Open Lending (LPRO) Change in Cash (2019 - 2026)
Open Lending (LPRO) posted Change in Cash of -$3.3 million for Q1 2026, up 92.82% sequentially from -$45.5 million in Q4 2025, and up 53.84% YoY from -$2.1 million in Q1 2025.
Open Lending (LPRO) Change in Cash (2019 - 2026) Analysis & Trends
Open Lending (LPRO) has 8 years of Change in Cash data on file, last reported at -$3.3 million in Q1 2026.
- Quarterly Change in Cash rose 53.84% year-over-year to -$3.3 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$61.9 million (down 652.35% YoY) and the FY2025 annual result came in at -$65.7 million, down 1005.67% from the prior year.
- Change in Cash advanced to -$3.3 million in Q1 2026 per LPRO's latest filing, from -$45.5 million in the prior quarter.
- The five-year high for Change in Cash was $34.0 million in Q3 2022, with the low at -$45.5 million in Q4 2025.
- Average Change in Cash over 5 years is $3.8 million, with a median of $6.8 million recorded in 2023.
- Year-over-year, Change in Cash surged 145.55% in 2023 and sank 548.03% in 2025.
- Open Lending's Change in Cash stood at $3.4 million in 2022, then surged by 145.55% to $8.3 million in 2023, then plunged by 185.04% to -$7.0 million in 2024, then slumped by 548.03% to -$45.5 million in 2025, then soared by 92.82% to -$3.3 million in 2026.
- Business Quant data shows LPRO's Change in Cash at -$3.3 million in Q1 2026, -$45.5 million in Q4 2025, and -$7.6 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Cash (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | -4.47 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | -2.48 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 5.97 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | -1.58 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 379.73 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | -1.60 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | -580.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 1.90 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | -58.54 Mn |
| 10 | Open Lending | 366.29 Mn | 181.34 Mn | 15.64 Mn | -3.27 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -3.27 Mn |
| Dec 31, 2025 | -45.51 Mn |
| Sep 30, 2025 | -7.61 Mn |
| Jun 30, 2025 | -5.51 Mn |
| Mar 31, 2025 | -7.08 Mn |
| Dec 31, 2024 | -7.02 Mn |
| Sep 30, 2024 | 8.48 Mn |
| Jun 30, 2024 | -2.61 Mn |
| Mar 31, 2024 | 8.41 Mn |
| Dec 31, 2023 | 8.26 Mn |
| Sep 30, 2023 | 8.63 Mn |
| Jun 30, 2023 | 14.48 Mn |
| Mar 31, 2023 | 6.78 Mn |
| Dec 31, 2022 | 3.36 Mn |
| Sep 30, 2022 | 34.05 Mn |
| Jun 30, 2022 | 20.67 Mn |
| Mar 31, 2022 | 30.93 Mn |
| Dec 31, 2021 | 25.75 Mn |
| Sep 30, 2021 | 33.72 Mn |
| Jun 30, 2021 | -69.60 Mn |