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Ratios

Open Lending (LPRO) Retained Earnings (2018 - 2025)

Open Lending's Retained Earnings history spans 7 years, with the latest figure at -$334.7 million for Q3 2025.

  • For Q3 2025, Retained Earnings fell 81.57% year-over-year to -$334.7 million; the TTM value through Sep 2025 reached -$334.7 million, down 81.57%, while the annual FY2024 figure was -$328.8 million, 69.68% down from the prior year.
  • Retained Earnings for Q3 2025 was -$334.7 million at Open Lending, down from -$327.1 million in the prior quarter.
  • Across five years, Retained Earnings topped out at -$184.3 million in Q3 2024 and bottomed at -$415.5 million in Q1 2021.
  • The 5-year median for Retained Earnings is -$247.7 million (2022), against an average of -$263.2 million.
  • The largest annual shift saw Retained Earnings soared 37.6% in 2022 before it tumbled 81.57% in 2025.
  • A 5-year view of Retained Earnings shows it stood at -$282.4 million in 2021, then grew by 23.59% to -$215.8 million in 2022, then grew by 10.23% to -$193.7 million in 2023, then crashed by 69.68% to -$328.8 million in 2024, then dropped by 1.8% to -$334.7 million in 2025.
  • Per Business Quant, the three most recent readings for LPRO's Retained Earnings are -$334.7 million (Q3 2025), -$327.1 million (Q2 2025), and -$328.1 million (Q1 2025).