Open Lending (LPRO) Net Income (2019 - 2026)
Open Lending (LPRO) posted Net Income of -$460000.0 for Q1 2026, down 127.35% sequentially from $1.7 million in Q4 2025, and down 174.55% YoY from $617000.0 in Q1 2025.
Analysis
Open Lending (LPRO) Net Income (2019 - 2026) Analysis & Trends
Open Lending has reported Net Income for 8 years, with the latest figure at -$460000.0 in Q1 2026.
- Quarterly Net Income fell 174.55% year-over-year to -$460000.0 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$5.3 million (up 96.19% YoY) and the FY2025 annual result came in at -$4.2 million, up 96.86% from the prior year.
- Net Income slipped to -$460000.0 in Q1 2026 per LPRO's latest filing, from $1.7 million in the prior quarter.
- Over five years, Net Income peaked at $24.6 million in Q3 2022 and troughed at -$144.4 million in Q4 2024.
- A 5-year average of -$3.0 million and a median of $1.7 million in 2025 frame the typical range for Net Income.
- The sharpest annual moves came in 2024 and 2025: Net Income plunged 2882.22% in 2024, then surged 101.16% in 2025.
- Over 5 years, Net Income stood at -$4.2 million in 2022, then slipped by 15.59% to -$4.8 million in 2023, then slumped by 2882.22% to -$144.4 million in 2024, then soared by 101.16% to $1.7 million in 2025, then plunged by 127.35% to -$460000.0 in 2026.
- According to Business Quant data, Net Income over the past three periods registered -$460000.0, $1.7 million, and -$7.6 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 5.63 Bn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 4.39 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 3.11 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 3.02 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 1.10 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 1.62 Bn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 885.00 Mn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 156.59 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 410.00 Mn |
| 10 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | -460,000.00 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | -460,000.00 |
| Dec 31, 2025 | 1.68 Mn |
| Sep 30, 2025 | -7.57 Mn |
| Jun 30, 2025 | 1.01 Mn |
| Mar 31, 2025 | 573,000.00 |
| Dec 31, 2024 | -144.40 Mn |
| Sep 30, 2024 | 1.43 Mn |
| Jun 30, 2024 | 2.90 Mn |
| Mar 31, 2024 | 5.09 Mn |
| Dec 31, 2023 | -4.84 Mn |
| Sep 30, 2023 | 3.00 Mn |
| Jun 30, 2023 | 11.37 Mn |
| Mar 31, 2023 | 12.54 Mn |
| Dec 31, 2022 | -4.19 Mn |
| Sep 30, 2022 | 24.53 Mn |
| Jun 30, 2022 | 23.11 Mn |
| Mar 31, 2022 | 23.15 Mn |
| Dec 31, 2021 | 27.83 Mn |
| Sep 30, 2021 | 29.41 Mn |
| Jun 30, 2021 | 75.93 Mn |