Open Lending (LPRO) Operating Leases (2020 - 2026)

Open Lending (LPRO) posted Operating Leases of $2.1 million for Q1 2026, down 10.45% sequentially from $2.4 million in Q4 2025, and down 30.32% YoY from $3.1 million in Q1 2025.

Open Lending (LPRO) Operating Leases (2020 - 2026) Analysis & Trends

Open Lending (LPRO) has 7 years of Operating Leases data on file, last reported at $2.1 million in Q1 2026.

  • Quarterly Operating Leases fell 30.32% year-over-year to $2.1 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $2.1 million (down 30.32% YoY) and the FY2025 annual result came in at $2.4 million, down 41.21% from the prior year.
  • Operating Leases slipped to $2.1 million in Q1 2026 per LPRO's latest filing, from $2.4 million in the prior quarter.
  • The five-year high for Operating Leases was $4.5 million in Q1 2022, with the low at $2.1 million in Q1 2026.
  • Average Operating Leases over 5 years is $3.5 million, with a median of $3.6 million recorded in 2023.
  • Year-over-year, Operating Leases changed 0.0% in 2023 and sank 41.21% in 2025.
  • Open Lending's Operating Leases stood at $4.1 million in 2022, then changed by 0.0% to $4.1 million in 2023, then decreased by 0.73% to $4.1 million in 2024, then slumped by 41.21% to $2.4 million in 2025, then declined by 10.45% to $2.1 million in 2026.
  • Business Quant data shows LPRO's Operating Leases at $2.1 million in Q1 2026, $2.4 million in Q4 2025, and $2.6 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 587.74 Bn 575.34 Bn -
2 Mastercard 465.55 Bn 455.34 Bn -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn
10 Open Lending 366.29 Mn 181.34 Mn 15.64 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 2.13 Mn
Dec 31, 2025 2.38 Mn
Sep 30, 2025 2.61 Mn
Jun 30, 2025 2.84 Mn
Mar 31, 2025 3.06 Mn
Dec 31, 2024 4.05 Mn
Sep 30, 2024 3.46 Mn
Jun 30, 2024 3.11 Mn
Mar 31, 2024 3.28 Mn
Dec 31, 2023 4.08 Mn
Sep 30, 2023 3.62 Mn
Jun 30, 2023 3.78 Mn
Mar 31, 2023 3.93 Mn
Dec 31, 2022 4.08 Mn
Sep 30, 2022 4.23 Mn
Jun 30, 2022 4.37 Mn
Mar 31, 2022 4.51 Mn
Dec 31, 2021 5.14 Mn
Sep 30, 2021 4.78 Mn
Jun 30, 2021 4.90 Mn