Open Lending (LPRO) Retained Earnings (2018 - 2026)
Open Lending (LPRO) posted Retained Earnings of -$333.5 million for Q1 2026, little changed sequentially from -$333.0 million in Q4 2025, and down 166.97% YoY from $497.9 million in Q1 2025.
Analysis
Open Lending (LPRO) Retained Earnings (2018 - 2026) Analysis & Trends
Open Lending has reported Retained Earnings for 9 years, with the latest figure at -$333.5 million in Q1 2026.
- Quarterly Retained Earnings fell 166.97% year-over-year to -$333.5 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$333.5 million (down 166.97% YoY) and the FY2025 annual result came in at -$333.0 million, down 1.29% from the prior year.
- Retained Earnings was little changed at -$333.5 million in Q1 2026 per LPRO's latest filing, from -$333.0 million in the prior quarter.
- Over five years, Retained Earnings peaked at $504.0 million in Q3 2023 and troughed at -$334.7 million in Q3 2025.
- A 5-year average of $126.4 million and a median of $497.9 million in 2025 frame the typical range for Retained Earnings.
- The sharpest annual moves came in 2024 and 2026: Retained Earnings jumped 345.28% in 2024, then tumbled 166.97% in 2026.
- Over 5 years, Retained Earnings stood at $499.6 million in 2022, then climbed by 0.48% to $502.0 million in 2023, then tumbled by 165.49% to -$328.8 million in 2024, then retreated by 1.29% to -$333.0 million in 2025, then slipped by 0.14% to -$333.5 million in 2026.
- According to Business Quant data, Retained Earnings over the past three periods registered -$333.5 million, -$333.0 million, and -$334.7 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 22.17 Bn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 91.77 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 26.38 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 69.25 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 34.43 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 6.65 Bn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 25.97 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 11.59 Bn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | -2.71 Bn |
| 10 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | 491.95 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 491.95 Mn |
| Dec 31, 2025 | 497.66 Mn |
| Sep 30, 2025 | 496.83 Mn |
| Jun 30, 2025 | 495.42 Mn |
| Mar 31, 2025 | 497.88 Mn |
| Dec 31, 2024 | 502.66 Mn |
| Sep 30, 2024 | 501.92 Mn |
| Jun 30, 2024 | 499.73 Mn |
| Mar 31, 2024 | 498.62 Mn |
| Dec 31, 2023 | 502.03 Mn |
| Sep 30, 2023 | 503.98 Mn |
| Jun 30, 2023 | 501.37 Mn |
| Mar 31, 2023 | 500.53 Mn |
| Dec 31, 2022 | 499.63 Mn |
| Sep 30, 2022 | 499.84 Mn |
| Jun 30, 2022 | 498.75 Mn |
| Mar 31, 2022 | 498.06 Mn |
| Dec 31, 2021 | 496.98 Mn |
| Sep 30, 2021 | 493.97 Mn |
| Jun 30, 2021 | 492.87 Mn |