Open Lending (LPRO) EBT (2019 - 2026)

Open Lending's (LPRO) quarterly EBT came in at -$470000.0 in Q1 2026, down 169.84% year-on-year from $673000.0 in Q1 2025, and down 209.56% quarter-over-quarter from $429000.0 in Q4 2025.

Open Lending (LPRO) EBT (2019 - 2026) Analysis & Trends

Open Lending has disclosed EBT across 8 years of filings, most recently posting -$470000.0 for Q1 2026.

  • EBT for Q1 2026 came in at -$470000.0, down 169.84% year-over-year; the trailing twelve-month figure through Mar 2026 was -$6.5 million (up 90.89% YoY), and the FY2025 annual result was -$5.4 million, up 91.69% from the prior year.
  • EBT came in at -$470000.0 for Q1 2026 at Open Lending, down from $429000.0 in the prior quarter.
  • In the past five years, EBT ranged from a high of $31.7 million in Q2 2022 to a low of -$78.6 million in Q4 2024.
  • The 5-year median for EBT is $4.1 million (2022), against an average of $3.1 million.
  • Across the five-year window, EBT slumped 887.24% in 2024 and surged 100.55% in 2025, its largest moves.
  • Open Lending's EBT stood at $4.1 million in 2022, then plunged by 293.98% to -$8.0 million in 2023, then plunged by 887.24% to -$78.6 million in 2024, then jumped by 100.55% to $429000.0 in 2025, then plunged by 209.56% to -$470000.0 in 2026.
  • The last three EBT figures came in at -$470000.0 (Q1 2026), $429000.0 (Q4 2025), and -$7.6 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 7.17 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 4.81 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 3.78 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 2.70 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 1.39 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 1.05 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 107.38 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 199.55 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 400.00 Mn
10 Open Lending 248.51 Mn 248.51 Mn 15.64 Mn -470,000.00

Historic Data

Download Data
DateValue
Mar 31, 2026 -470,000.00
Dec 31, 2025 429,000.00
Sep 30, 2025 -7.59 Mn
Jun 30, 2025 1.11 Mn
Mar 31, 2025 673,000.00
Dec 31, 2024 -78.59 Mn
Sep 30, 2024 2.13 Mn
Jun 30, 2024 4.34 Mn
Mar 31, 2024 7.52 Mn
Dec 31, 2023 -7.96 Mn
Sep 30, 2023 4.54 Mn
Jun 30, 2023 15.51 Mn
Mar 31, 2023 16.77 Mn
Dec 31, 2022 4.10 Mn
Sep 30, 2022 26.27 Mn
Jun 30, 2022 31.71 Mn
Mar 31, 2022 31.46 Mn
Dec 31, 2021 34.79 Mn
Sep 30, 2021 39.82 Mn
Jun 30, 2021 99.23 Mn