Open Lending (LPRO) Debt to Equity (2019 - 2026)
Open Lending's (LPRO) quarterly Debt to Equity came in at $1.0 in Q1 2026, down 38.69% year-on-year from $1.63 in Q1 2025, and down 2.82% quarter-over-quarter from $1.03 in Q4 2025.
Open Lending (LPRO) Debt to Equity (2019 - 2026) Analysis & Trends
Open Lending has disclosed Debt to Equity across 8 years of filings, most recently posting $1.0 for Q1 2026.
- Debt to Equity for Q1 2026 came in at $1.0, down 38.69% year-over-year; the trailing twelve-month figure through Mar 2026 was $1.0 (down 38.69% YoY), and the FY2025 annual result was $1.03, down 39.12% from the prior year.
- Debt to Equity came in at $1.0 for Q1 2026 at Open Lending, down from $1.03 in the prior quarter.
- In the past five years, Debt to Equity ranged from a high of $1.74 in Q3 2025 to a low of $0.61 in Q3 2024.
- The 5-year median for Debt to Equity is $0.68 (2022), against an average of $0.94.
- Across the five-year window, Debt to Equity plunged 81.66% in 2022 and surged 186.58% in 2025, its largest moves.
- Open Lending's Debt to Equity stood at $0.68 in 2022, then rose by 0.41% to $0.68 in 2023, then surged by 149.78% to $1.69 in 2024, then tumbled by 39.12% to $1.03 in 2025, then retreated by 2.82% to $1.0 in 2026.
- The last three Debt to Equity figures came in at $1.0 (Q1 2026), $1.03 (Q4 2025), and $1.74 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt/Equity (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 0.67 |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 2.82 |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 0.05 |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 0.34 |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 0.47 |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 0.46 |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 0.64 |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 0.26 |
| 10 | Open Lending | 248.51 Mn | 248.51 Mn | 15.64 Mn | 1.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.00 |
| Dec 31, 2025 | 1.03 |
| Sep 30, 2025 | 1.74 |
| Jun 30, 2025 | 1.63 |
| Mar 31, 2025 | 1.63 |
| Dec 31, 2024 | 1.69 |
| Sep 30, 2024 | 0.61 |
| Jun 30, 2024 | 0.63 |
| Mar 31, 2024 | 0.65 |
| Dec 31, 2023 | 0.68 |
| Sep 30, 2023 | 0.66 |
| Jun 30, 2023 | 0.65 |
| Mar 31, 2023 | 0.69 |
| Dec 31, 2022 | 0.68 |
| Sep 30, 2022 | 0.62 |
| Jun 30, 2022 | 0.68 |
| Mar 31, 2022 | 0.78 |
| Dec 31, 2021 | 0.90 |
| Sep 30, 2021 | 1.13 |
| Jun 30, 2021 | 1.49 |