |
| Dec 31, 2023 | 14.70 Mn |