VersaBank (VBNK) Loans - Loss Allowance (2024 - 2026)
VersaBank (VBNK) posted quarterly Loans - Loss Allowance of $3.8 billion for Q1 2026, up 25.51% year-over-year from $3.1 billion in Q1 2025, and up 5.22% quarter-over-quarter from $3.7 billion in Q4 2025.
VersaBank (VBNK) Loans - Loss Allowance (2024 - 2026) Analysis & Trends
VersaBank's Loans - Loss Allowance history runs 3 years deep, the most recent figure standing at $3.8 billion for Q1 2026.
- In Q1 2026, Loans - Loss Allowance rose 25.51% year-over-year to $3.8 billion; the TTM figure through Jan 2026 stood at $3.8 billion (up 25.51% YoY), while the FY2025 annual figure was $3.6 billion, up 16.24% from the prior year.
- Loans - Loss Allowance for Q1 2026 stood at $3.8 billion, up from $3.7 billion in the prior quarter.
- The five-year high for Loans - Loss Allowance was $3.8 billion in Q1 2026, with the low at $2.9 billion in Q1 2024.
- The 3-year median for Loans - Loss Allowance is $3.1 billion (2024), against an average of $3.2 billion.
- The sharpest annual moves came in 2025 and 2026: Loans - Loss Allowance grew 3.89% in 2025, then grew 25.51% in 2026.
- VersaBank's Loans - Loss Allowance stood at $3.1 billion in 2024, then increased by 17.74% to $3.7 billion in 2025, then gained by 5.22% to $3.8 billion in 2026.
- Business Quant data shows VBNK's Loans - Loss Allowance at $3.8 billion in Q1 2026, $3.7 billion in Q4 2025, and $3.5 billion in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 4.65 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 7.65 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 4.98 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 2.92 Bn |
| 10 | VersaBank | 637.66 Mn | 637.66 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Jan 31, 2026 | 3.84 Bn |
| Oct 31, 2025 | 3.65 Bn |
| Jul 31, 2025 | 3.48 Bn |
| Apr 30, 2025 | 3.18 Bn |
| Jan 31, 2025 | 3.06 Bn |
| Oct 31, 2024 | 3.10 Bn |
| Jul 31, 2024 | 2.96 Bn |
| Apr 30, 2024 | 2.96 Bn |
| Jan 31, 2024 | 2.95 Bn |