Open Lending (LPRO) Asset Utilization Ratio (2019 - 2026)

Open Lending has disclosed Asset Utilization Ratio across 8 years of filings, most recently posting 0.38 for Q1 2026.

• Asset Utilization Ratio for Q1 2026 came in at 0.38, up 548.92% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.38 (up 548.92% YoY), and the FY2025 annual result was 0.35, up 388.0% from the prior year.
• Asset Utilization Ratio came in at 0.38 for Q1 2026 at Open Lending, up from 0.36 in the prior quarter.
• In the past five years, Asset Utilization Ratio ranged from a high of 0.67 in Q1 2022 to a low of 0.05 in Q2 2025.
• The 5-year median for Asset Utilization Ratio is 0.34 (2023), against an average of 0.33.
• Across the five-year window, Asset Utilization Ratio plunged 79.79% in 2025 and surged 548.92% in 2026, its largest moves.
• Open Lending's Asset Utilization Ratio stood at 0.46 in 2022, then tumbled by 32.77% to 0.31 in 2023, then slumped by 77.62% to 0.07 in 2024, then surged by 412.15% to 0.36 in 2025, then gained by 7.4% to 0.38 in 2026.
• The last three Asset Utilization Ratio figures came in at 0.38 (Q1 2026), 0.36 (Q4 2025), and 0.06 (Q3 2025), per Business Quant data.