Open Lending (LPRO) Debt to Equity (2019 - 2026)

Open Lending's (LPRO) quarterly Debt to Equity came in at $1.0 in Q1 2026, down 38.69% year-on-year from $1.63 in Q1 2025, and down 2.82% quarter-over-quarter from $1.03 in Q4 2025.

Open Lending (LPRO) Debt to Equity (2019 - 2026) Analysis & Trends

Open Lending has disclosed Debt to Equity across 8 years of filings, most recently posting $1.0 for Q1 2026.

  • Debt to Equity for Q1 2026 came in at $1.0, down 38.69% year-over-year; the trailing twelve-month figure through Mar 2026 was $1.0 (down 38.69% YoY), and the FY2025 annual result was $1.03, down 39.12% from the prior year.
  • Debt to Equity came in at $1.0 for Q1 2026 at Open Lending, down from $1.03 in the prior quarter.
  • In the past five years, Debt to Equity ranged from a high of $1.74 in Q3 2025 to a low of $0.61 in Q3 2024.
  • The 5-year median for Debt to Equity is $0.68 (2022), against an average of $0.94.
  • Across the five-year window, Debt to Equity plunged 81.66% in 2022 and surged 186.58% in 2025, its largest moves.
  • Open Lending's Debt to Equity stood at $0.68 in 2022, then rose by 0.41% to $0.68 in 2023, then surged by 149.78% to $1.69 in 2024, then tumbled by 39.12% to $1.03 in 2025, then retreated by 2.82% to $1.0 in 2026.
  • The last three Debt to Equity figures came in at $1.0 (Q1 2026), $1.03 (Q4 2025), and $1.74 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt/Equity (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 0.67
2 Mastercard 437.55 Bn 427.34 Bn - 2.82
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 0.05
4 Capital One Financial 112.47 Bn 35.97 Bn - 0.34
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 0.47
6 Synchrony Financial 24.26 Bn 3.70 Bn - 0.46
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.64
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.26
10 Open Lending 248.51 Mn 248.51 Mn 15.64 Mn 1.00

Historic Data

Download Data
DateValue
Mar 31, 2026 1.00
Dec 31, 2025 1.03
Sep 30, 2025 1.74
Jun 30, 2025 1.63
Mar 31, 2025 1.63
Dec 31, 2024 1.69
Sep 30, 2024 0.61
Jun 30, 2024 0.63
Mar 31, 2024 0.65
Dec 31, 2023 0.68
Sep 30, 2023 0.66
Jun 30, 2023 0.65
Mar 31, 2023 0.69
Dec 31, 2022 0.68
Sep 30, 2022 0.62
Jun 30, 2022 0.68
Mar 31, 2022 0.78
Dec 31, 2021 0.90
Sep 30, 2021 1.13
Jun 30, 2021 1.49