Open Lending (LPRO) Debt to Equity (2019 - 2026)
Open Lending (LPRO) posted Debt to Equity of $1.0 for Q1 2026, down 2.82% sequentially from $1.03 in Q4 2025, and down 38.69% YoY from $1.63 in Q1 2025.
Open Lending (LPRO) Debt to Equity (2019 - 2026) Analysis & Trends
Open Lending (LPRO) has 8 years of Debt to Equity data on file, last reported at $1.0 in Q1 2026.
- Quarterly Debt to Equity fell 38.69% year-over-year to $1.0 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $1.0 (down 38.69% YoY) and the FY2025 annual result came in at $1.03, down 39.12% from the prior year.
- Debt to Equity retreated to $1.0 in Q1 2026 per LPRO's latest filing, from $1.03 in the prior quarter.
- The five-year high for Debt to Equity was $1.74 in Q3 2025, with the low at $0.61 in Q3 2024.
- Average Debt to Equity over 5 years is $0.94, with a median of $0.68 recorded in 2022.
- Year-over-year, Debt to Equity slumped 81.66% in 2022 and soared 186.58% in 2025.
- Open Lending's Debt to Equity stood at $0.68 in 2022, then climbed by 0.41% to $0.68 in 2023, then surged by 149.78% to $1.69 in 2024, then plunged by 39.12% to $1.03 in 2025, then dropped by 2.82% to $1.0 in 2026.
- Business Quant data shows LPRO's Debt to Equity at $1.0 in Q1 2026, $1.03 in Q4 2025, and $1.74 in Q3 2025.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt/Equity (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 0.67 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 2.82 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 0.05 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 0.47 |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.64 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.26 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 3.39 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 5.33 |
| 10 | Open Lending | 366.29 Mn | 181.34 Mn | 15.64 Mn | 1.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.00 |
| Dec 31, 2025 | 1.03 |
| Sep 30, 2025 | 1.74 |
| Jun 30, 2025 | 1.63 |
| Mar 31, 2025 | 1.63 |
| Dec 31, 2024 | 1.69 |
| Sep 30, 2024 | 0.61 |
| Jun 30, 2024 | 0.63 |
| Mar 31, 2024 | 0.65 |
| Dec 31, 2023 | 0.68 |
| Sep 30, 2023 | 0.66 |
| Jun 30, 2023 | 0.65 |
| Mar 31, 2023 | 0.69 |
| Dec 31, 2022 | 0.68 |
| Sep 30, 2022 | 0.62 |
| Jun 30, 2022 | 0.68 |
| Mar 31, 2022 | 0.78 |
| Dec 31, 2021 | 0.90 |
| Sep 30, 2021 | 1.13 |
| Jun 30, 2021 | 1.49 |