Open Lending (LPRO) Operating Leases (2020 - 2026)
Open Lending (LPRO) posted Operating Leases of $2.1 million for Q1 2026, down 10.45% sequentially from $2.4 million in Q4 2025, and down 30.32% YoY from $3.1 million in Q1 2025.
Open Lending (LPRO) Operating Leases (2020 - 2026) Analysis & Trends
Open Lending (LPRO) has 7 years of Operating Leases data on file, last reported at $2.1 million in Q1 2026.
- Quarterly Operating Leases fell 30.32% year-over-year to $2.1 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $2.1 million (down 30.32% YoY) and the FY2025 annual result came in at $2.4 million, down 41.21% from the prior year.
- Operating Leases slipped to $2.1 million in Q1 2026 per LPRO's latest filing, from $2.4 million in the prior quarter.
- The five-year high for Operating Leases was $4.5 million in Q1 2022, with the low at $2.1 million in Q1 2026.
- Average Operating Leases over 5 years is $3.5 million, with a median of $3.6 million recorded in 2023.
- Year-over-year, Operating Leases changed 0.0% in 2023 and sank 41.21% in 2025.
- Open Lending's Operating Leases stood at $4.1 million in 2022, then changed by 0.0% to $4.1 million in 2023, then decreased by 0.73% to $4.1 million in 2024, then slumped by 41.21% to $2.4 million in 2025, then declined by 10.45% to $2.1 million in 2026.
- Business Quant data shows LPRO's Operating Leases at $2.1 million in Q1 2026, $2.4 million in Q4 2025, and $2.6 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn |
| 10 | Open Lending | 366.29 Mn | 181.34 Mn | 15.64 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.13 Mn |
| Dec 31, 2025 | 2.38 Mn |
| Sep 30, 2025 | 2.61 Mn |
| Jun 30, 2025 | 2.84 Mn |
| Mar 31, 2025 | 3.06 Mn |
| Dec 31, 2024 | 4.05 Mn |
| Sep 30, 2024 | 3.46 Mn |
| Jun 30, 2024 | 3.11 Mn |
| Mar 31, 2024 | 3.28 Mn |
| Dec 31, 2023 | 4.08 Mn |
| Sep 30, 2023 | 3.62 Mn |
| Jun 30, 2023 | 3.78 Mn |
| Mar 31, 2023 | 3.93 Mn |
| Dec 31, 2022 | 4.08 Mn |
| Sep 30, 2022 | 4.23 Mn |
| Jun 30, 2022 | 4.37 Mn |
| Mar 31, 2022 | 4.51 Mn |
| Dec 31, 2021 | 5.14 Mn |
| Sep 30, 2021 | 4.78 Mn |
| Jun 30, 2021 | 4.90 Mn |