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Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Open Lending (LPRO) Gross Margin (2019 - 2026)

Open Lending's Gross Margin history spans 7 years, with the latest figure at 75.99% for Q4 2025.

  • On a quarterly basis, Gross Margin fell 3501.0% to 75.99% in Q4 2025 year-over-year; TTM through Dec 2025 was 76.88%, a 7617.0% increase, with the full-year FY2025 number at 76.88%, up 7617.0% from a year prior.
  • Gross Margin hit 75.99% in Q4 2025 for Open Lending, down from 78.0% in the prior quarter.
  • Over the last five years, Gross Margin for LPRO hit a ceiling of 111.01% in Q4 2024 and a floor of 64.09% in Q4 2023.
  • Historically, Gross Margin has averaged 84.15% across 5 years, with a median of 82.86% in 2022.
  • Biggest five-year swings in Gross Margin: surged 4692bps in 2024 and later tumbled -3501bps in 2025.
  • Tracing LPRO's Gross Margin over 5 years: stood at 90.82% in 2021, then fell by -10bps to 81.75% in 2022, then fell by -22bps to 64.09% in 2023, then soared by 73bps to 111.01% in 2024, then plummeted by -32bps to 75.99% in 2025.
  • Business Quant data shows Gross Margin for LPRO at 75.99% in Q4 2025, 78.0% in Q3 2025, and 78.23% in Q2 2025.