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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Open Lending (LPRO) Gross Margin (2019 - 2025)

Open Lending's Gross Margin history spans 7 years, with the latest figure at 78.0% for Q3 2025.

  • For Q3 2025, Gross Margin rose 410.0% year-over-year to 78.0%; the TTM value through Sep 2025 reached 36.75%, down 11281.0%, while the annual FY2024 figure was 0.7%, 8033.0% down from the prior year.
  • Gross Margin for Q3 2025 was 78.0% at Open Lending, roughly flat from 78.23% in the prior quarter.
  • Across five years, Gross Margin topped out at 111.01% in Q4 2024 and bottomed at 64.09% in Q4 2023.
  • The 5-year median for Gross Margin is 83.97% (2023), against an average of 84.58%.
  • The largest annual shift saw Gross Margin crashed -1766bps in 2023 before it skyrocketed 4692bps in 2024.
  • A 5-year view of Gross Margin shows it stood at 90.82% in 2021, then fell by -10bps to 81.75% in 2022, then fell by -22bps to 64.09% in 2023, then soared by 73bps to 111.01% in 2024, then dropped by -30bps to 78.0% in 2025.
  • Per Business Quant, the three most recent readings for LPRO's Gross Margin are 78.0% (Q3 2025), 78.23% (Q2 2025), and 75.06% (Q1 2025).