VersaBank (VBNK) EBITDA (2021 - 2026)

VersaBank (VBNK) posted quarterly EBITDA of $46.4 million for Q1 2026, up 9.39% year-on-year from $42.4 million in Q1 2025, and down 16.83% on a QoQ basis from $55.8 million in Q4 2025.

VersaBank (VBNK) EBITDA (2021 - 2026) Analysis & Trends

VersaBank (VBNK) has reported EBITDA for 6 consecutive years, with $46.4 million the latest figure, recorded in Q1 2026.

  • Quarterly EBITDA rose 9.39% year-over-year to $46.4 million in Q1 2026, while the trailing twelve-month figure through Jan 2026 was $121.3 million (down 41.11% YoY) and the FY2025 annual result came in at $177.7 million, changed 0.4% from the prior year.
  • EBITDA fell to $46.4 million in Q1 2026 per VBNK's latest filing, from $55.8 million in the prior quarter.
  • Over the last five years, EBITDA for VBNK reached as high as $137.7 million in Q4 2024 and fell as low as $7.2 million in Q2 2022.
  • A 5-year average of $35.4 million and a median of $14.1 million in 2024 frame the typical range for EBITDA.
  • Annual changes were most pronounced in 2022 — EBITDA jumped 223.88% — and 2025, when it plunged 59.49%.
  • Year by year, EBITDA stood at $43.6 million in 2022, then surged by 141.81% to $105.4 million in 2023, then jumped by 30.74% to $137.7 million in 2024, then tumbled by 59.49% to $55.8 million in 2025, then fell by 16.83% to $46.4 million in 2026.
  • According to Business Quant data, EBITDA over the past three periods registered $46.4 million, $55.8 million, and $8.7 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 1.84 Bn
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 1.45 Bn
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 748,885.00
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 4.13 Bn
5 Mizuho Financial 385.64 Bn 389.59 Bn - 5.83 Bn
6 Lloyds Banking 358.14 Bn 358.14 Bn - 2.73 Bn
7 First Capital 200.03 Bn 199.69 Bn - 25.35 Mn
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 11.62 Mn
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 4.72 Bn
10 VersaBank 633.94 Mn 633.94 Mn - 46.40 Mn

Historic Data

Download Data
DateValue
Jan 31, 2026 46.40 Mn
Oct 31, 2025 55.80 Mn
Jul 31, 2025 8.69 Mn
Apr 30, 2025 10.38 Mn
Jan 31, 2025 42.42 Mn
Oct 31, 2024 137.74 Mn
Jul 31, 2024 11.69 Mn
Apr 30, 2024 14.05 Mn
Jan 31, 2024 45.00 Mn
Oct 31, 2023 105.35 Mn
Jul 31, 2023 12.16 Mn
Apr 30, 2023 11.94 Mn
Jan 31, 2023 29.24 Mn
Oct 31, 2022 43.57 Mn
Jul 31, 2022 7.91 Mn
Apr 30, 2022 7.25 Mn
Jan 31, 2022 12.95 Mn
Oct 31, 2021 13.45 Mn
Jun 30, 2021 11.79 Mn
Apr 30, 2021 7.22 Mn