Open Lending (LPRO) Free Cash Flow (2019 - 2026)

Open Lending (LPRO) posted Free Cash Flow of -$1.1 million for Q1 2026, down 116.85% sequentially from $6.2 million in Q4 2025, and up 76.06% YoY from -$598082.2 in Q1 2025.

Open Lending (LPRO) Free Cash Flow (2019 - 2026) Analysis & Trends

Open Lending has reported Free Cash Flow for 8 years, with the latest figure at -$1.1 million in Q1 2026.

  • Quarterly Free Cash Flow rose 76.06% year-over-year to -$1.1 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $96000.0 (down 95.27% YoY) and the FY2025 annual result came in at -$3.2 million, down 118.64% from the prior year.
  • Free Cash Flow declined to -$1.1 million in Q1 2026 per LPRO's latest filing, from $6.2 million in the prior quarter.
  • Over five years, Free Cash Flow peaked at $31.8 million in Q1 2022 and troughed at -$6.5 million in Q3 2025.
  • A 5-year average of $11.8 million and a median of $12.9 million in 2024 frame the typical range for Free Cash Flow.
  • The widest YoY moves for Free Cash Flow: up 284.77% in 2025, down 150.05% in 2025.
  • Over 5 years, Free Cash Flow stood at $22.6 million in 2022, then sank by 34.98% to $14.7 million in 2023, then plunged by 123.0% to -$3.4 million in 2024, then surged by 284.77% to $6.2 million in 2025, then tumbled by 116.85% to -$1.1 million in 2026.
  • According to Business Quant data, Free Cash Flow over the past three periods registered -$1.1 million, $6.2 million, and -$6.5 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 6.14 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 3.51 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 4.47 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 8.08 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 1.78 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 2.42 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - -32.90 Bn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -2.38 Bn
10 Open Lending 402.54 Mn 217.59 Mn 15.64 Mn -1.05 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -1.05 Mn
Mar 31, 2026 -1.05 Mn
Dec 31, 2025 6.25 Mn
Dec 31, 2025 6.25 Mn
Sep 30, 2025 -6.45 Mn
Sep 30, 2025 -6.45 Mn
Jun 30, 2025 1.35 Mn
Jun 30, 2025 1.35 Mn
Mar 31, 2025 -4.40 Mn
Mar 31, 2025 -4.40 Mn
Dec 31, 2024 -3.38 Mn
Dec 31, 2024 -3.38 Mn
Sep 30, 2024 12.89 Mn
Sep 30, 2024 12.89 Mn
Jun 30, 2024 -3.08 Mn
Jun 30, 2024 -3.08 Mn
Mar 31, 2024 11.01 Mn
Mar 31, 2024 11.01 Mn
Dec 31, 2023 14.70 Mn
Dec 31, 2023 14.70 Mn