Open Lending (LPRO) Retained Earnings (2018 - 2026)

Open Lending (LPRO) posted Retained Earnings of -$333.5 million for Q1 2026, little changed sequentially from -$333.0 million in Q4 2025, and down 166.97% YoY from $497.9 million in Q1 2025.

Open Lending (LPRO) Retained Earnings (2018 - 2026) Analysis & Trends

Open Lending has reported Retained Earnings for 9 years, with the latest figure at -$333.5 million in Q1 2026.

  • Quarterly Retained Earnings fell 166.97% year-over-year to -$333.5 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$333.5 million (down 166.97% YoY) and the FY2025 annual result came in at -$333.0 million, down 1.29% from the prior year.
  • Retained Earnings was little changed at -$333.5 million in Q1 2026 per LPRO's latest filing, from -$333.0 million in the prior quarter.
  • Over five years, Retained Earnings peaked at $504.0 million in Q3 2023 and troughed at -$334.7 million in Q3 2025.
  • A 5-year average of $126.4 million and a median of $497.9 million in 2025 frame the typical range for Retained Earnings.
  • The sharpest annual moves came in 2024 and 2026: Retained Earnings jumped 345.28% in 2024, then tumbled 166.97% in 2026.
  • Over 5 years, Retained Earnings stood at $499.6 million in 2022, then climbed by 0.48% to $502.0 million in 2023, then tumbled by 165.49% to -$328.8 million in 2024, then retreated by 1.29% to -$333.0 million in 2025, then slipped by 0.14% to -$333.5 million in 2026.
  • According to Business Quant data, Retained Earnings over the past three periods registered -$333.5 million, -$333.0 million, and -$334.7 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 22.17 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 91.77 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 26.38 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 69.25 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 34.43 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -76.63 Mn
7 Synchrony Financial 26.09 Bn 9.90 Bn - 25.97 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 6.55 Bn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -2.74 Mn
10 Open Lending 402.54 Mn 217.59 Mn 15.64 Mn -333.46 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -333.46 Mn
Dec 31, 2025 -333.00 Mn
Sep 30, 2025 -334.68 Mn
Jun 30, 2025 -327.11 Mn
Mar 31, 2025 497.88 Mn
Dec 31, 2024 -328.76 Mn
Sep 30, 2024 501.92 Mn
Jun 30, 2024 499.73 Mn
Mar 31, 2024 498.62 Mn
Dec 31, 2023 502.03 Mn
Sep 30, 2023 503.98 Mn
Jun 30, 2023 501.37 Mn
Mar 31, 2023 -203.28 Mn
Dec 31, 2022 499.63 Mn
Sep 30, 2022 499.84 Mn
Jun 30, 2022 -236.16 Mn
Mar 31, 2022 -259.29 Mn
Dec 31, 2021 496.98 Mn
Sep 30, 2021 -310.16 Mn
Jun 30, 2021 492.87 Mn