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Ratios

Open Lending (LPRO) Retained Earnings (2018 - 2026)

Open Lending's Retained Earnings history spans 8 years, with the latest figure at -$333.0 million for Q4 2025.

  • On a quarterly basis, Retained Earnings fell 1.29% to -$333.0 million in Q4 2025 year-over-year; TTM through Dec 2025 was -$333.0 million, a 1.29% decrease, with the full-year FY2025 number at -$333.0 million, down 1.29% from a year prior.
  • Retained Earnings hit -$333.0 million in Q4 2025 for Open Lending, up from -$334.7 million in the prior quarter.
  • Over the last five years, Retained Earnings for LPRO hit a ceiling of -$184.3 million in Q3 2024 and a floor of -$415.5 million in Q1 2021.
  • Historically, Retained Earnings has averaged -$262.9 million across 5 years, with a median of -$247.7 million in 2022.
  • Biggest five-year swings in Retained Earnings: skyrocketed 37.6% in 2022 and later crashed 81.57% in 2025.
  • Tracing LPRO's Retained Earnings over 5 years: stood at -$282.4 million in 2021, then grew by 23.59% to -$215.8 million in 2022, then grew by 10.23% to -$193.7 million in 2023, then crashed by 69.68% to -$328.8 million in 2024, then fell by 1.29% to -$333.0 million in 2025.
  • Business Quant data shows Retained Earnings for LPRO at -$333.0 million in Q4 2025, -$334.7 million in Q3 2025, and -$327.1 million in Q2 2025.