Open Lending (LPRO) Retained Earnings (2018 - 2026)

Open Lending's (LPRO) quarterly Retained Earnings came in at -$333.5 million in Q1 2026, down 1.62% year-on-year from -$338.9 million in Q1 2025, and little changed quarter-over-quarter from -$333.0 million in Q4 2025.

Open Lending (LPRO) Retained Earnings (2018 - 2026) Analysis & Trends

Open Lending has disclosed Retained Earnings across 9 years of filings, most recently posting -$333.5 million for Q1 2026.

  • Retained Earnings for Q1 2026 came in at -$333.5 million, down 1.62% year-over-year; the trailing twelve-month figure through Mar 2026 was -$333.5 million (down 1.62% YoY), and the FY2025 annual result was -$333.0 million, down 1.29% from the prior year.
  • Retained Earnings came in at -$333.5 million for Q1 2026 at Open Lending, roughly flat from -$333.0 million in the prior quarter.
  • In the past five years, Retained Earnings ranged from a high of -$184.3 million in Q3 2024 to a low of -$334.7 million in Q3 2025.
  • The 5-year median for Retained Earnings is -$215.8 million (2022), against an average of -$249.7 million.
  • Across the five-year window, Retained Earnings surged 37.6% in 2022 and tumbled 81.57% in 2025, its largest moves.
  • Open Lending's Retained Earnings stood at -$215.8 million in 2022, then rose by 10.23% to -$193.7 million in 2023, then sank by 69.68% to -$328.8 million in 2024, then declined by 1.29% to -$333.0 million in 2025, then retreated by 0.14% to -$333.5 million in 2026.
  • The last three Retained Earnings figures came in at -$333.5 million (Q1 2026), -$333.0 million (Q4 2025), and -$334.7 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 13.12 Bn
2 Mastercard 437.55 Bn 427.34 Bn - -928.00 Mn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 26.09 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 66.79 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 33.45 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 25.21 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn -23.59 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -2.74 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn -2.77 Bn
10 Open Lending 248.51 Mn 248.51 Mn 15.64 Mn -333.46 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -333.46 Mn
Dec 31, 2025 -333.00 Mn
Sep 30, 2025 -334.68 Mn
Jun 30, 2025 -327.11 Mn
Mar 31, 2025 -328.14 Mn
Dec 31, 2024 -328.76 Mn
Sep 30, 2024 -184.32 Mn
Jun 30, 2024 -185.76 Mn
Mar 31, 2024 -188.66 Mn
Dec 31, 2023 -193.75 Mn
Sep 30, 2023 -188.91 Mn
Jun 30, 2023 -191.91 Mn
Mar 31, 2023 -203.28 Mn
Dec 31, 2022 -215.82 Mn
Sep 30, 2022 -211.63 Mn
Jun 30, 2022 -236.16 Mn
Mar 31, 2022 -259.29 Mn
Dec 31, 2021 -282.44 Mn
Sep 30, 2021 -310.16 Mn
Jun 30, 2021 -339.58 Mn