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Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Open Lending (LPRO) Net Margin (2019 - 2025)

Open Lending (LPRO) has disclosed Net Margin for 7 consecutive years, with 8.69% as the latest value for Q4 2025.

  • Quarterly Net Margin fell 24498.0% to 8.69% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 4.57% through Dec 2025, up 55731.0% year-over-year, with the annual reading at 4.54% for FY2025, 55744.0% up from the prior year.
  • Net Margin hit 8.69% in Q4 2025 for Open Lending, up from 31.32% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 253.67% in Q4 2024 to a low of 32.41% in Q4 2023.
  • Historically, Net Margin has averaged 34.68% across 5 years, with a median of 22.89% in 2021.
  • Biggest five-year swings in Net Margin: surged 35095bps in 2021 and later plummeted -24498bps in 2025.
  • Year by year, Net Margin stood at 53.92% in 2021, then tumbled by -129bps to 15.62% in 2022, then tumbled by -108bps to 32.41% in 2023, then soared by 883bps to 253.67% in 2024, then plummeted by -97bps to 8.69% in 2025.
  • Business Quant data shows Net Margin for LPRO at 8.69% in Q4 2025, 31.32% in Q3 2025, and 4.01% in Q2 2025.