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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on SalesTimes Interest Earned

Open Lending (LPRO) Net Margin: 2019-2025

Historic Net Margin for Open Lending (LPRO) over the last 7 years, with Sep 2025 value amounting to -31.32%.

  • Open Lending's Net Margin fell 3739.00% to -31.32% in Q3 2025 from the same period last year, while for Sep 2025 it was -887.31%, marking a year-over-year decrease of 89208.00%. This contributed to the annual value of -561.98% for FY2024, which is 58077.00% down from last year.
  • As of Q3 2025, Open Lending's Net Margin stood at -31.32%, which was down 881.69% from 4.01% recorded in Q2 2025.
  • Open Lending's Net Margin's 5-year high stood at 253.67% during Q4 2024, with a 5-year trough of -32.41% in Q4 2023.
  • Over the past 3 years, Open Lending's median Net Margin value was 10.86% (recorded in 2024), while the average stood at 27.62%.
  • As far as peak fluctuations go, Open Lending's Net Margin spiked by 35,095bps in 2021, and later crashed by 7,984bps in 2022.
  • Quarterly analysis of 5 years shows Open Lending's Net Margin stood at 53.92% in 2021, then tumbled by 6,954bps to -15.62% in 2022, then plummeted by 1,679bps to -32.41% in 2023, then spiked by 28,608bps to 253.67% in 2024, then plummeted by 3,739bps to -31.32% in 2025.
  • Its last three reported values are -31.32% in Q3 2025, 4.01% for Q2 2025, and 2.35% during Q1 2025.