VersaBank (VBNK) Loans - Loss Allowance (2024 - 2026)

VersaBank (VBNK) has reported Loans - Loss Allowance for 3 consecutive years, with $3.8 billion the latest figure, recorded in Q1 2026.

• Quarterly Loans - Loss Allowance rose 25.51% year-over-year to $3.8 billion in Q1 2026, while the trailing twelve-month figure through Jan 2026 was $3.8 billion (up 25.51% YoY) and the FY2025 annual result came in at $3.6 billion, up 16.24% from the prior year.
• Loans - Loss Allowance advanced to $3.8 billion in Q1 2026 per VBNK's latest filing, from $3.7 billion in the prior quarter.
• Over the last five years, Loans - Loss Allowance for VBNK reached as high as $3.8 billion in Q1 2026 and fell as low as $2.9 billion in Q1 2024.
• A 3-year average of $3.2 billion and a median of $3.1 billion in 2024 frame the typical range for Loans - Loss Allowance.
• Annual changes were most pronounced in 2025 — Loans - Loss Allowance rose 3.89% — and 2026, when it rose 25.51%.
• Year by year, Loans - Loss Allowance stood at $3.1 billion in 2024, then advanced by 17.74% to $3.7 billion in 2025, then grew by 5.22% to $3.8 billion in 2026.
• According to Business Quant data, Loans - Loss Allowance over the past three periods registered $3.8 billion, $3.7 billion, and $3.5 billion for Q1 2026, Q4 2025, and Q3 2025 respectively.