VersaBank (VBNK) EBITDA Margin (2021 - 2026)
VersaBank (VBNK) posted quarterly EBITDA Margin of 176.37% for Q1 2026, down 4005.0% year-on-year from 4.52% in Q1 2025, and down 20.04% on a QoQ basis from 220.56% in Q4 2025.
VersaBank (VBNK) EBITDA Margin (2021 - 2026) Analysis & Trends
VersaBank (VBNK) has reported EBITDA Margin for 6 consecutive years, with 176.37% the latest figure, recorded in Q1 2026.
- Quarterly EBITDA Margin fell 4005.0% year-over-year to 176.37% in Q1 2026, while the trailing twelve-month figure through Jan 2026 was 126.62% (down 12974.0% YoY) and the FY2025 annual result came in at 199.56%, down 1786.0% from the prior year.
- EBITDA Margin declined to 176.37% in Q1 2026 per VBNK's latest filing, from 220.56% in the prior quarter.
- Over the last five years, EBITDA Margin for VBNK reached as high as 689.39% in Q4 2024 and fell as low as 37.8% in Q3 2025.
- A 5-year average of 171.46% and a median of 89.74% in 2022 frame the typical range for EBITDA Margin.
- Annual changes were most pronounced in 2023 — EBITDA Margin soared 25107 bps — and 2025, when it tumbled 46883 bps.
- Year by year, EBITDA Margin stood at 238.62% in 2022, then surged by 105 bps to 489.68% in 2023, then surged by 41 bps to 689.39% in 2024, then tumbled by 68 bps to 220.56% in 2025, then dropped by 20 bps to 176.37% in 2026.
- According to Business Quant data, EBITDA Margin over the past three periods registered 176.37%, 220.56%, and 37.8% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 579,101.06% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 7,561,492.12% |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 361.17% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | 70.24% |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 0.34% |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | 39.06% |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1,471.89% |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 66.28% |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 76.58% |
| 10 | VersaBank | 633.94 Mn | 633.94 Mn | - | 176.37% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jan 31, 2026 | 176.37% |
| Oct 31, 2025 | 220.56% |
| Jul 31, 2025 | 37.80% |
| Apr 30, 2025 | 49.00% |
| Jan 31, 2025 | 216.42% |
| Oct 31, 2024 | 689.39% |
| Jul 31, 2024 | 59.28% |
| Apr 30, 2024 | 66.84% |
| Jan 31, 2024 | 210.85% |
| Oct 31, 2023 | 489.68% |
| Jul 31, 2023 | 60.40% |
| Apr 30, 2023 | 60.54% |
| Jan 31, 2023 | 152.16% |
| Oct 31, 2022 | 238.62% |
| Jul 31, 2022 | 47.90% |
| Apr 30, 2022 | 49.26% |
| Jan 31, 2022 | 89.74% |
| Oct 31, 2021 | 92.74% |
| Jun 30, 2021 | 90.76% |
| Apr 30, 2021 | 56.89% |