Open Lending (LPRO) Asset Utilization Ratio (2020 - 2026)

Open Lending has reported Asset Utilization Ratio for 7 years, with the latest figure at 0.38 in Q1 2026.

• Quarterly Asset Utilization Ratio rose 548.92% year-over-year to 0.38 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.38 (up 548.92% YoY) and the FY2025 annual result came in at 0.35, up 388.0% from the prior year.
• Asset Utilization Ratio grew to 0.38 in Q1 2026 per LPRO's latest filing, from 0.36 in the prior quarter.
• Over five years, Asset Utilization Ratio peaked at 0.67 in Q1 2022 and troughed at 0.05 in Q2 2025.
• A 5-year average of 0.33 and a median of 0.34 in 2023 frame the typical range for Asset Utilization Ratio.
• The sharpest annual moves came in 2025 and 2026: Asset Utilization Ratio plunged 79.79% in 2025, then jumped 548.92% in 2026.
• Over 5 years, Asset Utilization Ratio stood at 0.46 in 2022, then tumbled by 32.77% to 0.31 in 2023, then slumped by 77.62% to 0.07 in 2024, then jumped by 412.15% to 0.36 in 2025, then climbed by 7.4% to 0.38 in 2026.
• According to Business Quant data, Asset Utilization Ratio over the past three periods registered 0.38, 0.36, and 0.06 for Q1 2026, Q4 2025, and Q3 2025 respectively.