Open Lending (LPRO) Total Debt (2019 - 2026)
Open Lending's (LPRO) quarterly Total Debt came in at $82.9 million in Q1 2026, down 39.86% year-over-year from $137.9 million in Q1 2025, and down 2.15% quarter-over-quarter from $84.8 million in Q4 2025.
Analysis
Open Lending (LPRO) Total Debt (2019 - 2026) Analysis & Trends
Open Lending has disclosed Total Debt across 8 years of filings, most recently posting $82.9 million for Q1 2026.
- In Q1 2026, Total Debt fell 39.86% year-over-year to $82.9 million; the TTM figure through Mar 2026 stood at $82.9 million (down 39.86% YoY), while the FY2025 annual figure was $84.8 million, down 39.33% from the prior year.
- Total Debt came in at $82.9 million for Q1 2026 at Open Lending, down from $84.8 million in the prior quarter.
- In the past five years, Total Debt ranged from a high of $148.2 million in Q3 2022 to a low of $82.9 million in Q1 2026.
- Average Total Debt over 5 years is $136.0 million, with a median of $143.3 million recorded in 2024.
- Year-over-year, Total Debt rose 0.87% in 2022 and sank 39.86% in 2026.
- Over 5 years, Total Debt stood at $147.4 million in 2022, then fell by 2.3% to $144.0 million in 2023, then decreased by 3.0% to $139.7 million in 2024, then plunged by 39.33% to $84.8 million in 2025, then dropped by 2.15% to $82.9 million in 2026.
- Per Business Quant data, the three most recent Total Debt figures were $82.9 million in Q1 2026, $84.8 million in Q4 2025, and $134.4 million in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | 145.21 Mn |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | 471.87 Mn |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | 320.74 Mn |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | 188.40 Mn |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | 58.19 Mn |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | 82.94 Mn |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | - |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | 218.58 Mn |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | 92.37 Mn |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | 268.01 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 82.94 Mn |
| Dec 31, 2025 | 84.77 Mn |
| Sep 30, 2025 | 134.35 Mn |
| Jun 30, 2025 | 136.14 Mn |
| Mar 31, 2025 | 137.93 Mn |
| Dec 31, 2024 | 139.72 Mn |
| Sep 30, 2024 | 141.50 Mn |
| Jun 30, 2024 | 143.29 Mn |
| Mar 31, 2024 | 143.20 Mn |
| Dec 31, 2023 | 144.05 Mn |
| Sep 30, 2023 | 144.89 Mn |
| Jun 30, 2023 | 145.73 Mn |
| Mar 31, 2023 | 146.58 Mn |
| Dec 31, 2022 | 147.43 Mn |
| Sep 30, 2022 | 148.23 Mn |
| Jun 30, 2022 | 144.87 Mn |
| Mar 31, 2022 | 145.56 Mn |
| Dec 31, 2021 | 149.39 Mn |
| Sep 30, 2021 | 146.95 Mn |
| Jun 30, 2021 | 147.64 Mn |