Open Lending (LPRO) Retained Earnings (2018 - 2026)

Open Lending (LPRO) posted Retained Earnings of -$333.5 million for Q1 2026, little changed sequentially from -$333.0 million in Q4 2025, and down 1.62% YoY from -$338.9 million in Q1 2025.

Open Lending (LPRO) Retained Earnings (2018 - 2026) Analysis & Trends

Open Lending (LPRO) has 9 years of Retained Earnings data on file, last reported at -$333.5 million in Q1 2026.

  • Quarterly Retained Earnings fell 1.62% year-over-year to -$333.5 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$333.5 million (down 1.62% YoY) and the FY2025 annual result came in at -$333.0 million, down 1.29% from the prior year.
  • Retained Earnings held at -$333.5 million in Q1 2026 per LPRO's latest filing, from -$333.0 million in the prior quarter.
  • The five-year high for Retained Earnings was -$184.3 million in Q3 2024, with the low at -$334.7 million in Q3 2025.
  • Average Retained Earnings over 5 years is -$249.7 million, with a median of -$215.8 million recorded in 2022.
  • Year-over-year, Retained Earnings soared 37.6% in 2022 and sank 81.57% in 2025.
  • Open Lending's Retained Earnings stood at -$215.8 million in 2022, then climbed by 10.23% to -$193.7 million in 2023, then slumped by 69.68% to -$328.8 million in 2024, then decreased by 1.29% to -$333.0 million in 2025, then dropped by 0.14% to -$333.5 million in 2026.
  • Business Quant data shows LPRO's Retained Earnings at -$333.5 million in Q1 2026, -$333.0 million in Q4 2025, and -$334.7 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 13.12 Bn
2 Mastercard 465.55 Bn 455.34 Bn - -928.00 Mn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 26.09 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 33.45 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn -23.59 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -2.74 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -2.77 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 1.12 Bn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 1.84 Mn
10 Open Lending 366.29 Mn 181.34 Mn 15.64 Mn -333.46 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -333.46 Mn
Dec 31, 2025 -333.00 Mn
Sep 30, 2025 -334.68 Mn
Jun 30, 2025 -327.11 Mn
Mar 31, 2025 -328.14 Mn
Dec 31, 2024 -328.76 Mn
Sep 30, 2024 -184.32 Mn
Jun 30, 2024 -185.76 Mn
Mar 31, 2024 -188.66 Mn
Dec 31, 2023 -193.75 Mn
Sep 30, 2023 -188.91 Mn
Jun 30, 2023 -191.91 Mn
Mar 31, 2023 -203.28 Mn
Dec 31, 2022 -215.82 Mn
Sep 30, 2022 -211.63 Mn
Jun 30, 2022 -236.16 Mn
Mar 31, 2022 -259.29 Mn
Dec 31, 2021 -282.44 Mn
Sep 30, 2021 -310.16 Mn
Jun 30, 2021 -339.58 Mn