Open Lending (LPRO) Profit After Tax (2019 - 2026)
Open Lending's (LPRO) quarterly Profit After Tax came in at -$460000.0 in Q1 2026, down 174.55% year-on-year from $617000.0 in Q1 2025, and down 127.35% quarter-over-quarter from $1.7 million in Q4 2025.
Open Lending (LPRO) Profit After Tax (2019 - 2026) Analysis & Trends
Open Lending has disclosed Profit After Tax across 8 years of filings, most recently posting -$460000.0 for Q1 2026.
- Profit After Tax for Q1 2026 came in at -$460000.0, down 174.55% year-over-year; the trailing twelve-month figure through Mar 2026 was -$5.3 million (up 96.19% YoY), and the FY2025 annual result was -$4.2 million, up 96.86% from the prior year.
- Profit After Tax came in at -$460000.0 for Q1 2026 at Open Lending, down from $1.7 million in the prior quarter.
- In the past five years, Profit After Tax ranged from a high of $24.5 million in Q3 2022 to a low of -$144.4 million in Q4 2024.
- The 5-year median for Profit After Tax is $1.7 million (2025), against an average of -$3.0 million.
- Across the five-year window, Profit After Tax slumped 2882.98% in 2024 and jumped 101.16% in 2025, its largest moves.
- Open Lending's Profit After Tax stood at -$4.2 million in 2022, then retreated by 15.59% to -$4.8 million in 2023, then plunged by 2882.98% to -$144.4 million in 2024, then surged by 101.16% to $1.7 million in 2025, then plunged by 127.35% to -$460000.0 in 2026.
- The last three Profit After Tax figures came in at -$460000.0 (Q1 2026), $1.7 million (Q4 2025), and -$7.6 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | PAT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 548.22 Bn | 535.81 Bn | - | 6.02 Bn |
| 2 | Mastercard | 437.48 Bn | 427.27 Bn | - | 3.88 Bn |
| 3 | American Express | 231.87 Bn | 177.83 Bn | 17.43 Bn | 2.97 Bn |
| 4 | Capital One Financial | 125.74 Bn | 49.24 Bn | - | 2.17 Bn |
| 5 | PayPal Holdings | 38.80 Bn | 29.46 Bn | 7.84 Bn | 1.11 Bn |
| 6 | Synchrony Financial | 25.78 Bn | 5.22 Bn | - | 805.00 Mn |
| 7 | Affirm Holdings | 24.65 Bn | 22.93 Bn | 261.64 Mn | 102.90 Mn |
| 8 | SoFi Technologies | 22.89 Bn | 19.49 Bn | 929.25 Mn | 166.73 Mn |
| 9 | Ally Financial | 14.15 Bn | 13.70 Bn | 1.98 Bn | 319.00 Mn |
| 10 | Open Lending | 366.88 Mn | 366.88 Mn | 15.64 Mn | -460,000.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -460,000.00 |
| Dec 31, 2025 | 1.68 Mn |
| Sep 30, 2025 | -7.57 Mn |
| Jun 30, 2025 | 1.03 Mn |
| Mar 31, 2025 | 617,000.00 |
| Dec 31, 2024 | -144.44 Mn |
| Sep 30, 2024 | 1.44 Mn |
| Jun 30, 2024 | 2.90 Mn |
| Mar 31, 2024 | 5.09 Mn |
| Dec 31, 2023 | -4.84 Mn |
| Sep 30, 2023 | 3.00 Mn |
| Jun 30, 2023 | 11.37 Mn |
| Mar 31, 2023 | 12.54 Mn |
| Dec 31, 2022 | -4.19 Mn |
| Sep 30, 2022 | 24.53 Mn |
| Jun 30, 2022 | 23.13 Mn |
| Mar 31, 2022 | 23.15 Mn |
| Dec 31, 2021 | 27.84 Mn |
| Sep 30, 2021 | 29.41 Mn |
| Jun 30, 2021 | 75.97 Mn |