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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on SalesTimes Interest Earned

VersaBank (VBNK) EBITDA Margin (2021 - 2025)

Historic EBITDA Margin for VersaBank (VBNK) over the last 5 years, with Q4 2025 value amounting to 193.89%.

  • VersaBank's EBITDA Margin fell 128600.0% to 193.89% in Q4 2025 from the same period last year, while for Oct 2025 it was 73.03%, marking a year-over-year increase of 3789900.0%. This contributed to the annual value of 187.98% for FY2025, which is 248200.0% down from last year.
  • Per VersaBank's latest filing, its EBITDA Margin stood at 193.89% for Q4 2025, which was down 128600.0% from 19.16% recorded in Q3 2025.
  • In the past 5 years, VersaBank's EBITDA Margin ranged from a high of 206.75% in Q4 2024 and a low of 101.09% during Q2 2021
  • Moreover, its 5-year median value for EBITDA Margin was 13.98% (2022), whereas its average is 22.85%.
  • In the last 5 years, VersaBank's EBITDA Margin skyrocketed by 931800bps in 2022 and then crashed by -386100bps in 2023.
  • VersaBank's EBITDA Margin (Quarter) stood at 32.38% in 2021, then skyrocketed by 288bps to 125.55% in 2022, then surged by 55bps to 194.58% in 2023, then rose by 6bps to 206.75% in 2024, then dropped by -6bps to 193.89% in 2025.
  • Its last three reported values are 193.89% in Q4 2025, 19.16% for Q3 2025, and 28.25% during Q2 2025.