Open Lending (LPRO) Total Debt (2019 - 2026)

Open Lending (LPRO) posted Total Debt of $75.4 million for Q1 2026, down 2.36% sequentially from $77.3 million in Q4 2025, and down 42.16% YoY from $130.4 million in Q1 2025.

Open Lending (LPRO) Total Debt (2019 - 2026) Analysis & Trends

Open Lending has reported Total Debt for 8 years, with the latest figure at $75.4 million in Q1 2026.

  • Quarterly Total Debt fell 42.16% year-over-year to $75.4 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $75.4 million (down 42.16% YoY) and the FY2025 annual result came in at $77.3 million, down 41.56% from the prior year.
  • Total Debt fell to $75.4 million in Q1 2026 per LPRO's latest filing, from $77.3 million in the prior quarter.
  • Over five years, Total Debt peaked at $144.5 million in Q3 2022 and troughed at $75.4 million in Q1 2026.
  • A 5-year average of $130.4 million and a median of $138.5 million in 2024 frame the typical range for Total Debt.
  • The sharpest annual moves came in 2023 and 2026: Total Debt gained 0.73% in 2023, then sank 42.16% in 2026.
  • Over 5 years, Total Debt stood at $143.7 million in 2022, then decreased by 3.01% to $139.4 million in 2023, then slipped by 5.12% to $132.2 million in 2024, then sank by 41.56% to $77.3 million in 2025, then fell by 2.36% to $75.4 million in 2026.
  • According to Business Quant data, Total Debt over the past three periods registered $75.4 million, $77.3 million, and $126.9 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Debt (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 23.86 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 24.64 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 59.05 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 35.62 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 15.23 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 16.43 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 2.42 Bn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -
10 Open Lending 402.54 Mn 217.59 Mn 15.64 Mn 75.44 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 75.44 Mn
Dec 31, 2025 77.27 Mn
Sep 30, 2025 126.85 Mn
Jun 30, 2025 128.64 Mn
Mar 31, 2025 130.43 Mn
Dec 31, 2024 132.22 Mn
Sep 30, 2024 134.00 Mn
Jun 30, 2024 135.79 Mn
Mar 31, 2024 138.51 Mn
Dec 31, 2023 139.36 Mn
Sep 30, 2023 141.14 Mn
Jun 30, 2023 141.98 Mn
Mar 31, 2023 142.83 Mn
Dec 31, 2022 143.68 Mn
Sep 30, 2022 144.48 Mn
Jun 30, 2022 140.96 Mn
Mar 31, 2022 142.44 Mn
Dec 31, 2021 143.14 Mn
Sep 30, 2021 143.83 Mn
Jun 30, 2021 144.52 Mn