VersaBank (VBNK) Times Interest Earned (2021 - 2026)
VersaBank (VBNK) posted quarterly Times Interest Earned of $1.32 for Q1 2026, up 7.21% year-on-year from $1.23 in Q1 2025, and down 8.42% on a QoQ basis from $1.44 in Q4 2025.
VersaBank (VBNK) Times Interest Earned (2021 - 2026) Analysis & Trends
VersaBank (VBNK) has reported Times Interest Earned for 6 consecutive years, with $1.32 the latest figure, recorded in Q1 2026.
- Quarterly Times Interest Earned rose 7.21% year-over-year to $1.32 in Q1 2026, while the trailing twelve-month figure through Jan 2026 was $1.57 (up 29.67% YoY) and the FY2025 annual result came in at $1.29, down 0.51% from the prior year.
- Times Interest Earned eased to $1.32 in Q1 2026 per VBNK's latest filing, from $1.44 in the prior quarter.
- Over the last five years, Times Interest Earned for VBNK reached as high as $11.64 in Q2 2024 and fell as low as $1.05 in Q4 2024.
- A 5-year average of $5.03 and a median of $1.97 in 2022 frame the typical range for Times Interest Earned.
- Annual changes were most pronounced in 2022 — Times Interest Earned plunged 89.66% — and 2023, when it soared 75.13%.
- Year by year, Times Interest Earned stood at $1.24 in 2022, then fell by 8.13% to $1.14 in 2023, then fell by 7.94% to $1.05 in 2024, then surged by 38.16% to $1.44 in 2025, then decreased by 8.42% to $1.32 in 2026.
- According to Business Quant data, Times Interest Earned over the past three periods registered $1.32, $1.44, and $7.47 for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | VersaBank | 633.94 Mn | 633.94 Mn | - | 1.32 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jan 31, 2026 | 1.32 |
| Oct 31, 2025 | 1.44 |
| Jul 31, 2025 | 7.47 |
| Apr 30, 2025 | 9.42 |
| Jan 31, 2025 | 1.23 |
| Oct 31, 2024 | 1.05 |
| Jul 31, 2024 | 11.01 |
| Apr 30, 2024 | 11.64 |
| Jan 31, 2024 | 1.40 |
| Oct 31, 2023 | 1.14 |
| Jul 31, 2023 | 10.62 |
| Apr 30, 2023 | 10.45 |
| Jan 31, 2023 | 1.52 |
| Oct 31, 2022 | 1.24 |
| Jul 31, 2022 | 6.66 |
| Apr 30, 2022 | 5.97 |
| Jan 31, 2022 | 1.97 |
| Oct 31, 2021 | 2.05 |
| Jun 30, 2021 | 2.21 |
| Apr 30, 2021 | 57.71 |