VersaBank (VBNK) EBITDA Margin (2021 - 2026)
VersaBank's quarterly EBITDA Margin came in at 25.28% in Q1 2026, down 336.0% year-on-year from 10.71% in Q1 2025, and up 108.37% quarter-over-quarter from 301.98% in Q4 2025.
VersaBank has reported EBITDA Margin for 6 years, with the latest figure at 25.28% in Q1 2026.
- For the quarter ending Q1 2026, EBITDA Margin fell 336.0% year-over-year to 25.28%; the trailing twelve-month figure through Jan 2026 stood at 134.23% (up 8598.0% YoY), and the FY2025 full-year result was 48.37%, down 579.0% from the prior year.
- EBITDA Margin for Q1 2026 stood at 25.28%, up from 301.98% in the prior quarter.
- The five-year high for EBITDA Margin was 194.58% in Q4 2023, with the low at 442.3% in Q4 2024.
- Average EBITDA Margin over 5 years is 5.23%, with a median of 30.56% recorded in 2022.
- Year-over-year, EBITDA Margin tumbled 63688 bps in 2024 and jumped 14032 bps in 2025.
- Tracing VBNK's EBITDA Margin over 5 years: stood at 125.55% in 2022, then jumped by 55 bps to 194.58% in 2023, then slumped by 327 bps to 442.3% in 2024, then jumped by 32 bps to 301.98% in 2025, then jumped by 108 bps to 25.28% in 2026.
- The last three EBITDA Margin figures came in at 25.28% (Q1 2026), 301.98% (Q4 2025), and 28.25% (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 515.04% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 61.45% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 115.04% |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 82.48% |
| 10 | VersaBank | 4.19 Bn | 4.19 Bn | - | 25.28% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jan 31, 2026 | 25.28% |
| Oct 31, 2025 | -301.98% |
| Apr 30, 2025 | 28.25% |
| Jan 31, 2025 | 28.64% |
| Oct 31, 2024 | -442.30% |
| Apr 30, 2024 | 41.73% |
| Jan 31, 2024 | 43.81% |
| Oct 31, 2023 | 194.58% |
| Jul 31, 2023 | 37.09% |
| Apr 30, 2023 | 38.54% |
| Jan 31, 2023 | 36.23% |
| Oct 31, 2022 | 125.55% |
| Jul 31, 2022 | 8.79% |
| Apr 30, 2022 | 26.69% |
| Jan 31, 2022 | 30.56% |
| Oct 31, 2021 | 32.38% |
| Jun 30, 2021 | 90.76% |
| Apr 30, 2021 | -101.09% |
| Jan 31, 2021 | -86.02% |