Open Lending (LPRO) Retained Earnings (2018 - 2026)
Open Lending (LPRO) posted Retained Earnings of -$333.5 million for Q1 2026, little changed sequentially from -$333.0 million in Q4 2025, and down 1.62% YoY from -$338.9 million in Q1 2025.
Open Lending (LPRO) Retained Earnings (2018 - 2026) Analysis & Trends
Open Lending (LPRO) has 9 years of Retained Earnings data on file, last reported at -$333.5 million in Q1 2026.
- Quarterly Retained Earnings fell 1.62% year-over-year to -$333.5 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$333.5 million (down 1.62% YoY) and the FY2025 annual result came in at -$333.0 million, down 1.29% from the prior year.
- Retained Earnings held at -$333.5 million in Q1 2026 per LPRO's latest filing, from -$333.0 million in the prior quarter.
- The five-year high for Retained Earnings was -$184.3 million in Q3 2024, with the low at -$334.7 million in Q3 2025.
- Average Retained Earnings over 5 years is -$249.7 million, with a median of -$215.8 million recorded in 2022.
- Year-over-year, Retained Earnings soared 37.6% in 2022 and sank 81.57% in 2025.
- Open Lending's Retained Earnings stood at -$215.8 million in 2022, then climbed by 10.23% to -$193.7 million in 2023, then slumped by 69.68% to -$328.8 million in 2024, then decreased by 1.29% to -$333.0 million in 2025, then dropped by 0.14% to -$333.5 million in 2026.
- Business Quant data shows LPRO's Retained Earnings at -$333.5 million in Q1 2026, -$333.0 million in Q4 2025, and -$334.7 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 13.12 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | -928.00 Mn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 26.09 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 33.45 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | -23.59 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | -2.74 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | -2.77 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 1.12 Bn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 1.84 Mn |
| 10 | Open Lending | 366.29 Mn | 181.34 Mn | 15.64 Mn | -333.46 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -333.46 Mn |
| Dec 31, 2025 | -333.00 Mn |
| Sep 30, 2025 | -334.68 Mn |
| Jun 30, 2025 | -327.11 Mn |
| Mar 31, 2025 | -328.14 Mn |
| Dec 31, 2024 | -328.76 Mn |
| Sep 30, 2024 | -184.32 Mn |
| Jun 30, 2024 | -185.76 Mn |
| Mar 31, 2024 | -188.66 Mn |
| Dec 31, 2023 | -193.75 Mn |
| Sep 30, 2023 | -188.91 Mn |
| Jun 30, 2023 | -191.91 Mn |
| Mar 31, 2023 | -203.28 Mn |
| Dec 31, 2022 | -215.82 Mn |
| Sep 30, 2022 | -211.63 Mn |
| Jun 30, 2022 | -236.16 Mn |
| Mar 31, 2022 | -259.29 Mn |
| Dec 31, 2021 | -282.44 Mn |
| Sep 30, 2021 | -310.16 Mn |
| Jun 30, 2021 | -339.58 Mn |