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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on SalesTimes Interest Earned

Open Lending (LPRO) Return on Assets: 2020-2025

Historic Return on Assets for Open Lending (LPRO) over the last 5 years, with Sep 2025 value amounting to -0.51%.

  • Open Lending's Return on Assets fell 53.00% to -0.51% in Q3 2025 from the same period last year, while for Sep 2025 it was -0.51%, marking a year-over-year decrease of 53.00%. This contributed to the annual value of -0.40% for FY2024, which is 46.00% down from last year.
  • Per Open Lending's latest filing, its Return on Assets stood at -0.51% for Q3 2025, which was down 9.38% from -0.47% recorded in Q2 2025.
  • In the past 5 years, Open Lending's Return on Assets ranged from a high of 0.48% in Q3 2021 and a low of -0.51% during Q3 2025.
  • In the last 3 years, Open Lending's Return on Assets had a median value of 0.02% in 2024 and averaged -0.13%.
  • Per our database at Business Quant, Open Lending's Return on Assets spiked by 88bps in 2021 and then plummeted by 53bps in 2025.
  • Quarterly analysis of 5 years shows Open Lending's Return on Assets stood at 0.48% in 2021, then plummeted by 31bps to 0.17% in 2022, then fell by 11bps to 0.06% in 2023, then tumbled by 45bps to -0.39% in 2024, then plummeted by 53bps to -0.51% in 2025.
  • Its last three reported values are -0.51% in Q3 2025, -0.47% for Q2 2025, and -0.46% during Q1 2025.