Open Lending (LPRO) Operating Leases (2020 - 2026)

Open Lending's (LPRO) quarterly Operating Leases came in at $2.1 million in Q1 2026, down 30.32% year-on-year from $3.1 million in Q1 2025, and down 10.45% quarter-over-quarter from $2.4 million in Q4 2025.

Open Lending (LPRO) Operating Leases (2020 - 2026) Analysis & Trends

Open Lending has disclosed Operating Leases across 7 years of filings, most recently posting $2.1 million for Q1 2026.

  • Operating Leases for Q1 2026 came in at $2.1 million, down 30.32% year-over-year; the trailing twelve-month figure through Mar 2026 was $2.1 million (down 30.32% YoY), and the FY2025 annual result was $2.4 million, down 41.21% from the prior year.
  • Operating Leases came in at $2.1 million for Q1 2026 at Open Lending, down from $2.4 million in the prior quarter.
  • In the past five years, Operating Leases ranged from a high of $4.5 million in Q1 2022 to a low of $2.1 million in Q1 2026.
  • The 5-year median for Operating Leases is $3.6 million (2023), against an average of $3.5 million.
  • Across the five-year window, Operating Leases changed 0.0% in 2023 and tumbled 41.21% in 2025, its largest moves.
  • Open Lending's Operating Leases stood at $4.1 million in 2022, then changed by 0.0% to $4.1 million in 2023, then declined by 0.73% to $4.1 million in 2024, then sank by 41.21% to $2.4 million in 2025, then decreased by 10.45% to $2.1 million in 2026.
  • The last three Operating Leases figures came in at $2.1 million (Q1 2026), $2.4 million (Q4 2025), and $2.6 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 541.66 Bn 529.25 Bn -
2 Mastercard 437.55 Bn 427.34 Bn -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn
10 Open Lending 248.51 Mn 248.51 Mn 15.64 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 2.13 Mn
Dec 31, 2025 2.38 Mn
Sep 30, 2025 2.61 Mn
Jun 30, 2025 2.84 Mn
Mar 31, 2025 3.06 Mn
Dec 31, 2024 4.05 Mn
Sep 30, 2024 3.46 Mn
Jun 30, 2024 3.11 Mn
Mar 31, 2024 3.28 Mn
Dec 31, 2023 4.08 Mn
Sep 30, 2023 3.62 Mn
Jun 30, 2023 3.78 Mn
Mar 31, 2023 3.93 Mn
Dec 31, 2022 4.08 Mn
Sep 30, 2022 4.23 Mn
Jun 30, 2022 4.37 Mn
Mar 31, 2022 4.51 Mn
Dec 31, 2021 5.14 Mn
Sep 30, 2021 4.78 Mn
Jun 30, 2021 4.90 Mn