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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Open Lending (LPRO) Debt to Equity (2019 - 2025)

Open Lending's Debt to Equity history spans 7 years, with the latest figure at $1.74 for Q3 2025.

  • For Q3 2025, Debt to Equity rose 186.58% year-over-year to $1.74; the TTM value through Sep 2025 reached $1.74, up 186.58%, while the annual FY2023 figure was $0.68, 0.41% changed from the prior year.
  • Debt to Equity for Q3 2025 was $1.74 at Open Lending, up from $1.63 in the prior quarter.
  • Across five years, Debt to Equity topped out at $4.24 in Q1 2021 and bottomed at $0.61 in Q3 2024.
  • The 5-year median for Debt to Equity is $0.69 (2023), against an average of $1.14.
  • The largest YoY upside for Debt to Equity was 545.52% in 2021 against a maximum downside of 84.32% in 2021.
  • A 5-year view of Debt to Equity shows it stood at $0.9 in 2021, then decreased by 25.01% to $0.68 in 2022, then grew by 0.41% to $0.68 in 2023, then dropped by 10.33% to $0.61 in 2024, then soared by 186.58% to $1.74 in 2025.
  • Per Business Quant, the three most recent readings for LPRO's Debt to Equity are $1.74 (Q3 2025), $1.63 (Q2 2025), and $1.63 (Q1 2025).