Open Lending (LPRO) Operating Leases (2020 - 2026)
Open Lending (LPRO) posted Operating Leases of $2.1 million for Q1 2026, down 10.45% sequentially from $2.4 million in Q4 2025, and down 30.32% YoY from $3.1 million in Q1 2025.
Open Lending (LPRO) Operating Leases (2020 - 2026) Analysis & Trends
Open Lending has reported Operating Leases for 7 years, with the latest figure at $2.1 million in Q1 2026.
- Quarterly Operating Leases fell 30.32% year-over-year to $2.1 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $2.1 million (down 30.32% YoY) and the FY2025 annual result came in at $2.4 million, down 41.21% from the prior year.
- Operating Leases slipped to $2.1 million in Q1 2026 per LPRO's latest filing, from $2.4 million in the prior quarter.
- Over five years, Operating Leases peaked at $4.6 million in Q4 2022 and troughed at $2.1 million in Q1 2026.
- A 5-year average of $3.5 million and a median of $3.6 million in 2023 frame the typical range for Operating Leases.
- The sharpest annual moves came in 2024 and 2025: Operating Leases slipped 0.73% in 2024, then tumbled 41.21% in 2025.
- Over 5 years, Operating Leases stood at $4.6 million in 2022, then declined by 12.08% to $4.1 million in 2023, then retreated by 0.73% to $4.1 million in 2024, then sank by 41.21% to $2.4 million in 2025, then dropped by 10.45% to $2.1 million in 2026.
- According to Business Quant data, Operating Leases over the past three periods registered $2.1 million, $2.4 million, and $2.6 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn |
| 10 | Open Lending | 402.54 Mn | 217.59 Mn | 15.64 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.13 Mn |
| Dec 31, 2025 | 2.38 Mn |
| Sep 30, 2025 | 2.61 Mn |
| Jun 30, 2025 | 2.84 Mn |
| Mar 31, 2025 | 3.06 Mn |
| Dec 31, 2024 | 4.05 Mn |
| Sep 30, 2024 | 3.46 Mn |
| Jun 30, 2024 | 3.11 Mn |
| Mar 31, 2024 | 3.28 Mn |
| Dec 31, 2023 | 4.08 Mn |
| Sep 30, 2023 | 3.62 Mn |
| Jun 30, 2023 | 3.78 Mn |
| Mar 31, 2023 | 3.93 Mn |
| Dec 31, 2022 | 4.64 Mn |
| Sep 30, 2022 | 4.23 Mn |
| Jun 30, 2022 | 4.37 Mn |
| Mar 31, 2022 | 4.51 Mn |
| Dec 31, 2021 | 5.14 Mn |
| Sep 30, 2021 | 4.78 Mn |
| Jun 30, 2021 | 4.90 Mn |