Open Lending (LPRO) Total Debt (2019 - 2026)
Open Lending's (LPRO) quarterly Total Debt came in at $75.4 million in Q1 2026, down 42.16% year-on-year from $130.4 million in Q1 2025, and down 2.36% quarter-over-quarter from $77.3 million in Q4 2025.
Open Lending (LPRO) Total Debt (2019 - 2026) Analysis & Trends
Open Lending has disclosed Total Debt across 8 years of filings, most recently posting $75.4 million for Q1 2026.
- Total Debt for Q1 2026 came in at $75.4 million, down 42.16% year-over-year; the trailing twelve-month figure through Mar 2026 was $75.4 million (down 42.16% YoY), and the FY2025 annual result was $77.3 million, down 41.56% from the prior year.
- Total Debt came in at $75.4 million for Q1 2026 at Open Lending, down from $77.3 million in the prior quarter.
- In the past five years, Total Debt ranged from a high of $144.5 million in Q3 2022 to a low of $75.4 million in Q1 2026.
- The 5-year median for Total Debt is $138.5 million (2024), against an average of $130.4 million.
- Across the five-year window, Total Debt increased 0.73% in 2023 and sank 42.16% in 2026, its largest moves.
- Open Lending's Total Debt stood at $143.7 million in 2022, then fell by 3.01% to $139.4 million in 2023, then retreated by 5.12% to $132.2 million in 2024, then sank by 41.56% to $77.3 million in 2025, then dropped by 2.36% to $75.4 million in 2026.
- The last three Total Debt figures came in at $75.4 million (Q1 2026), $77.3 million (Q4 2025), and $126.9 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 23.98 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 18.96 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 1.69 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 38.42 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 9.41 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 7.51 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 2.42 Bn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 4.13 Bn |
| 10 | Open Lending | 248.51 Mn | 248.51 Mn | 15.64 Mn | 75.44 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 75.44 Mn |
| Dec 31, 2025 | 77.27 Mn |
| Sep 30, 2025 | 126.85 Mn |
| Jun 30, 2025 | 128.64 Mn |
| Mar 31, 2025 | 130.43 Mn |
| Dec 31, 2024 | 132.22 Mn |
| Sep 30, 2024 | 134.00 Mn |
| Jun 30, 2024 | 135.79 Mn |
| Mar 31, 2024 | 138.51 Mn |
| Dec 31, 2023 | 139.36 Mn |
| Sep 30, 2023 | 141.14 Mn |
| Jun 30, 2023 | 141.98 Mn |
| Mar 31, 2023 | 142.83 Mn |
| Dec 31, 2022 | 143.68 Mn |
| Sep 30, 2022 | 144.48 Mn |
| Jun 30, 2022 | 140.96 Mn |
| Mar 31, 2022 | 142.44 Mn |
| Dec 31, 2021 | 143.14 Mn |
| Sep 30, 2021 | 143.83 Mn |
| Jun 30, 2021 | 144.52 Mn |