Open Lending (LPRO) Total Debt (2019 - 2026)

Open Lending's (LPRO) quarterly Total Debt came in at $75.4 million in Q1 2026, down 42.16% year-on-year from $130.4 million in Q1 2025, and down 2.36% quarter-over-quarter from $77.3 million in Q4 2025.

Open Lending (LPRO) Total Debt (2019 - 2026) Analysis & Trends

Open Lending has disclosed Total Debt across 8 years of filings, most recently posting $75.4 million for Q1 2026.

  • Total Debt for Q1 2026 came in at $75.4 million, down 42.16% year-over-year; the trailing twelve-month figure through Mar 2026 was $75.4 million (down 42.16% YoY), and the FY2025 annual result was $77.3 million, down 41.56% from the prior year.
  • Total Debt came in at $75.4 million for Q1 2026 at Open Lending, down from $77.3 million in the prior quarter.
  • In the past five years, Total Debt ranged from a high of $144.5 million in Q3 2022 to a low of $75.4 million in Q1 2026.
  • The 5-year median for Total Debt is $138.5 million (2024), against an average of $130.4 million.
  • Across the five-year window, Total Debt increased 0.73% in 2023 and sank 42.16% in 2026, its largest moves.
  • Open Lending's Total Debt stood at $143.7 million in 2022, then fell by 3.01% to $139.4 million in 2023, then retreated by 5.12% to $132.2 million in 2024, then sank by 41.56% to $77.3 million in 2025, then dropped by 2.36% to $75.4 million in 2026.
  • The last three Total Debt figures came in at $75.4 million (Q1 2026), $77.3 million (Q4 2025), and $126.9 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Debt (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 23.98 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 18.96 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 1.69 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 38.42 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 9.41 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 7.51 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 2.42 Bn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 4.13 Bn
10 Open Lending 248.51 Mn 248.51 Mn 15.64 Mn 75.44 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 75.44 Mn
Dec 31, 2025 77.27 Mn
Sep 30, 2025 126.85 Mn
Jun 30, 2025 128.64 Mn
Mar 31, 2025 130.43 Mn
Dec 31, 2024 132.22 Mn
Sep 30, 2024 134.00 Mn
Jun 30, 2024 135.79 Mn
Mar 31, 2024 138.51 Mn
Dec 31, 2023 139.36 Mn
Sep 30, 2023 141.14 Mn
Jun 30, 2023 141.98 Mn
Mar 31, 2023 142.83 Mn
Dec 31, 2022 143.68 Mn
Sep 30, 2022 144.48 Mn
Jun 30, 2022 140.96 Mn
Mar 31, 2022 142.44 Mn
Dec 31, 2021 143.14 Mn
Sep 30, 2021 143.83 Mn
Jun 30, 2021 144.52 Mn