Open Lending LPRO
LPRO
$3.14 +0.00 (+0.00%)
At close: Aug 7, 2026 · 4:00 PM EDT

Open Lending (LPRO) Retained Earnings (2018 - 2026)

Open Lending's (LPRO) quarterly Retained Earnings came in at $492.0 million in Q1 2026, down 1.19% year-over-year from $497.9 million in Q1 2025, and down 1.15% quarter-over-quarter from $497.7 million in Q4 2025.

Analysis

Open Lending (LPRO) Retained Earnings (2018 - 2026) Analysis & Trends

Open Lending has disclosed Retained Earnings across 9 years of filings, most recently posting $492.0 million for Q1 2026.

  • In Q1 2026, Retained Earnings fell 1.19% year-over-year to $492.0 million; the TTM figure through Mar 2026 stood at $492.0 million (down 1.19% YoY), while the FY2025 annual figure was $497.7 million, down 0.99% from the prior year.
  • Retained Earnings came in at $492.0 million for Q1 2026 at Open Lending, down from $497.7 million in the prior quarter.
  • In the past five years, Retained Earnings ranged from a high of $504.0 million in Q3 2023 to a low of $492.0 million in Q1 2026.
  • Average Retained Earnings over 5 years is $499.2 million, with a median of $499.6 million recorded in 2022.
  • Year-over-year, Retained Earnings grew 1.24% in 2022 and decreased 1.19% in 2026.
  • Over 5 years, Retained Earnings stood at $499.6 million in 2022, then gained by 0.48% to $502.0 million in 2023, then rose by 0.13% to $502.7 million in 2024, then dropped by 0.99% to $497.7 million in 2025, then dropped by 1.15% to $492.0 million in 2026.
  • Per Business Quant data, the three most recent Retained Earnings figures were $492.0 million in Q1 2026, $497.7 million in Q4 2025, and $496.8 million in Q3 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Upstart Holdings 2.43 Bn 1.99 Bn 303.39 Mn 1.15 Bn
2 Pagaya Technologies 1.70 Bn 1.51 Bn 168.33 Mn 1.41 Bn
3 Qfin Holdings 986.27 Mn -9.51 Mn - -
4 FinVolution 836.54 Mn -90.46 Mn - 882.35 Mn
5 X Financial 386.17 Mn -182.14 Mn 84.09 Mn 480.44 Mn
6 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn 491.95 Mn
7 Blend Labs 279.09 Mn 234.22 Mn 24.89 Mn -1.40 Bn
8 LexinFintech Holdings 251.25 Mn 251.25 Mn 73.06 Mn 463.12 Mn
9 Jiayin 76.25 Mn 2.23 Mn - -
10 Antalpha Platform Holding 76.02 Mn -813.69 Mn 11.94 Mn -
Historic Data

Historic Data

Download Data
DateValue
Mar 31, 2026 491.95 Mn
Dec 31, 2025 497.66 Mn
Sep 30, 2025 496.83 Mn
Jun 30, 2025 495.42 Mn
Mar 31, 2025 497.88 Mn
Dec 31, 2024 502.66 Mn
Sep 30, 2024 501.92 Mn
Jun 30, 2024 499.73 Mn
Mar 31, 2024 498.62 Mn
Dec 31, 2023 502.03 Mn
Sep 30, 2023 503.98 Mn
Jun 30, 2023 501.37 Mn
Mar 31, 2023 500.53 Mn
Dec 31, 2022 499.63 Mn
Sep 30, 2022 499.84 Mn
Jun 30, 2022 498.75 Mn
Mar 31, 2022 498.06 Mn
Dec 31, 2021 496.98 Mn
Sep 30, 2021 493.97 Mn
Jun 30, 2021 492.87 Mn