VersaBank (VBNK) EBITDA (2021 - 2026)
VersaBank (VBNK) posted quarterly EBITDA of $46.4 million for Q1 2026, up 9.39% year-on-year from $42.4 million in Q1 2025, and down 16.83% on a QoQ basis from $55.8 million in Q4 2025.
VersaBank (VBNK) EBITDA (2021 - 2026) Analysis & Trends
VersaBank (VBNK) has reported EBITDA for 6 consecutive years, with $46.4 million the latest figure, recorded in Q1 2026.
- Quarterly EBITDA rose 9.39% year-over-year to $46.4 million in Q1 2026, while the trailing twelve-month figure through Jan 2026 was $121.3 million (down 41.11% YoY) and the FY2025 annual result came in at $177.7 million, changed 0.4% from the prior year.
- EBITDA fell to $46.4 million in Q1 2026 per VBNK's latest filing, from $55.8 million in the prior quarter.
- Over the last five years, EBITDA for VBNK reached as high as $137.7 million in Q4 2024 and fell as low as $7.2 million in Q2 2022.
- A 5-year average of $35.4 million and a median of $14.1 million in 2024 frame the typical range for EBITDA.
- Annual changes were most pronounced in 2022 — EBITDA jumped 223.88% — and 2025, when it plunged 59.49%.
- Year by year, EBITDA stood at $43.6 million in 2022, then surged by 141.81% to $105.4 million in 2023, then jumped by 30.74% to $137.7 million in 2024, then tumbled by 59.49% to $55.8 million in 2025, then fell by 16.83% to $46.4 million in 2026.
- According to Business Quant data, EBITDA over the past three periods registered $46.4 million, $55.8 million, and $8.7 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 1.84 Bn |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 1.45 Bn |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 748,885.00 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | 4.13 Bn |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 5.83 Bn |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | 2.73 Bn |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 25.35 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 11.62 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 4.72 Bn |
| 10 | VersaBank | 633.94 Mn | 633.94 Mn | - | 46.40 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jan 31, 2026 | 46.40 Mn |
| Oct 31, 2025 | 55.80 Mn |
| Jul 31, 2025 | 8.69 Mn |
| Apr 30, 2025 | 10.38 Mn |
| Jan 31, 2025 | 42.42 Mn |
| Oct 31, 2024 | 137.74 Mn |
| Jul 31, 2024 | 11.69 Mn |
| Apr 30, 2024 | 14.05 Mn |
| Jan 31, 2024 | 45.00 Mn |
| Oct 31, 2023 | 105.35 Mn |
| Jul 31, 2023 | 12.16 Mn |
| Apr 30, 2023 | 11.94 Mn |
| Jan 31, 2023 | 29.24 Mn |
| Oct 31, 2022 | 43.57 Mn |
| Jul 31, 2022 | 7.91 Mn |
| Apr 30, 2022 | 7.25 Mn |
| Jan 31, 2022 | 12.95 Mn |
| Oct 31, 2021 | 13.45 Mn |
| Jun 30, 2021 | 11.79 Mn |
| Apr 30, 2021 | 7.22 Mn |