Growth Metrics

Open Lending (LPRO) Retained Earnings (2018 - 2025)

Open Lending (LPRO) has disclosed Retained Earnings for 8 consecutive years, with -$333.0 million as the latest value for Q4 2025.

  • Quarterly Retained Earnings fell 1.29% to -$333.0 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was -$333.0 million through Dec 2025, down 1.29% year-over-year, with the annual reading at -$333.0 million for FY2025, 1.29% down from the prior year.
  • Retained Earnings hit -$333.0 million in Q4 2025 for Open Lending, up from -$334.7 million in the prior quarter.
  • In the past five years, Retained Earnings ranged from a high of -$184.3 million in Q3 2024 to a low of -$415.5 million in Q1 2021.
  • Historically, Retained Earnings has averaged -$262.9 million across 5 years, with a median of -$247.7 million in 2022.
  • Biggest five-year swings in Retained Earnings: skyrocketed 37.6% in 2022 and later crashed 81.57% in 2025.
  • Year by year, Retained Earnings stood at -$282.4 million in 2021, then increased by 23.59% to -$215.8 million in 2022, then increased by 10.23% to -$193.7 million in 2023, then plummeted by 69.68% to -$328.8 million in 2024, then dropped by 1.29% to -$333.0 million in 2025.
  • Business Quant data shows Retained Earnings for LPRO at -$333.0 million in Q4 2025, -$334.7 million in Q3 2025, and -$327.1 million in Q2 2025.