Open Lending (LPRO) Change in Cash (2019 - 2026)
Open Lending's (LPRO) quarterly Change in Cash came in at -$3.3 million in Q1 2026, up 53.84% year-on-year from -$2.1 million in Q1 2025, and up 92.82% quarter-over-quarter from -$45.5 million in Q4 2025.
Open Lending (LPRO) Change in Cash (2019 - 2026) Analysis & Trends
Open Lending has disclosed Change in Cash across 8 years of filings, most recently posting -$3.3 million for Q1 2026.
- Change in Cash for Q1 2026 came in at -$3.3 million, up 53.84% year-over-year; the trailing twelve-month figure through Mar 2026 was -$61.9 million (down 652.35% YoY), and the FY2025 annual result was -$65.7 million, down 1005.67% from the prior year.
- Change in Cash came in at -$3.3 million for Q1 2026 at Open Lending, up from -$45.5 million in the prior quarter.
- In the past five years, Change in Cash ranged from a high of $34.0 million in Q3 2022 to a low of -$45.5 million in Q4 2025.
- The 5-year median for Change in Cash is $6.8 million (2023), against an average of $3.8 million.
- Across the five-year window, Change in Cash jumped 145.55% in 2023 and tumbled 548.03% in 2025, its largest moves.
- Open Lending's Change in Cash stood at $3.4 million in 2022, then surged by 145.55% to $8.3 million in 2023, then tumbled by 185.04% to -$7.0 million in 2024, then sank by 548.03% to -$45.5 million in 2025, then soared by 92.82% to -$3.3 million in 2026.
- The last three Change in Cash figures came in at -$3.3 million (Q1 2026), -$45.5 million (Q4 2025), and -$7.6 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Cash (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | -4.47 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | -2.48 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 5.97 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 17.16 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | -1.58 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 5.59 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 379.73 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | -1.60 Bn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | -580.00 Mn |
| 10 | Open Lending | 248.51 Mn | 248.51 Mn | 15.64 Mn | -3.27 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -3.27 Mn |
| Dec 31, 2025 | -45.51 Mn |
| Sep 30, 2025 | -7.61 Mn |
| Jun 30, 2025 | -5.51 Mn |
| Mar 31, 2025 | -7.08 Mn |
| Dec 31, 2024 | -7.02 Mn |
| Sep 30, 2024 | 8.48 Mn |
| Jun 30, 2024 | -2.61 Mn |
| Mar 31, 2024 | 8.41 Mn |
| Dec 31, 2023 | 8.26 Mn |
| Sep 30, 2023 | 8.63 Mn |
| Jun 30, 2023 | 14.48 Mn |
| Mar 31, 2023 | 6.78 Mn |
| Dec 31, 2022 | 3.36 Mn |
| Sep 30, 2022 | 34.05 Mn |
| Jun 30, 2022 | 20.67 Mn |
| Mar 31, 2022 | 30.93 Mn |
| Dec 31, 2021 | 25.75 Mn |
| Sep 30, 2021 | 33.72 Mn |
| Jun 30, 2021 | -69.60 Mn |