Open Lending (LPRO) Operating Leases (2020 - 2026)

Open Lending (LPRO) posted Operating Leases of $2.1 million for Q1 2026, down 10.45% sequentially from $2.4 million in Q4 2025, and down 30.32% YoY from $3.1 million in Q1 2025.

Open Lending (LPRO) Operating Leases (2020 - 2026) Analysis & Trends

Open Lending has reported Operating Leases for 7 years, with the latest figure at $2.1 million in Q1 2026.

  • Quarterly Operating Leases fell 30.32% year-over-year to $2.1 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $2.1 million (down 30.32% YoY) and the FY2025 annual result came in at $2.4 million, down 41.21% from the prior year.
  • Operating Leases slipped to $2.1 million in Q1 2026 per LPRO's latest filing, from $2.4 million in the prior quarter.
  • Over five years, Operating Leases peaked at $4.6 million in Q4 2022 and troughed at $2.1 million in Q1 2026.
  • A 5-year average of $3.5 million and a median of $3.6 million in 2023 frame the typical range for Operating Leases.
  • The sharpest annual moves came in 2024 and 2025: Operating Leases slipped 0.73% in 2024, then tumbled 41.21% in 2025.
  • Over 5 years, Operating Leases stood at $4.6 million in 2022, then declined by 12.08% to $4.1 million in 2023, then retreated by 0.73% to $4.1 million in 2024, then sank by 41.21% to $2.4 million in 2025, then dropped by 10.45% to $2.1 million in 2026.
  • According to Business Quant data, Operating Leases over the past three periods registered $2.1 million, $2.4 million, and $2.6 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 618.21 Bn 605.85 Bn -
2 Mastercard 506.53 Bn 493.04 Bn -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn -
5 PayPal Holdings 52.34 Bn 41.08 Bn -
6 Eason Technology 35.89 Bn 35.89 Bn -
7 Synchrony Financial 26.09 Bn 9.90 Bn -
8 Affirm Holdings 25.93 Bn 24.20 Bn -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn
10 Open Lending 402.54 Mn 217.59 Mn 15.64 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 2.13 Mn
Dec 31, 2025 2.38 Mn
Sep 30, 2025 2.61 Mn
Jun 30, 2025 2.84 Mn
Mar 31, 2025 3.06 Mn
Dec 31, 2024 4.05 Mn
Sep 30, 2024 3.46 Mn
Jun 30, 2024 3.11 Mn
Mar 31, 2024 3.28 Mn
Dec 31, 2023 4.08 Mn
Sep 30, 2023 3.62 Mn
Jun 30, 2023 3.78 Mn
Mar 31, 2023 3.93 Mn
Dec 31, 2022 4.64 Mn
Sep 30, 2022 4.23 Mn
Jun 30, 2022 4.37 Mn
Mar 31, 2022 4.51 Mn
Dec 31, 2021 5.14 Mn
Sep 30, 2021 4.78 Mn
Jun 30, 2021 4.90 Mn