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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Open Lending (LPRO) Return on Equity (2019 - 2025)

Open Lending's Return on Equity history spans 7 years, with the latest figure at 1.98% for Q3 2025.

  • For Q3 2025, Return on Equity fell 200.0% year-over-year to 1.98%; the TTM value through Sep 2025 reached 1.98%, down 200.0%, while the annual FY2023 figure was 0.11%, 25.0% down from the prior year.
  • Return on Equity for Q3 2025 was 1.98% at Open Lending, down from 1.78% in the prior quarter.
  • Across five years, Return on Equity topped out at 1.19% in Q3 2021 and bottomed at 2.78% in Q1 2021.
  • The 5-year median for Return on Equity is 0.21% (2023), against an average of 0.05%.
  • The largest YoY upside for Return on Equity was 422bps in 2021 against a maximum downside of -257bps in 2021.
  • A 5-year view of Return on Equity shows it stood at 1.02% in 2021, then crashed by -71bps to 0.3% in 2022, then crashed by -65bps to 0.11% in 2023, then plummeted by -80bps to 0.02% in 2024, then plummeted by -9689bps to 1.98% in 2025.
  • Per Business Quant, the three most recent readings for LPRO's Return on Equity are 1.98% (Q3 2025), 1.78% (Q2 2025), and 0.02% (Q3 2024).