VersaBank (VBNK) Asset Utilization Ratio (2022 - 2026)
VersaBank (VBNK) posted quarterly Asset Utilization Ratio of 0.02 for Q1 2026, down 2.49% year-over-year from 0.02 in Q1 2025, and up 2.01% quarter-over-quarter from 0.02 in Q4 2025.
VersaBank (VBNK) Asset Utilization Ratio (2022 - 2026) Analysis & Trends
VersaBank's Asset Utilization Ratio history runs 5 years deep, the most recent figure standing at 0.02 for Q1 2026.
- In Q1 2026, Asset Utilization Ratio fell 2.49% year-over-year to 0.02; the TTM figure through Jan 2026 stood at 0.02 (down 2.49% YoY), while the FY2025 annual figure was 0.02, down 6.28% from the prior year.
- Asset Utilization Ratio for Q1 2026 stood at 0.02, up from 0.02 in the prior quarter.
- The five-year high for Asset Utilization Ratio was 0.03 in Q1 2022, with the low at 0.02 in Q4 2025.
- The 5-year median for Asset Utilization Ratio is 0.03 (2024), against an average of 0.03.
- The sharpest annual moves came in 2023 and 2025: Asset Utilization Ratio climbed 1.15% in 2023, then dropped 13.34% in 2025.
- VersaBank's Asset Utilization Ratio stood at 0.03 in 2022, then gained by 0.54% to 0.03 in 2023, then dropped by 9.48% to 0.02 in 2024, then declined by 9.15% to 0.02 in 2025, then gained by 2.01% to 0.02 in 2026.
- Business Quant data shows VBNK's Asset Utilization Ratio at 0.02 in Q1 2026, 0.02 in Q4 2025, and 0.02 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 0.04 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 0.04 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.02 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 0.02 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | 0.23 |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 0.04 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 0.04 |
| 10 | VersaBank | 637.66 Mn | 637.66 Mn | - | 0.01 |
Historic Data
Download Data| Date | Value |
|---|---|
| Apr 30, 2026 | 0.01 |
| Jan 31, 2026 | 0.02 |
| Oct 31, 2025 | 0.02 |
| Jul 31, 2025 | 0.02 |
| Apr 30, 2025 | 0.02 |
| Jan 31, 2025 | 0.02 |
| Oct 31, 2024 | 0.02 |
| Jul 31, 2024 | 0.03 |
| Apr 30, 2024 | 0.03 |
| Jan 31, 2024 | 0.03 |
| Oct 31, 2023 | 0.03 |
| Jul 31, 2023 | 0.03 |
| Apr 30, 2023 | 0.03 |
| Jan 31, 2023 | 0.03 |
| Oct 31, 2022 | 0.03 |
| Jul 31, 2022 | 0.03 |
| Apr 30, 2022 | 0.03 |
| Jan 31, 2022 | 0.03 |