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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Open Lending (LPRO) Asset Utilization Ratio (2019 - 2025)

Open Lending (LPRO) has disclosed Asset Utilization Ratio for 7 consecutive years, with 0.36 as the latest value for Q4 2025.

  • Quarterly Asset Utilization Ratio rose 412.15% to 0.36 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.36 through Dec 2025, up 412.15% year-over-year, with the annual reading at 0.35 for FY2025, 388.0% up from the prior year.
  • Asset Utilization Ratio hit 0.36 in Q4 2025 for Open Lending, up from 0.06 in the prior quarter.
  • In the past five years, Asset Utilization Ratio ranged from a high of 0.73 in Q3 2021 to a low of 0.05 in Q2 2025.
  • Historically, Asset Utilization Ratio has averaged 0.38 across 5 years, with a median of 0.38 in 2023.
  • Biggest YoY gain for Asset Utilization Ratio was 412.15% in 2025; the steepest drop was 79.79% in 2025.
  • Year by year, Asset Utilization Ratio stood at 0.7 in 2021, then crashed by 34.53% to 0.46 in 2022, then plummeted by 32.77% to 0.31 in 2023, then plummeted by 77.62% to 0.07 in 2024, then skyrocketed by 412.15% to 0.36 in 2025.
  • Business Quant data shows Asset Utilization Ratio for LPRO at 0.36 in Q4 2025, 0.06 in Q3 2025, and 0.05 in Q2 2025.