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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Open Lending (LPRO) Asset Utilization Ratio (2019 - 2025)

Open Lending's Asset Utilization Ratio history spans 6 years, with the latest figure at 0.06 for Q3 2025.

  • For Q3 2025, Asset Utilization Ratio fell 76.45% year-over-year to 0.06; the TTM value through Sep 2025 reached 0.06, down 76.45%, while the annual FY2024 figure was 0.07, 77.01% down from the prior year.
  • Asset Utilization Ratio for Q3 2025 was 0.06 at Open Lending, up from 0.05 in the prior quarter.
  • Across five years, Asset Utilization Ratio topped out at 0.73 in Q3 2021 and bottomed at 0.05 in Q2 2025.
  • The 5-year median for Asset Utilization Ratio is 0.41 (2023), against an average of 0.38.
  • The largest annual shift saw Asset Utilization Ratio soared 90.55% in 2021 before it tumbled 79.79% in 2025.
  • A 5-year view of Asset Utilization Ratio shows it stood at 0.7 in 2021, then tumbled by 34.53% to 0.46 in 2022, then crashed by 32.77% to 0.31 in 2023, then crashed by 77.62% to 0.07 in 2024, then decreased by 16.44% to 0.06 in 2025.
  • Per Business Quant, the three most recent readings for LPRO's Asset Utilization Ratio are 0.06 (Q3 2025), 0.05 (Q2 2025), and 0.06 (Q1 2025).