Open Lending (LPRO) Asset Utilization Ratio (2020 - 2026)

Open Lending (LPRO) posted Asset Utilization Ratio of 0.38 for Q1 2026, up 7.4% sequentially from 0.36 in Q4 2025, and up 548.92% YoY from 0.06 in Q1 2025.

Open Lending (LPRO) Asset Utilization Ratio (2020 - 2026) Analysis & Trends

Open Lending (LPRO) has 7 years of Asset Utilization Ratio data on file, last reported at 0.38 in Q1 2026.

  • Quarterly Asset Utilization Ratio rose 548.92% year-over-year to 0.38 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.38 (up 548.92% YoY) and the FY2025 annual result came in at 0.35, up 388.0% from the prior year.
  • Asset Utilization Ratio grew to 0.38 in Q1 2026 per LPRO's latest filing, from 0.36 in the prior quarter.
  • The five-year high for Asset Utilization Ratio was 0.67 in Q1 2022, with the low at 0.05 in Q2 2025.
  • Average Asset Utilization Ratio over 5 years is 0.33, with a median of 0.34 recorded in 2023.
  • Year-over-year, Asset Utilization Ratio slumped 79.79% in 2025 and soared 548.92% in 2026.
  • Open Lending's Asset Utilization Ratio stood at 0.46 in 2022, then plunged by 32.77% to 0.31 in 2023, then tumbled by 77.62% to 0.07 in 2024, then surged by 412.15% to 0.36 in 2025, then grew by 7.4% to 0.38 in 2026.
  • Business Quant data shows LPRO's Asset Utilization Ratio at 0.38 in Q1 2026, 0.36 in Q4 2025, and 0.06 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.45
2 Mastercard 465.55 Bn 455.34 Bn - 0.64
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.24
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.42
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.16
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 0.08
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.04
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 0.14
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 0.00
10 Open Lending 366.29 Mn 181.34 Mn 15.64 Mn 0.38

Historic Data

Download Data
DateValue
Mar 31, 2026 0.38
Dec 31, 2025 0.36
Sep 30, 2025 0.06
Jun 30, 2025 0.05
Mar 31, 2025 0.06
Dec 31, 2024 0.07
Sep 30, 2024 0.25
Jun 30, 2024 0.26
Mar 31, 2024 0.29
Dec 31, 2023 0.31
Sep 30, 2023 0.34
Jun 30, 2023 0.41
Mar 31, 2023 0.45
Dec 31, 2022 0.46
Sep 30, 2022 0.53
Jun 30, 2022 0.60
Mar 31, 2022 0.67
Dec 31, 2021 0.70
Sep 30, 2021 0.73
Jun 30, 2021 0.59