Open Lending (LPRO) EBT (2019 - 2026)
Open Lending (LPRO) posted EBT of -$470000.0 for Q1 2026, down 209.56% sequentially from $429000.0 in Q4 2025, and down 169.84% YoY from $673000.0 in Q1 2025.
Open Lending (LPRO) EBT (2019 - 2026) Analysis & Trends
Open Lending has reported EBT for 8 years, with the latest figure at -$470000.0 in Q1 2026.
- Quarterly EBT fell 169.84% year-over-year to -$470000.0 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$6.5 million (up 90.89% YoY) and the FY2025 annual result came in at -$5.4 million, up 91.69% from the prior year.
- EBT slipped to -$470000.0 in Q1 2026 per LPRO's latest filing, from $429000.0 in the prior quarter.
- Over five years, EBT peaked at $31.7 million in Q2 2022 and troughed at -$78.6 million in Q4 2024.
- A 5-year average of $3.1 million and a median of $4.1 million in 2022 frame the typical range for EBT.
- The sharpest annual moves came in 2024 and 2025: EBT slumped 887.24% in 2024, then jumped 100.55% in 2025.
- Over 5 years, EBT stood at $4.1 million in 2022, then plunged by 293.98% to -$8.0 million in 2023, then plunged by 887.24% to -$78.6 million in 2024, then soared by 100.55% to $429000.0 in 2025, then plunged by 209.56% to -$470000.0 in 2026.
- According to Business Quant data, EBT over the past three periods registered -$470000.0, $429000.0, and -$7.6 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 6.83 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 5.49 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 4.07 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 3.82 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 1.31 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 1.19 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 107.38 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 199.55 Mn |
| 10 | Open Lending | 402.54 Mn | 217.59 Mn | 15.64 Mn | -470,000.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -470,000.00 |
| Dec 31, 2025 | 429,000.00 |
| Sep 30, 2025 | -7.59 Mn |
| Jun 30, 2025 | 1.11 Mn |
| Mar 31, 2025 | 673,000.00 |
| Dec 31, 2024 | -78.59 Mn |
| Sep 30, 2024 | 2.13 Mn |
| Jun 30, 2024 | 4.34 Mn |
| Mar 31, 2024 | 7.52 Mn |
| Dec 31, 2023 | -7.96 Mn |
| Sep 30, 2023 | 4.54 Mn |
| Jun 30, 2023 | 15.51 Mn |
| Mar 31, 2023 | 16.77 Mn |
| Dec 31, 2022 | 4.10 Mn |
| Sep 30, 2022 | 26.27 Mn |
| Jun 30, 2022 | 31.71 Mn |
| Mar 31, 2022 | 31.46 Mn |
| Dec 31, 2021 | 34.79 Mn |
| Sep 30, 2021 | 39.82 Mn |
| Jun 30, 2021 | 99.23 Mn |