VersaBank (VBNK) EBITDA Margin (2021 - 2026)

VersaBank (VBNK) posted quarterly EBITDA Margin of 176.37% for Q1 2026, down 4005.0% year-on-year from 4.52% in Q1 2025, and down 20.04% on a QoQ basis from 220.56% in Q4 2025.

VersaBank (VBNK) EBITDA Margin (2021 - 2026) Analysis & Trends

VersaBank (VBNK) has reported EBITDA Margin for 6 consecutive years, with 176.37% the latest figure, recorded in Q1 2026.

  • Quarterly EBITDA Margin fell 4005.0% year-over-year to 176.37% in Q1 2026, while the trailing twelve-month figure through Jan 2026 was 126.62% (down 12974.0% YoY) and the FY2025 annual result came in at 199.56%, down 1786.0% from the prior year.
  • EBITDA Margin declined to 176.37% in Q1 2026 per VBNK's latest filing, from 220.56% in the prior quarter.
  • Over the last five years, EBITDA Margin for VBNK reached as high as 689.39% in Q4 2024 and fell as low as 37.8% in Q3 2025.
  • A 5-year average of 171.46% and a median of 89.74% in 2022 frame the typical range for EBITDA Margin.
  • Annual changes were most pronounced in 2023 — EBITDA Margin soared 25107 bps — and 2025, when it tumbled 46883 bps.
  • Year by year, EBITDA Margin stood at 238.62% in 2022, then surged by 105 bps to 489.68% in 2023, then surged by 41 bps to 689.39% in 2024, then tumbled by 68 bps to 220.56% in 2025, then dropped by 20 bps to 176.37% in 2026.
  • According to Business Quant data, EBITDA Margin over the past three periods registered 176.37%, 220.56%, and 37.8% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA Margin (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 579,101.06%
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 7,561,492.12%
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 361.17%
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 70.24%
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.34%
6 Lloyds Banking 358.14 Bn 358.14 Bn - 39.06%
7 First Capital 200.03 Bn 199.69 Bn - 1,471.89%
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 66.28%
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 76.58%
10 VersaBank 633.94 Mn 633.94 Mn - 176.37%

Historic Data

Download Data
DateValue
Jan 31, 2026 176.37%
Oct 31, 2025 220.56%
Jul 31, 2025 37.80%
Apr 30, 2025 49.00%
Jan 31, 2025 216.42%
Oct 31, 2024 689.39%
Jul 31, 2024 59.28%
Apr 30, 2024 66.84%
Jan 31, 2024 210.85%
Oct 31, 2023 489.68%
Jul 31, 2023 60.40%
Apr 30, 2023 60.54%
Jan 31, 2023 152.16%
Oct 31, 2022 238.62%
Jul 31, 2022 47.90%
Apr 30, 2022 49.26%
Jan 31, 2022 89.74%
Oct 31, 2021 92.74%
Jun 30, 2021 90.76%
Apr 30, 2021 56.89%