Open Lending (LPRO) Total Debt (2019 - 2026)

Open Lending (LPRO) posted Total Debt of $75.4 million for Q1 2026, down 2.36% sequentially from $77.3 million in Q4 2025, and down 42.16% YoY from $130.4 million in Q1 2025.

Open Lending (LPRO) Total Debt (2019 - 2026) Analysis & Trends

Open Lending (LPRO) has 8 years of Total Debt data on file, last reported at $75.4 million in Q1 2026.

  • Quarterly Total Debt fell 42.16% year-over-year to $75.4 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $75.4 million (down 42.16% YoY) and the FY2025 annual result came in at $77.3 million, down 41.56% from the prior year.
  • Total Debt fell to $75.4 million in Q1 2026 per LPRO's latest filing, from $77.3 million in the prior quarter.
  • The five-year high for Total Debt was $144.5 million in Q3 2022, with the low at $75.4 million in Q1 2026.
  • Average Total Debt over 5 years is $130.4 million, with a median of $138.5 million recorded in 2024.
  • Year-over-year, Total Debt climbed 0.73% in 2023 and tumbled 42.16% in 2026.
  • Open Lending's Total Debt stood at $143.7 million in 2022, then slipped by 3.01% to $139.4 million in 2023, then dropped by 5.12% to $132.2 million in 2024, then slumped by 41.56% to $77.3 million in 2025, then retreated by 2.36% to $75.4 million in 2026.
  • Business Quant data shows LPRO's Total Debt at $75.4 million in Q1 2026, $77.3 million in Q4 2025, and $126.9 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Debt (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 23.98 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 18.96 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.69 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 9.41 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 2.42 Bn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 4.13 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 5.16 Bn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 12.66 Bn
10 Open Lending 366.29 Mn 181.34 Mn 15.64 Mn 75.44 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 75.44 Mn
Dec 31, 2025 77.27 Mn
Sep 30, 2025 126.85 Mn
Jun 30, 2025 128.64 Mn
Mar 31, 2025 130.43 Mn
Dec 31, 2024 132.22 Mn
Sep 30, 2024 134.00 Mn
Jun 30, 2024 135.79 Mn
Mar 31, 2024 138.51 Mn
Dec 31, 2023 139.36 Mn
Sep 30, 2023 141.14 Mn
Jun 30, 2023 141.98 Mn
Mar 31, 2023 142.83 Mn
Dec 31, 2022 143.68 Mn
Sep 30, 2022 144.48 Mn
Jun 30, 2022 140.96 Mn
Mar 31, 2022 142.44 Mn
Dec 31, 2021 143.14 Mn
Sep 30, 2021 143.83 Mn
Jun 30, 2021 144.52 Mn