VersaBank (VBNK) Interest & Investment Income (2021 - 2026)
VersaBank's Interest & Investment Income came in at $64.36 million for fiscal Q3 2026 (quarter ended Jul 31, 2026), up 19.5% from $53.85 million a year earlier and up 6.2% from the prior quarter.
VersaBank (VBNK) Interest & Investment Income (2021 - 2026) Analysis & Trends
Over the trailing twelve months to Jul 31, 2026, VersaBank reported Interest & Investment Income of $239.32 million, up 14.5% year-over-year; for FY2025 (ended Oct 31, 2025), it came in at $211.19 million, up 0.7% from FY2024.
- Interest & Investment Income has increased in each of the last five fiscal years, with a five-year compound annual growth rate of 27.0% (FY2020 to FY2025).
- Going back by fiscal year, Interest & Investment Income was $209.76 million in FY2024 (+23.3%), $170.09 million in FY2023 (+72.5%), $98.59 million in FY2022 (+38.5%) and $71.17 million in FY2021 (+11.1%).
- The fiscal Q3 2026 figure represents the highest quarterly Interest & Investment Income in data going back to fiscal Q1 2021.
- Year-over-year, Interest & Investment Income has increased for five consecutive quarters, with growth averaging 8.4% over the last eight quarters.
- The fastest year-over-year change in Interest & Investment Income over five years came in fiscal Q2 2023 (growth of 94.1%), and the weakest in fiscal Q2 2025 (a decline of 5.1%).
- Business Quant data shows VBNK's Interest & Investment Income at $60.59 million (Q2 2026), $58.52 million (Q1 2026) and $55.85 million (Q4 2025) in the three fiscal quarters before Q3 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int & Inv Inc (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 881.30 Bn | 881.30 Bn | - | - |
| 2 | Bank Of America | 354.90 Bn | -2,021.17 Bn | - | - |
| 3 | Hsbc Holdings | 311.39 Bn | -1,517.77 Bn | - | - |
| 4 | Morgan Stanley | 282.15 Bn | -226.95 Bn | - | - |
| 5 | Royal Bank Of Canada | 281.68 Bn | -548.32 Bn | - | 19.07 Bn |
| 6 | Goldman Sachs | 255.22 Bn | -3,301.89 Bn | - | - |
| 7 | Mitsubishi Ufj Financial | 249.82 Bn | -82.42 Bn | 10.89 Bn | 14.66 Bn |
| 8 | Wells Fargo & Company | 249.49 Bn | 251.62 Bn | - | 287.00 Mn |
| 9 | Toronto Dominion Bank | 210.53 Bn | -465.35 Bn | - | - |
| 10 | VersaBank | 742.73 Mn | -904.14 Mn | - | 64.36 Mn |
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 64.36 Mn |
| Apr 30, 2026 | 60.59 Mn |
| Jan 31, 2026 | 58.52 Mn |
| Oct 31, 2025 | 55.85 Mn |
| Jul 31, 2025 | 53.85 Mn |
| Apr 30, 2025 | 49.88 Mn |
| Jan 31, 2025 | 51.60 Mn |
| Oct 31, 2024 | 53.63 Mn |
| Jul 31, 2024 | 52.32 Mn |
| Apr 30, 2024 | 52.54 Mn |
| Jan 31, 2024 | 51.26 Mn |
| Oct 31, 2023 | 48.74 Mn |
| Jul 31, 2023 | 45.02 Mn |
| Apr 30, 2023 | 39.61 Mn |
| Jan 31, 2023 | 36.74 Mn |
| Oct 31, 2022 | 31.68 Mn |
| Jul 31, 2022 | 26.57 Mn |
| Apr 30, 2022 | 20.41 Mn |
| Jan 31, 2022 | 19.53 Mn |
| Oct 31, 2021 | 19.03 Mn |
VersaBank Interest & Investment Income API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-and-investment-income&ticker=VBNK&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-and-investment-income", "ticker": "VBNK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-and-investment-income&ticker=VBNK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();