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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Open Lending (LPRO) Return on Assets (2019 - 2025)

Open Lending's Return on Assets history spans 6 years, with the latest figure at 0.51% for Q3 2025.

  • For Q3 2025, Return on Assets fell 53.0% year-over-year to 0.51%; the TTM value through Sep 2025 reached 0.51%, down 53.0%, while the annual FY2024 figure was 0.4%, 46.0% down from the prior year.
  • Return on Assets for Q3 2025 was 0.51% at Open Lending, down from 0.47% in the prior quarter.
  • Across five years, Return on Assets topped out at 0.48% in Q3 2021 and bottomed at 0.51% in Q3 2025.
  • The 5-year median for Return on Assets is 0.06% (2023), against an average of 0.03%.
  • The largest annual shift saw Return on Assets skyrocketed 88bps in 2021 before it tumbled -53bps in 2025.
  • A 5-year view of Return on Assets shows it stood at 0.48% in 2021, then crashed by -64bps to 0.17% in 2022, then crashed by -66bps to 0.06% in 2023, then tumbled by -769bps to 0.39% in 2024, then crashed by -32bps to 0.51% in 2025.
  • Per Business Quant, the three most recent readings for LPRO's Return on Assets are 0.51% (Q3 2025), 0.47% (Q2 2025), and 0.46% (Q1 2025).