Open Lending (LPRO) EBT (2019 - 2026)
Open Lending (LPRO) posted EBT of -$470000.0 for Q1 2026, down 209.56% sequentially from $429000.0 in Q4 2025, and down 169.84% YoY from $673000.0 in Q1 2025.
Open Lending (LPRO) EBT (2019 - 2026) Analysis & Trends
Open Lending (LPRO) has 8 years of EBT data on file, last reported at -$470000.0 in Q1 2026.
- Quarterly EBT fell 169.84% year-over-year to -$470000.0 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$6.5 million (up 90.89% YoY) and the FY2025 annual result came in at -$5.4 million, up 91.69% from the prior year.
- EBT slipped to -$470000.0 in Q1 2026 per LPRO's latest filing, from $429000.0 in the prior quarter.
- The five-year high for EBT was $31.7 million in Q2 2022, with the low at -$78.6 million in Q4 2024.
- Average EBT over 5 years is $3.1 million, with a median of $4.1 million recorded in 2022.
- Year-over-year, EBT plunged 887.24% in 2024 and soared 100.55% in 2025.
- Open Lending's EBT stood at $4.1 million in 2022, then sank by 293.98% to -$8.0 million in 2023, then sank by 887.24% to -$78.6 million in 2024, then jumped by 100.55% to $429000.0 in 2025, then sank by 209.56% to -$470000.0 in 2026.
- Business Quant data shows LPRO's EBT at -$470000.0 in Q1 2026, $429000.0 in Q4 2025, and -$7.6 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 7.17 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 4.81 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 3.78 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 1.39 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 107.38 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 199.55 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 400.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 157.00 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 71.99 Mn |
| 10 | Open Lending | 366.29 Mn | 181.34 Mn | 15.64 Mn | -470,000.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -470,000.00 |
| Dec 31, 2025 | 429,000.00 |
| Sep 30, 2025 | -7.59 Mn |
| Jun 30, 2025 | 1.11 Mn |
| Mar 31, 2025 | 673,000.00 |
| Dec 31, 2024 | -78.59 Mn |
| Sep 30, 2024 | 2.13 Mn |
| Jun 30, 2024 | 4.34 Mn |
| Mar 31, 2024 | 7.52 Mn |
| Dec 31, 2023 | -7.96 Mn |
| Sep 30, 2023 | 4.54 Mn |
| Jun 30, 2023 | 15.51 Mn |
| Mar 31, 2023 | 16.77 Mn |
| Dec 31, 2022 | 4.10 Mn |
| Sep 30, 2022 | 26.27 Mn |
| Jun 30, 2022 | 31.71 Mn |
| Mar 31, 2022 | 31.46 Mn |
| Dec 31, 2021 | 34.79 Mn |
| Sep 30, 2021 | 39.82 Mn |
| Jun 30, 2021 | 99.23 Mn |