Open Lending (LPRO) EBT (2019 - 2026)
Open Lending's (LPRO) quarterly EBT came in at -$470000.0 in Q1 2026, down 169.84% year-over-year from $673000.0 in Q1 2025, and down 209.56% quarter-over-quarter from $429000.0 in Q4 2025.
Analysis
Open Lending (LPRO) EBT (2019 - 2026) Analysis & Trends
Open Lending has disclosed EBT across 8 years of filings, most recently posting -$470000.0 for Q1 2026.
- In Q1 2026, EBT fell 169.84% year-over-year to -$470000.0; the TTM figure through Mar 2026 stood at -$6.5 million (up 90.89% YoY), while the FY2025 annual figure was -$5.4 million, up 91.69% from the prior year.
- EBT came in at -$470000.0 for Q1 2026 at Open Lending, down from $429000.0 in the prior quarter.
- In the past five years, EBT ranged from a high of $31.7 million in Q2 2022 to a low of -$78.6 million in Q4 2024.
- Average EBT over 5 years is $3.1 million, with a median of $4.1 million recorded in 2022.
- Year-over-year, EBT sank 887.24% in 2024 and soared 100.55% in 2025.
- Over 5 years, EBT stood at $4.1 million in 2022, then slumped by 293.98% to -$8.0 million in 2023, then slumped by 887.24% to -$78.6 million in 2024, then jumped by 100.55% to $429000.0 in 2025, then slumped by 209.56% to -$470000.0 in 2026.
- Per Business Quant data, the three most recent EBT figures were -$470000.0 in Q1 2026, $429000.0 in Q4 2025, and -$7.6 million in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | 17.15 Mn |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | 41.25 Mn |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | 161.02 Mn |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | 80.05 Mn |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | 32.42 Mn |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | -470,000.00 |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | -1.36 Mn |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | 22.81 Mn |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | -32.25 Mn |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | -29.60 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | -470,000.00 |
| Dec 31, 2025 | 429,000.00 |
| Sep 30, 2025 | -7.59 Mn |
| Jun 30, 2025 | 1.11 Mn |
| Mar 31, 2025 | 673,000.00 |
| Dec 31, 2024 | -78.59 Mn |
| Sep 30, 2024 | 2.13 Mn |
| Jun 30, 2024 | 4.34 Mn |
| Mar 31, 2024 | 7.52 Mn |
| Dec 31, 2023 | -7.96 Mn |
| Sep 30, 2023 | 4.54 Mn |
| Jun 30, 2023 | 15.51 Mn |
| Mar 31, 2023 | 16.77 Mn |
| Dec 31, 2022 | 4.10 Mn |
| Sep 30, 2022 | 26.27 Mn |
| Jun 30, 2022 | 31.71 Mn |
| Mar 31, 2022 | 31.46 Mn |
| Dec 31, 2021 | 34.79 Mn |
| Sep 30, 2021 | 39.82 Mn |
| Jun 30, 2021 | 99.23 Mn |