Open Lending (LPRO) Retained Earnings (2018 - 2026)
Open Lending's (LPRO) quarterly Retained Earnings came in at $492.0 million in Q1 2026, down 1.19% year-over-year from $497.9 million in Q1 2025, and down 1.15% quarter-over-quarter from $497.7 million in Q4 2025.
Analysis
Open Lending (LPRO) Retained Earnings (2018 - 2026) Analysis & Trends
Open Lending has disclosed Retained Earnings across 9 years of filings, most recently posting $492.0 million for Q1 2026.
- In Q1 2026, Retained Earnings fell 1.19% year-over-year to $492.0 million; the TTM figure through Mar 2026 stood at $492.0 million (down 1.19% YoY), while the FY2025 annual figure was $497.7 million, down 0.99% from the prior year.
- Retained Earnings came in at $492.0 million for Q1 2026 at Open Lending, down from $497.7 million in the prior quarter.
- In the past five years, Retained Earnings ranged from a high of $504.0 million in Q3 2023 to a low of $492.0 million in Q1 2026.
- Average Retained Earnings over 5 years is $499.2 million, with a median of $499.6 million recorded in 2022.
- Year-over-year, Retained Earnings grew 1.24% in 2022 and decreased 1.19% in 2026.
- Over 5 years, Retained Earnings stood at $499.6 million in 2022, then gained by 0.48% to $502.0 million in 2023, then rose by 0.13% to $502.7 million in 2024, then dropped by 0.99% to $497.7 million in 2025, then dropped by 1.15% to $492.0 million in 2026.
- Per Business Quant data, the three most recent Retained Earnings figures were $492.0 million in Q1 2026, $497.7 million in Q4 2025, and $496.8 million in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | 1.15 Bn |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | 1.41 Bn |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | - |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | 882.35 Mn |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | 480.44 Mn |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | 491.95 Mn |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | -1.40 Bn |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | 463.12 Mn |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | - |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 491.95 Mn |
| Dec 31, 2025 | 497.66 Mn |
| Sep 30, 2025 | 496.83 Mn |
| Jun 30, 2025 | 495.42 Mn |
| Mar 31, 2025 | 497.88 Mn |
| Dec 31, 2024 | 502.66 Mn |
| Sep 30, 2024 | 501.92 Mn |
| Jun 30, 2024 | 499.73 Mn |
| Mar 31, 2024 | 498.62 Mn |
| Dec 31, 2023 | 502.03 Mn |
| Sep 30, 2023 | 503.98 Mn |
| Jun 30, 2023 | 501.37 Mn |
| Mar 31, 2023 | 500.53 Mn |
| Dec 31, 2022 | 499.63 Mn |
| Sep 30, 2022 | 499.84 Mn |
| Jun 30, 2022 | 498.75 Mn |
| Mar 31, 2022 | 498.06 Mn |
| Dec 31, 2021 | 496.98 Mn |
| Sep 30, 2021 | 493.97 Mn |
| Jun 30, 2021 | 492.87 Mn |