VersaBank (VBNK) EBT (2021 - 2026)

VersaBank (VBNK) has reported EBT for 6 consecutive years, with $11.0 million the latest figure, recorded in Q1 2026.

• Quarterly EBT rose 40.65% year-over-year to $11.0 million in Q1 2026, while the trailing twelve-month figure through Jan 2026 was $42.3 million (up 18.98% YoY) and the FY2025 annual result came in at $39.1 million, down 2.81% from the prior year.
• EBT retreated to $11.0 million in Q1 2026 per VBNK's latest filing, from $16.7 million in the prior quarter.
• Over the last five years, EBT for VBNK reached as high as $16.7 million in Q4 2025 and fell as low as $5.4 million in Q2 2022.
• A 5-year average of $9.3 million and a median of $9.8 million in 2023 frame the typical range for EBT.
• Annual changes were most pronounced in 2024 — EBT slumped 52.6% — and 2025, when it soared 182.82%.
• Year by year, EBT stood at $8.2 million in 2022, then soared by 52.66% to $12.5 million in 2023, then sank by 52.6% to $5.9 million in 2024, then surged by 182.82% to $16.7 million in 2025, then tumbled by 34.22% to $11.0 million in 2026.
• According to Business Quant data, EBT over the past three periods registered $11.0 million, $16.7 million, and $6.4 million for Q1 2026, Q4 2025, and Q3 2025 respectively.