Open Lending (LPRO) EBT (2019 - 2026)

Open Lending (LPRO) posted EBT of -$470000.0 for Q1 2026, down 209.56% sequentially from $429000.0 in Q4 2025, and down 169.84% YoY from $673000.0 in Q1 2025.

Open Lending (LPRO) EBT (2019 - 2026) Analysis & Trends

Open Lending has reported EBT for 8 years, with the latest figure at -$470000.0 in Q1 2026.

  • Quarterly EBT fell 169.84% year-over-year to -$470000.0 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$6.5 million (up 90.89% YoY) and the FY2025 annual result came in at -$5.4 million, up 91.69% from the prior year.
  • EBT slipped to -$470000.0 in Q1 2026 per LPRO's latest filing, from $429000.0 in the prior quarter.
  • Over five years, EBT peaked at $31.7 million in Q2 2022 and troughed at -$78.6 million in Q4 2024.
  • A 5-year average of $3.1 million and a median of $4.1 million in 2022 frame the typical range for EBT.
  • The sharpest annual moves came in 2024 and 2025: EBT slumped 887.24% in 2024, then jumped 100.55% in 2025.
  • Over 5 years, EBT stood at $4.1 million in 2022, then plunged by 293.98% to -$8.0 million in 2023, then plunged by 887.24% to -$78.6 million in 2024, then soared by 100.55% to $429000.0 in 2025, then plunged by 209.56% to -$470000.0 in 2026.
  • According to Business Quant data, EBT over the past three periods registered -$470000.0, $429000.0, and -$7.6 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 6.83 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 5.49 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 4.07 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 3.82 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 1.31 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 1.19 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 107.38 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 199.55 Mn
10 Open Lending 402.54 Mn 217.59 Mn 15.64 Mn -470,000.00

Historic Data

Download Data
DateValue
Mar 31, 2026 -470,000.00
Dec 31, 2025 429,000.00
Sep 30, 2025 -7.59 Mn
Jun 30, 2025 1.11 Mn
Mar 31, 2025 673,000.00
Dec 31, 2024 -78.59 Mn
Sep 30, 2024 2.13 Mn
Jun 30, 2024 4.34 Mn
Mar 31, 2024 7.52 Mn
Dec 31, 2023 -7.96 Mn
Sep 30, 2023 4.54 Mn
Jun 30, 2023 15.51 Mn
Mar 31, 2023 16.77 Mn
Dec 31, 2022 4.10 Mn
Sep 30, 2022 26.27 Mn
Jun 30, 2022 31.71 Mn
Mar 31, 2022 31.46 Mn
Dec 31, 2021 34.79 Mn
Sep 30, 2021 39.82 Mn
Jun 30, 2021 99.23 Mn