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Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Open Lending (LPRO) Gross Margin (2019 - 2025)

Open Lending (LPRO) has disclosed Gross Margin for 7 consecutive years, with 75.99% as the latest value for Q4 2025.

  • Quarterly Gross Margin fell 3501.0% to 75.99% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 76.88% through Dec 2025, up 7617.0% year-over-year, with the annual reading at 76.88% for FY2025, 7617.0% up from the prior year.
  • Gross Margin hit 75.99% in Q4 2025 for Open Lending, down from 78.0% in the prior quarter.
  • In the past five years, Gross Margin ranged from a high of 111.01% in Q4 2024 to a low of 64.09% in Q4 2023.
  • Historically, Gross Margin has averaged 84.15% across 5 years, with a median of 82.86% in 2022.
  • Biggest five-year swings in Gross Margin: surged 4692bps in 2024 and later tumbled -3501bps in 2025.
  • Year by year, Gross Margin stood at 90.82% in 2021, then dropped by -10bps to 81.75% in 2022, then dropped by -22bps to 64.09% in 2023, then skyrocketed by 73bps to 111.01% in 2024, then tumbled by -32bps to 75.99% in 2025.
  • Business Quant data shows Gross Margin for LPRO at 75.99% in Q4 2025, 78.0% in Q3 2025, and 78.23% in Q2 2025.