VersaBank (VBNK) EBIT Margin (2021 - 2026)
VersaBank (VBNK) posted quarterly EBIT Margin of 171.45% for Q1 2026, down 3923.0% year-on-year from 4.48% in Q1 2025, and down 20.25% on a QoQ basis from 214.99% in Q4 2025.
VersaBank (VBNK) EBIT Margin (2021 - 2026) Analysis & Trends
VersaBank (VBNK) has reported EBIT Margin for 6 consecutive years, with 171.45% the latest figure, recorded in Q1 2026.
- Quarterly EBIT Margin fell 3923.0% year-over-year to 171.45% in Q1 2026, while the trailing twelve-month figure through Jan 2026 was 121.2% (down 13011.0% YoY) and the FY2025 annual result came in at 193.92%, down 1888.0% from the prior year.
- EBIT Margin slipped to 171.45% in Q1 2026 per VBNK's latest filing, from 214.99% in the prior quarter.
- Over the last five years, EBIT Margin for VBNK reached as high as 683.56% in Q4 2024 and fell as low as 32.0% in Q3 2025.
- A 5-year average of 166.79% and a median of 84.65% in 2022 frame the typical range for EBIT Margin.
- Annual changes were most pronounced in 2023 — EBIT Margin surged 25174 bps — and 2025, when it sank 46857 bps.
- Year by year, EBIT Margin stood at 234.55% in 2022, then jumped by 107 bps to 486.29% in 2023, then surged by 41 bps to 683.56% in 2024, then sank by 69 bps to 214.99% in 2025, then retreated by 20 bps to 171.45% in 2026.
- According to Business Quant data, EBIT Margin over the past three periods registered 171.45%, 214.99%, and 32.0% for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 579,101.06% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 7,561,492.12% |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 361.17% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | 77.40% |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 0.34% |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | 39.06% |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1,471.89% |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 66.28% |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 76.58% |
| 10 | VersaBank | 633.94 Mn | 633.94 Mn | - | 171.45% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jan 31, 2026 | 171.45% |
| Oct 31, 2025 | 214.99% |
| Jul 31, 2025 | 32.00% |
| Apr 30, 2025 | 43.55% |
| Jan 31, 2025 | 210.68% |
| Oct 31, 2024 | 683.56% |
| Jul 31, 2024 | 54.85% |
| Apr 30, 2024 | 62.57% |
| Jan 31, 2024 | 206.85% |
| Oct 31, 2023 | 486.29% |
| Jul 31, 2023 | 56.76% |
| Apr 30, 2023 | 56.86% |
| Jan 31, 2023 | 148.49% |
| Oct 31, 2022 | 234.55% |
| Jul 31, 2022 | 43.53% |
| Apr 30, 2022 | 43.77% |
| Jan 31, 2022 | 84.65% |
| Oct 31, 2021 | 87.28% |
| Jun 30, 2021 | 90.76% |
| Apr 30, 2021 | 50.59% |