VersaBank (VBNK) EBITDA (2021 - 2026)
VersaBank (VBNK) posted quarterly EBITDA of $46.4 million for Q1 2026, up 9.39% year-over-year from $42.4 million in Q1 2025, and down 69.04% quarter-over-quarter from $149.9 million in Q4 2025.
VersaBank (VBNK) EBITDA (2021 - 2026) Analysis & Trends
VersaBank's EBITDA history runs 6 years deep, the most recent figure standing at $46.4 million for Q1 2026.
- In Q1 2026, EBITDA rose 9.39% year-over-year to $46.4 million; the TTM figure through Jan 2026 stood at $215.4 million (up 4.6% YoY), while the FY2025 annual figure was $177.7 million, changed 0.4% from the prior year.
- EBITDA for Q1 2026 stood at $46.4 million, down from $149.9 million in the prior quarter.
- The five-year high for EBITDA was $149.9 million in Q4 2025, with the low at $7.2 million in Q2 2022.
- The 5-year median for EBITDA is $14.1 million (2024), against an average of $41.0 million.
- The sharpest annual moves came in 2022 and 2025: EBITDA soared 197.94% in 2022, then slipped 26.14% in 2025.
- VersaBank's EBITDA stood at $43.6 million in 2022, then surged by 141.81% to $105.4 million in 2023, then jumped by 30.74% to $137.7 million in 2024, then rose by 8.82% to $149.9 million in 2025, then plunged by 69.04% to $46.4 million in 2026.
- Business Quant data shows VBNK's EBITDA at $46.4 million in Q1 2026, $149.9 million in Q4 2025, and $8.7 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 5.17 Bn |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 5.96 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | 3.04 Bn |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | -1.13 Bn |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 11.84 Bn |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 2.95 Bn |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 4.16 Bn |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 2.19 Bn |
| 10 | VersaBank | 622.90 Mn | 622.90 Mn | - | 42.14 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Apr 30, 2026 | 42.14 Mn |
| Jan 31, 2026 | 46.40 Mn |
| Oct 31, 2025 | 149.90 Mn |
| Jul 31, 2025 | 8.69 Mn |
| Apr 30, 2025 | 10.38 Mn |
| Jan 31, 2025 | 42.42 Mn |
| Oct 31, 2024 | 137.74 Mn |
| Jul 31, 2024 | 11.69 Mn |
| Apr 30, 2024 | 14.05 Mn |
| Jan 31, 2024 | 45.00 Mn |
| Oct 31, 2023 | 105.35 Mn |
| Jul 31, 2023 | 12.16 Mn |
| Apr 30, 2023 | 11.94 Mn |
| Jan 31, 2023 | 29.24 Mn |
| Oct 31, 2022 | 43.57 Mn |
| Jul 31, 2022 | 7.91 Mn |
| Apr 30, 2022 | 7.25 Mn |
| Jan 31, 2022 | 12.95 Mn |
| Oct 31, 2021 | 14.62 Mn |
| Jun 30, 2021 | 11.79 Mn |