VersaBank (VBNK) Asset Utilization Ratio (2023 - 2026)
VersaBank's quarterly Asset Utilization Ratio came in at 0.01 in Q1 2026, up 20.67% year-on-year from 0.01 in Q1 2025, and up 20.08% quarter-over-quarter from 0.01 in Q2 2025.
VersaBank has reported Asset Utilization Ratio for 4 years, with the latest figure at 0.01 in Q1 2026.
- For the quarter ending Q1 2026, Asset Utilization Ratio rose 20.67% year-over-year to 0.01; the trailing twelve-month figure through Jan 2026 stood at 0.01 (up 20.67% YoY), and the FY2025 full-year result was 0.02, down 5.56% from the prior year.
- Asset Utilization Ratio for Q1 2026 stood at 0.01, up from 0.01 in the prior quarter.
- The five-year high for Asset Utilization Ratio was 0.03 in Q4 2023, with the low at 0.01 in Q1 2025.
- Average Asset Utilization Ratio over 4 years is 0.02, with a median of 0.02 recorded in 2024.
- Year-over-year, Asset Utilization Ratio slumped 68.33% in 2025 and rose 20.67% in 2026.
- Tracing VBNK's Asset Utilization Ratio over 4 years: stood at 0.03 in 2023, then dropped by 1.32% to 0.03 in 2024, then plunged by 67.98% to 0.01 in 2025, then climbed by 20.08% to 0.01 in 2026.
- The last three Asset Utilization Ratio figures came in at 0.01 (Q1 2026), 0.01 (Q2 2025), and 0.01 (Q1 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 0.01 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 0.05 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 0.02 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 0.04 |
| 10 | VersaBank | 4.19 Bn | 4.19 Bn | - | 0.01 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jan 31, 2026 | 0.01 |
| Apr 30, 2025 | 0.01 |
| Jan 31, 2025 | 0.01 |
| Apr 30, 2024 | 0.03 |
| Jan 31, 2024 | 0.03 |
| Oct 31, 2023 | 0.03 |