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Asset Utilization RatioAssets AverageCapitalization RatioEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

VersaBank (VBNK) EBITDA Margin (2021 - 2025)

Historic EBITDA Margin for VersaBank (VBNK) over the last 5 years, with Q4 2025 value amounting to 155.99%.

  • VersaBank's EBITDA Margin fell 507600.0% to 155.99% in Q4 2025 from the same period last year, while for Oct 2025 it was 62.27%, marking a year-over-year decrease of 188000.0%. This contributed to the annual value of 177.31% for FY2025, which is 354900.0% down from last year.
  • According to the latest figures from Q4 2025, VersaBank's EBITDA Margin is 155.99%, which was down 507600.0% from 19.16% recorded in Q3 2025.
  • VersaBank's EBITDA Margin's 5-year high stood at 206.75% during Q4 2024, with a 5-year trough of 19.16% in Q3 2025.
  • Over the past 5 years, VersaBank's median EBITDA Margin value was 36.66% (recorded in 2023), while the average stood at 64.06%.
  • As far as peak fluctuations go, VersaBank's EBITDA Margin soared by 785300bps in 2022, and later crashed by -507600bps in 2025.
  • Over the past 5 years, VersaBank's EBITDA Margin (Quarter) stood at 44.63% in 2021, then skyrocketed by 176bps to 123.16% in 2022, then skyrocketed by 58bps to 194.58% in 2023, then increased by 6bps to 206.75% in 2024, then dropped by -25bps to 155.99% in 2025.
  • Its EBITDA Margin was 155.99% in Q4 2025, compared to 19.16% in Q3 2025 and 28.25% in Q2 2025.