Open Lending (LPRO) Net Income (2019 - 2026)

Open Lending's (LPRO) quarterly Net Income came in at -$460000.0 in Q1 2026, down 180.28% year-on-year from $573000.0 in Q1 2025, and down 127.35% quarter-over-quarter from $1.7 million in Q4 2025.

Open Lending (LPRO) Net Income (2019 - 2026) Analysis & Trends

Open Lending has disclosed Net Income across 8 years of filings, most recently posting -$460000.0 for Q1 2026.

  • Net Income for Q1 2026 came in at -$460000.0, down 180.28% year-over-year; the trailing twelve-month figure through Mar 2026 was -$5.3 million (up 96.19% YoY), and the FY2025 annual result was -$4.2 million, up 96.86% from the prior year.
  • Net Income came in at -$460000.0 for Q1 2026 at Open Lending, down from $1.7 million in the prior quarter.
  • In the past five years, Net Income ranged from a high of $24.5 million in Q3 2022 to a low of -$144.4 million in Q4 2024.
  • The 5-year median for Net Income is $1.7 million (2025), against an average of -$3.0 million.
  • Across the five-year window, Net Income plunged 2882.22% in 2024 and soared 101.16% in 2025, its largest moves.
  • Open Lending's Net Income stood at -$4.2 million in 2022, then retreated by 15.59% to -$4.8 million in 2023, then slumped by 2882.22% to -$144.4 million in 2024, then jumped by 101.16% to $1.7 million in 2025, then plunged by 127.35% to -$460000.0 in 2026.
  • The last three Net Income figures came in at -$460000.0 (Q1 2026), $1.7 million (Q4 2025), and -$7.6 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Income (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 6.02 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 3.88 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 2.97 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - -7.00 Mn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 1.11 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 805.00 Mn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 102.88 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 166.73 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 319.00 Mn
10 Open Lending 248.51 Mn 248.51 Mn 15.64 Mn -460,000.00

Historic Data

Download Data
DateValue
Mar 31, 2026 -460,000.00
Dec 31, 2025 1.68 Mn
Sep 30, 2025 -7.57 Mn
Jun 30, 2025 1.03 Mn
Mar 31, 2025 573,000.00
Dec 31, 2024 -144.40 Mn
Sep 30, 2024 1.43 Mn
Jun 30, 2024 2.94 Mn
Mar 31, 2024 5.09 Mn
Dec 31, 2023 -4.84 Mn
Sep 30, 2023 3.04 Mn
Jun 30, 2023 11.37 Mn
Mar 31, 2023 12.54 Mn
Dec 31, 2022 -4.19 Mn
Sep 30, 2022 24.53 Mn
Jun 30, 2022 23.11 Mn
Mar 31, 2022 23.15 Mn
Dec 31, 2021 27.80 Mn
Sep 30, 2021 29.41 Mn
Jun 30, 2021 75.97 Mn