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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Open Lending (LPRO) Net Margin (2019 - 2025)

Open Lending's Net Margin history spans 7 years, with the latest figure at 31.32% for Q3 2025.

  • For Q3 2025, Net Margin fell 3744.0% year-over-year to 31.32%; the TTM value through Sep 2025 reached 886.72%, down 89143.0%, while the annual FY2024 figure was 561.98%, 58077.0% down from the prior year.
  • Net Margin for Q3 2025 was 31.32% at Open Lending, down from 4.23% in the prior quarter.
  • Across five years, Net Margin topped out at 253.67% in Q4 2024 and bottomed at 33.13% in Q4 2023.
  • The 5-year median for Net Margin is 29.23% (2021), against an average of 36.03%.
  • The largest annual shift saw Net Margin skyrocketed 35095bps in 2021 before it plummeted -7984bps in 2022.
  • A 5-year view of Net Margin shows it stood at 53.92% in 2021, then plummeted by -129bps to 15.62% in 2022, then crashed by -112bps to 33.13% in 2023, then skyrocketed by 866bps to 253.67% in 2024, then tumbled by -112bps to 31.32% in 2025.
  • Per Business Quant, the three most recent readings for LPRO's Net Margin are 31.32% (Q3 2025), 4.23% (Q2 2025), and 2.53% (Q1 2025).