VersaBank (VBNK) EBT (2021 - 2026)
VersaBank (VBNK) posted quarterly EBT of $11.0 million for Q1 2026, up 40.65% year-over-year from $7.8 million in Q1 2025, and down 34.22% quarter-over-quarter from $16.7 million in Q4 2025.
VersaBank (VBNK) EBT (2021 - 2026) Analysis & Trends
VersaBank's EBT history runs 6 years deep, the most recent figure standing at $11.0 million for Q1 2026.
- In Q1 2026, EBT rose 40.65% year-over-year to $11.0 million; the TTM figure through Jan 2026 stood at $42.3 million (up 18.98% YoY), while the FY2025 annual figure was $39.1 million, down 2.81% from the prior year.
- EBT for Q1 2026 stood at $11.0 million, down from $16.7 million in the prior quarter.
- The five-year high for EBT was $16.7 million in Q4 2025, with the low at $5.4 million in Q2 2022.
- The 5-year median for EBT is $9.8 million (2023), against an average of $9.3 million.
- The sharpest annual moves came in 2024 and 2025: EBT slumped 52.6% in 2024, then jumped 182.82% in 2025.
- VersaBank's EBT stood at $8.2 million in 2022, then soared by 52.66% to $12.5 million in 2023, then plunged by 52.6% to $5.9 million in 2024, then surged by 182.82% to $16.7 million in 2025, then slumped by 34.22% to $11.0 million in 2026.
- Business Quant data shows VBNK's EBT at $11.0 million in Q1 2026, $16.7 million in Q4 2025, and $6.4 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.59 Bn |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 2.72 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | 3.04 Bn |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 3.07 Bn |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 3.91 Bn |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 1.24 Bn |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.82 Bn |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.04 Bn |
| 10 | VersaBank | 622.90 Mn | 622.90 Mn | - | 7.57 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Apr 30, 2026 | 7.57 Mn |
| Jan 31, 2026 | 11.00 Mn |
| Oct 31, 2025 | 16.73 Mn |
| Jul 31, 2025 | 6.37 Mn |
| Apr 30, 2025 | 8.25 Mn |
| Jan 31, 2025 | 7.82 Mn |
| Oct 31, 2024 | 5.91 Mn |
| Jul 31, 2024 | 9.83 Mn |
| Apr 30, 2024 | 12.02 Mn |
| Jan 31, 2024 | 12.54 Mn |
| Oct 31, 2023 | 12.48 Mn |
| Jul 31, 2023 | 10.35 Mn |
| Apr 30, 2023 | 10.14 Mn |
| Jan 31, 2023 | 9.78 Mn |
| Oct 31, 2022 | 8.17 Mn |
| Jul 31, 2022 | 6.11 Mn |
| Apr 30, 2022 | 5.36 Mn |
| Jan 31, 2022 | 6.03 Mn |
| Oct 31, 2021 | 6.47 Mn |
| Jun 30, 2021 | 6.46 Mn |