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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Open Lending (LPRO) Asset Utilization Ratio (2019 - 2026)

Open Lending's Asset Utilization Ratio history spans 7 years, with the latest figure at 0.36 for Q4 2025.

  • On a quarterly basis, Asset Utilization Ratio rose 412.15% to 0.36 in Q4 2025 year-over-year; TTM through Dec 2025 was 0.36, a 412.15% increase, with the full-year FY2025 number at 0.35, up 388.0% from a year prior.
  • Asset Utilization Ratio hit 0.36 in Q4 2025 for Open Lending, up from 0.06 in the prior quarter.
  • Over the last five years, Asset Utilization Ratio for LPRO hit a ceiling of 0.73 in Q3 2021 and a floor of 0.05 in Q2 2025.
  • Historically, Asset Utilization Ratio has averaged 0.38 across 5 years, with a median of 0.38 in 2023.
  • The widest YoY moves for Asset Utilization Ratio: up 412.15% in 2025, down 79.79% in 2025.
  • Tracing LPRO's Asset Utilization Ratio over 5 years: stood at 0.7 in 2021, then tumbled by 34.53% to 0.46 in 2022, then crashed by 32.77% to 0.31 in 2023, then crashed by 77.62% to 0.07 in 2024, then soared by 412.15% to 0.36 in 2025.
  • Business Quant data shows Asset Utilization Ratio for LPRO at 0.36 in Q4 2025, 0.06 in Q3 2025, and 0.05 in Q2 2025.