VersaBank (VBNK) EBIT Margin (2021 - 2026)
VersaBank (VBNK) posted quarterly EBIT Margin of 171.45% for Q1 2026, down 3923.0% year-over-year from 4.48% in Q1 2025, and down 70.79% quarter-over-quarter from 586.98% in Q4 2025.
VersaBank (VBNK) EBIT Margin (2021 - 2026) Analysis & Trends
VersaBank's EBIT Margin history runs 6 years deep, the most recent figure standing at 171.45% for Q1 2026.
- In Q1 2026, EBIT Margin fell 3923.0% year-over-year to 171.45%; the TTM figure through Jan 2026 stood at 219.45% (down 3185.0% YoY), while the FY2025 annual figure was 193.92%, down 1888.0% from the prior year.
- EBIT Margin for Q1 2026 stood at 171.45%, down from 586.98% in the prior quarter.
- The five-year high for EBIT Margin was 683.56% in Q4 2024, with the low at 32.0% in Q3 2025.
- The 5-year median for EBIT Margin is 84.65% (2022), against an average of 188.67%.
- The sharpest annual moves came in 2023 and 2025: EBIT Margin soared 25174 bps in 2023, then slumped 9659 bps in 2025.
- VersaBank's EBIT Margin stood at 234.55% in 2022, then jumped by 107 bps to 486.29% in 2023, then surged by 41 bps to 683.56% in 2024, then declined by 14 bps to 586.98% in 2025, then plunged by 71 bps to 171.45% in 2026.
- Business Quant data shows VBNK's EBIT Margin at 171.45% in Q1 2026, 586.98% in Q4 2025, and 32.0% in Q3 2025.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 75.24% |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 77.50% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | -20.34% |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 111.11% |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | 53.44% |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 79.03% |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 66.98% |
| 10 | VersaBank | 637.66 Mn | 637.66 Mn | - | 150.84% |
Historic Data
Download Data| Date | Value |
|---|---|
| Apr 30, 2026 | 150.84% |
| Jan 31, 2026 | 171.45% |
| Oct 31, 2025 | 586.98% |
| Jul 31, 2025 | 32.00% |
| Apr 30, 2025 | 43.55% |
| Jan 31, 2025 | 210.68% |
| Oct 31, 2024 | 683.56% |
| Jul 31, 2024 | 54.85% |
| Apr 30, 2024 | 62.57% |
| Jan 31, 2024 | 206.85% |
| Oct 31, 2023 | 486.29% |
| Jul 31, 2023 | 56.76% |
| Apr 30, 2023 | 56.86% |
| Jan 31, 2023 | 148.49% |
| Oct 31, 2022 | 234.55% |
| Jul 31, 2022 | 43.53% |
| Apr 30, 2022 | 43.77% |
| Jan 31, 2022 | 84.65% |
| Oct 31, 2021 | 95.35% |
| Jun 30, 2021 | 90.76% |