Open Lending (LPRO) Free Cash Flow (2019 - 2026)
Open Lending's (LPRO) quarterly Free Cash Flow came in at -$1.1 million in Q1 2026, up 76.06% year-over-year from -$598082.2 in Q1 2025, and down 119.75% quarter-over-quarter from $5.3 million in Q4 2025.
Analysis
Open Lending (LPRO) Free Cash Flow (2019 - 2026) Analysis & Trends
Open Lending has disclosed Free Cash Flow across 8 years of filings, most recently posting -$1.1 million for Q1 2026.
- In Q1 2026, Free Cash Flow rose 76.06% year-over-year to -$1.1 million; the TTM figure through Mar 2026 stood at -$822000.0 (up 8.26% YoY), while the FY2025 annual figure was -$4.2 million, down 130.06% from the prior year.
- Free Cash Flow came in at -$1.1 million for Q1 2026 at Open Lending, down from $5.3 million in the prior quarter.
- In the past five years, Free Cash Flow ranged from a high of $31.8 million in Q1 2022 to a low of -$5.7 million in Q3 2025.
- Average Free Cash Flow over 5 years is $11.5 million, with a median of $10.5 million recorded in 2024.
- The largest YoY upside for Free Cash Flow was 217.63% in 2025 against a maximum downside of 154.7% in 2025.
- Over 5 years, Free Cash Flow stood at $22.5 million in 2022, then retreated by 27.95% to $16.2 million in 2023, then slumped by 128.0% to -$4.5 million in 2024, then surged by 217.63% to $5.3 million in 2025, then slumped by 119.75% to -$1.1 million in 2026.
- Per Business Quant data, the three most recent Free Cash Flow figures were -$1.1 million in Q1 2026, $5.3 million in Q4 2025, and -$5.7 million in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | -140.82 Mn |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | 71.25 Mn |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | 159.36 Mn |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | -57.27 Mn |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | - |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | -1.05 Mn |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | 6.91 Mn |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | - |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | - |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | -1.05 Mn |
| Dec 31, 2025 | 5.33 Mn |
| Sep 30, 2025 | -5.73 Mn |
| Jun 30, 2025 | 631,000.00 |
| Mar 31, 2025 | -4.40 Mn |
| Dec 31, 2024 | -4.53 Mn |
| Sep 30, 2024 | 10.48 Mn |
| Jun 30, 2024 | -2.44 Mn |
| Mar 31, 2024 | 10.36 Mn |
| Dec 31, 2023 | 16.19 Mn |
| Sep 30, 2023 | 19.61 Mn |
| Jun 30, 2023 | 15.60 Mn |
| Mar 31, 2023 | 29.21 Mn |
| Dec 31, 2022 | 22.46 Mn |
| Sep 30, 2022 | 31.29 Mn |
| Jun 30, 2022 | 21.49 Mn |
| Mar 31, 2022 | 31.80 Mn |
| Dec 31, 2021 | 26.64 Mn |
| Sep 30, 2021 | 34.50 Mn |
| Jun 30, 2021 | 13.31 Mn |