VersaBank (VBNK) Asset Utilization Ratio (2021 - 2026)
VersaBank's Asset Utilization Ratio came in at 0.02 for fiscal Q3 2026 (quarter ended Jul 31, 2026), unchanged from 0.02 a year earlier and down 0.7% from the prior quarter.
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Analysis
VersaBank (VBNK) Asset Utilization Ratio (2021 - 2026) Analysis & Trends
Going back to fiscal Q1 2022, VersaBank's Asset Utilization Ratio data covers 19 quarters.
- Asset Utilization Ratio has declined in each of the last four fiscal years.
- Going back by fiscal year, Asset Utilization Ratio was 0.02 in FY2024 (-12.5%), 0.03 in FY2023 (-0.8%), 0.03 in FY2022 (-7.0%) and 0.03 in FY2021.
- The five-year range for quarterly Asset Utilization Ratio is 0.02 (fiscal Q4 2025) to 0.03 (fiscal Q1 2022).
- The fastest year-over-year change in Asset Utilization Ratio over five years came in fiscal Q3 2023 (growth of 1.2%), and the weakest in fiscal Q1 2025 (a decline of 13.3%).
- Business Quant data shows VBNK's Asset Utilization Ratio at 0.02 (Q2 2026), 0.02 (Q1 2026) and 0.02 (Q4 2025) in the three fiscal quarters before Q3 2026.
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Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 0.02 |
| Apr 30, 2026 | 0.02 |
| Jan 31, 2026 | 0.02 |
| Oct 31, 2025 | 0.02 |
| Jul 31, 2025 | 0.02 |
| Apr 30, 2025 | 0.02 |
| Jan 31, 2025 | 0.02 |
| Oct 31, 2024 | 0.02 |
| Jul 31, 2024 | 0.03 |
| Apr 30, 2024 | 0.03 |
| Jan 31, 2024 | 0.03 |
| Oct 31, 2023 | 0.03 |
| Jul 31, 2023 | 0.03 |
| Apr 30, 2023 | 0.03 |
| Jan 31, 2023 | 0.03 |
| Oct 31, 2022 | 0.03 |
| Jul 31, 2022 | 0.03 |
| Apr 30, 2022 | 0.03 |
| Jan 31, 2022 | 0.03 |
| Oct 31, 2021 | 0.03 |
API Access
VersaBank Asset Utilization Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=VBNK&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "asset-utilization-ratio", "ticker": "VBNK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=VBNK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();