Open Lending (LPRO) Asset Utilization Ratio (2020 - 2026)

Open Lending has disclosed Asset Utilization Ratio across 7 years of filings, most recently posting 0.38 for Q1 2026.

• In Q1 2026, Asset Utilization Ratio rose 548.92% year-over-year to 0.38; the TTM figure through Mar 2026 stood at 0.38 (up 548.92% YoY), while the FY2025 annual figure was 0.35, up 388.0% from the prior year.
• Asset Utilization Ratio came in at 0.38 for Q1 2026 at Open Lending, up from 0.36 in the prior quarter.
• In the past five years, Asset Utilization Ratio ranged from a high of 0.67 in Q1 2022 to a low of 0.05 in Q2 2025.
• Average Asset Utilization Ratio over 5 years is 0.33, with a median of 0.34 recorded in 2023.
• Year-over-year, Asset Utilization Ratio tumbled 79.79% in 2025 and soared 548.92% in 2026.
• Over 5 years, Asset Utilization Ratio stood at 0.46 in 2022, then sank by 32.77% to 0.31 in 2023, then plunged by 77.62% to 0.07 in 2024, then surged by 412.15% to 0.36 in 2025, then gained by 7.4% to 0.38 in 2026.
• Per Business Quant data, the three most recent Asset Utilization Ratio figures were 0.38 in Q1 2026, 0.36 in Q4 2025, and 0.06 in Q3 2025.