Open Lending (LPRO) Free Cash Flow (2019 - 2026)
Open Lending (LPRO) posted Free Cash Flow of -$764000.0 for Q1 2026, down 112.23% sequentially from $6.2 million in Q4 2025, and up 82.63% YoY from -$418326.6 in Q1 2025.
Open Lending (LPRO) Free Cash Flow (2019 - 2026) Analysis & Trends
Open Lending (LPRO) has 8 years of Free Cash Flow data on file, last reported at -$764000.0 in Q1 2026.
- Quarterly Free Cash Flow rose 82.63% year-over-year to -$764000.0 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $385000.0 (up 125.03% YoY) and the FY2025 annual result came in at -$3.2 million, down 123.44% from the prior year.
- Free Cash Flow retreated to -$764000.0 in Q1 2026 per LPRO's latest filing, from $6.2 million in the prior quarter.
- The five-year high for Free Cash Flow was $31.9 million in Q1 2022, with the low at -$6.9 million in Q4 2024.
- Average Free Cash Flow over 5 years is $11.6 million, with a median of $11.3 million recorded in 2024.
- The widest YoY moves for Free Cash Flow: up 189.94% in 2025, down 150.87% in 2025.
- Open Lending's Free Cash Flow stood at $22.3 million in 2022, then slumped by 33.98% to $14.7 million in 2023, then tumbled by 147.26% to -$6.9 million in 2024, then soared by 189.94% to $6.2 million in 2025, then plunged by 112.23% to -$764000.0 in 2026.
- Business Quant data shows LPRO's Free Cash Flow at -$764000.0 in Q1 2026, $6.2 million in Q4 2025, and -$5.7 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 2.63 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 2.82 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 2.66 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 903.00 Mn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 22.68 Bn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | -2.38 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 1.37 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 268.90 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 66.48 Mn |
| 10 | Open Lending | 366.29 Mn | 181.34 Mn | 15.64 Mn | -764,000.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -764,000.00 |
| Mar 31, 2026 | -764,000.00 |
| Dec 31, 2025 | 6.25 Mn |
| Dec 31, 2025 | 6.25 Mn |
| Sep 30, 2025 | -5.73 Mn |
| Sep 30, 2025 | -5.73 Mn |
| Jun 30, 2025 | 631,000.00 |
| Jun 30, 2025 | 631,000.00 |
| Mar 31, 2025 | -4.40 Mn |
| Mar 31, 2025 | -4.40 Mn |
| Dec 31, 2024 | -6.95 Mn |
| Dec 31, 2024 | -6.95 Mn |
| Sep 30, 2024 | 11.27 Mn |
| Sep 30, 2024 | 11.27 Mn |
| Jun 30, 2024 | -1.46 Mn |
| Jun 30, 2024 | -1.46 Mn |
| Mar 31, 2024 | 11.01 Mn |
| Mar 31, 2024 | 11.01 Mn |
| Dec 31, 2023 | 14.70 Mn |
| Dec 31, 2023 | 14.70 Mn |