VersaBank (VBNK) Times Interest Earned (2021 - 2026)
VersaBank's (VBNK) Times Interest Earned came in at 1.26 for fiscal Q3 2026 (quarter ended Jul 31, 2026), up 5.3% from 1.20 a year earlier and up 3.5% from the prior quarter.
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Analysis
VersaBank (VBNK) Times Interest Earned (2021 - 2026) Analysis & Trends
For FY2025 (ended Oct 31, 2025), VersaBank's Times Interest Earned stood at 1.23, down 5.6% from FY2024.
- Annual Times Interest Earned has declined for three consecutive fiscal years.
- In prior fiscal years, VersaBank's Times Interest Earned was 1.30 in FY2024 (-10.1%), 1.45 in FY2023 (-12.3%), 1.65 in FY2022 (+64.7%) and 1.00 in FY2021 (unchanged).
- Quarterly Times Interest Earned has run from a low of 1.00 in fiscal Q4 2021 to a high of 1.97 in fiscal Q1 2022 over five years.
- On a year-over-year basis, Times Interest Earned increased in three of the last eight quarters, with an average decline of 3.8%.
- The strongest year-over-year quarter for Times Interest Earned in the past five years was fiscal Q4 2022, with growth of 55.3%; the weakest was fiscal Q1 2023, with a decline of 22.9%.
- According to Business Quant data, Times Interest Earned for the three prior fiscal quarters was 1.22 (Q2 2026), 1.32 (Q1 2026) and 1.22 (Q4 2025).
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Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 1.26 |
| Apr 30, 2026 | 1.22 |
| Jan 31, 2026 | 1.32 |
| Oct 31, 2025 | 1.22 |
| Jul 31, 2025 | 1.20 |
| Apr 30, 2025 | 1.27 |
| Jan 31, 2025 | 1.23 |
| Oct 31, 2024 | 1.17 |
| Jul 31, 2024 | 1.29 |
| Apr 30, 2024 | 1.36 |
| Jan 31, 2024 | 1.40 |
| Oct 31, 2023 | 1.42 |
| Jul 31, 2023 | 1.39 |
| Apr 30, 2023 | 1.47 |
| Jan 31, 2023 | 1.52 |
| Oct 31, 2022 | 1.52 |
| Jul 31, 2022 | 1.56 |
| Apr 30, 2022 | 1.79 |
| Jan 31, 2022 | 1.97 |
| Oct 31, 2021 | 2.05 |
API Access
VersaBank Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=VBNK&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "VBNK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=VBNK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();