VersaBank (VBNK) Consolidated Net Income (2021 - 2026)
VersaBank's Consolidated Net Income was $7.5 million in fiscal Q3 2026 (quarter ended Jul 31, 2026), up 70.3% from $4.4 million a year earlier and up 27.3% from the prior quarter.
Powered by 
Analysis
VersaBank (VBNK) Consolidated Net Income (2021 - 2026) Analysis & Trends
On a trailing twelve-month basis, VersaBank's Consolidated Net Income was $24.81 million through Jul 31, 2026, up 25.0% year-over-year; for FY2025 (ended Oct 31, 2025), it was $20.82 million, down 28.3% from FY2024.
- Consolidated Net Income shows a five-year compound annual growth rate of 7.6% (FY2020 to FY2025).
- In earlier fiscal years, Consolidated Net Income was $29.02 million in FY2024 (-7.3%), $31.29 million in FY2023 (+76.8%), $17.7 million in FY2022 (-0.6%) and $17.79 million in FY2021 (+23.3%).
- The fiscal Q3 2026 figure marks the highest quarterly Consolidated Net Income since fiscal Q2 2024.
- Compared with a year earlier, Consolidated Net Income was higher in three of the last eight quarters, with an average decline of 7.1%.
- The best year-over-year quarter for Consolidated Net Income over five years was fiscal Q2 2023 (growth of 93.6%); the worst was fiscal Q4 2024 (a decline of 58.5%).
- Per Business Quant data, VBNK's Consolidated Net Income in the three fiscal quarters before Q3 2026 was $5.89 million (Q2 2026), $6.65 million (Q1 2026) and $4.77 million (Q4 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 7.22 Mn |
| Apr 30, 2026 | 5.49 Mn |
| Jan 31, 2026 | 7.98 Mn |
| Oct 31, 2025 | 3.75 Mn |
| Jul 31, 2025 | 4.79 Mn |
| Apr 30, 2025 | 5.99 Mn |
| Jan 31, 2025 | 5.74 Mn |
| Oct 31, 2024 | 4.04 Mn |
| Jul 31, 2024 | 7.09 Mn |
| Apr 30, 2024 | 8.72 Mn |
| Jan 31, 2024 | 9.39 Mn |
| Oct 31, 2023 | 9.20 Mn |
| Jul 31, 2023 | 7.49 Mn |
| Apr 30, 2023 | 7.58 Mn |
| Jan 31, 2023 | 6.98 Mn |
| Oct 31, 2022 | 4.84 Mn |
| Jul 31, 2022 | 4.45 Mn |
| Apr 30, 2022 | 3.90 Mn |
| Jan 31, 2022 | 4.40 Mn |
| Oct 31, 2021 | 4.70 Mn |
API Access
VersaBank Consolidated Net Income API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=consolidated-net-income&ticker=VBNK&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "consolidated-net-income", "ticker": "VBNK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=consolidated-net-income&ticker=VBNK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();