Open Lending (LPRO) Operating Margin (2019 - 2026)

Open Lending has reported Operating Margin for 8 years, with the latest figure at 3.09% in Q1 2026.

• Quarterly Operating Margin fell 621.0% year-over-year to 3.09% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 7.17% (up 39991.0% YoY) and the FY2025 annual result came in at 5.37%, up 26677.0% from the prior year.
• Operating Margin slipped to 3.09% in Q1 2026 per LPRO's latest filing, from 3.91% in the prior quarter.
• Over five years, Operating Margin peaked at 138.0% in Q4 2024 and troughed at 55.41% in Q4 2023.
• A 5-year average of 24.08% and a median of 17.44% in 2023 frame the typical range for Operating Margin.
• The sharpest annual moves came in 2024 and 2025: Operating Margin soared 19341 bps in 2024, then tumbled 13409 bps in 2025.
• Over 5 years, Operating Margin stood at 17.8% in 2022, then tumbled by 411 bps to 55.41% in 2023, then soared by 349 bps to 138.0% in 2024, then plunged by 97 bps to 3.91% in 2025, then tumbled by 179 bps to 3.09% in 2026.
• According to Business Quant data, Operating Margin over the past three periods registered 3.09%, 3.91%, and 31.86% for Q1 2026, Q4 2025, and Q3 2025 respectively.