Open Lending (LPRO) EBT (2019 - 2026)
Open Lending's (LPRO) quarterly EBT came in at -$470000.0 in Q1 2026, down 169.84% year-on-year from $673000.0 in Q1 2025, and down 209.56% quarter-over-quarter from $429000.0 in Q4 2025.
Open Lending (LPRO) EBT (2019 - 2026) Analysis & Trends
Open Lending has disclosed EBT across 8 years of filings, most recently posting -$470000.0 for Q1 2026.
- EBT for Q1 2026 came in at -$470000.0, down 169.84% year-over-year; the trailing twelve-month figure through Mar 2026 was -$6.5 million (up 90.89% YoY), and the FY2025 annual result was -$5.4 million, up 91.69% from the prior year.
- EBT came in at -$470000.0 for Q1 2026 at Open Lending, down from $429000.0 in the prior quarter.
- In the past five years, EBT ranged from a high of $31.7 million in Q2 2022 to a low of -$78.6 million in Q4 2024.
- The 5-year median for EBT is $4.1 million (2022), against an average of $3.1 million.
- Across the five-year window, EBT slumped 887.24% in 2024 and surged 100.55% in 2025, its largest moves.
- Open Lending's EBT stood at $4.1 million in 2022, then plunged by 293.98% to -$8.0 million in 2023, then plunged by 887.24% to -$78.6 million in 2024, then jumped by 100.55% to $429000.0 in 2025, then plunged by 209.56% to -$470000.0 in 2026.
- The last three EBT figures came in at -$470000.0 (Q1 2026), $429000.0 (Q4 2025), and -$7.6 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 7.17 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 4.81 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 3.78 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 2.70 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 1.39 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 1.05 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 107.38 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 199.55 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 400.00 Mn |
| 10 | Open Lending | 248.51 Mn | 248.51 Mn | 15.64 Mn | -470,000.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -470,000.00 |
| Dec 31, 2025 | 429,000.00 |
| Sep 30, 2025 | -7.59 Mn |
| Jun 30, 2025 | 1.11 Mn |
| Mar 31, 2025 | 673,000.00 |
| Dec 31, 2024 | -78.59 Mn |
| Sep 30, 2024 | 2.13 Mn |
| Jun 30, 2024 | 4.34 Mn |
| Mar 31, 2024 | 7.52 Mn |
| Dec 31, 2023 | -7.96 Mn |
| Sep 30, 2023 | 4.54 Mn |
| Jun 30, 2023 | 15.51 Mn |
| Mar 31, 2023 | 16.77 Mn |
| Dec 31, 2022 | 4.10 Mn |
| Sep 30, 2022 | 26.27 Mn |
| Jun 30, 2022 | 31.71 Mn |
| Mar 31, 2022 | 31.46 Mn |
| Dec 31, 2021 | 34.79 Mn |
| Sep 30, 2021 | 39.82 Mn |
| Jun 30, 2021 | 99.23 Mn |