VersaBank (VBNK) Asset Utilization Ratio (2022 - 2026)

VersaBank (VBNK) has reported Asset Utilization Ratio for 5 consecutive years, with 0.02 the latest figure, recorded in Q1 2026.

• Quarterly Asset Utilization Ratio fell 2.49% year-over-year to 0.02 in Q1 2026, while the trailing twelve-month figure through Jan 2026 was 0.02 (down 2.49% YoY) and the FY2025 annual result came in at 0.02, down 6.28% from the prior year.
• Asset Utilization Ratio climbed to 0.02 in Q1 2026 per VBNK's latest filing, from 0.02 in the prior quarter.
• Over the last five years, Asset Utilization Ratio for VBNK reached as high as 0.03 in Q1 2022 and fell as low as 0.02 in Q4 2025.
• A 5-year average of 0.03 and a median of 0.03 in 2024 frame the typical range for Asset Utilization Ratio.
• Annual changes were most pronounced in 2023 — Asset Utilization Ratio increased 1.15% — and 2025, when it fell 13.34%.
• Year by year, Asset Utilization Ratio stood at 0.03 in 2022, then grew by 0.54% to 0.03 in 2023, then retreated by 9.48% to 0.02 in 2024, then decreased by 9.15% to 0.02 in 2025, then grew by 2.01% to 0.02 in 2026.
• According to Business Quant data, Asset Utilization Ratio over the past three periods registered 0.02, 0.02, and 0.02 for Q1 2026, Q4 2025, and Q3 2025 respectively.