VersaBank (VBNK) EBITDA Margin (2021 - 2026)
VersaBank (VBNK) posted quarterly EBITDA Margin of 176.37% for Q1 2026, down 4005.0% year-over-year from 4.52% in Q1 2025, and down 70.24% quarter-over-quarter from 592.55% in Q4 2025.
VersaBank (VBNK) EBITDA Margin (2021 - 2026) Analysis & Trends
VersaBank's EBITDA Margin history runs 6 years deep, the most recent figure standing at 176.37% for Q1 2026.
- In Q1 2026, EBITDA Margin fell 4005.0% year-over-year to 176.37%; the TTM figure through Jan 2026 stood at 224.87% (down 3149.0% YoY), while the FY2025 annual figure was 199.56%, down 1786.0% from the prior year.
- EBITDA Margin for Q1 2026 stood at 176.37%, down from 592.55% in the prior quarter.
- The five-year high for EBITDA Margin was 689.39% in Q4 2024, with the low at 37.8% in Q3 2025.
- The 5-year median for EBITDA Margin is 89.74% (2022), against an average of 193.34%.
- The sharpest annual moves came in 2023 and 2025: EBITDA Margin jumped 25107 bps in 2023, then slumped 9684 bps in 2025.
- VersaBank's EBITDA Margin stood at 238.62% in 2022, then surged by 105 bps to 489.68% in 2023, then surged by 41 bps to 689.39% in 2024, then retreated by 14 bps to 592.55% in 2025, then plunged by 70 bps to 176.37% in 2026.
- Business Quant data shows VBNK's EBITDA Margin at 176.37% in Q1 2026, 592.55% in Q4 2025, and 37.8% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 75.24% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 77.50% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | -20.34% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 111.11% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 53.44% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 79.03% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 66.98% |
| 10 | VersaBank | 622.90 Mn | 622.90 Mn | - | 150.84% |
Historic Data
Download Data| Date | Value |
|---|---|
| Apr 30, 2026 | 150.84% |
| Jan 31, 2026 | 176.37% |
| Oct 31, 2025 | 592.55% |
| Jul 31, 2025 | 37.80% |
| Apr 30, 2025 | 49.00% |
| Jan 31, 2025 | 216.42% |
| Oct 31, 2024 | 689.39% |
| Jul 31, 2024 | 59.28% |
| Apr 30, 2024 | 66.84% |
| Jan 31, 2024 | 210.85% |
| Oct 31, 2023 | 489.68% |
| Jul 31, 2023 | 60.40% |
| Apr 30, 2023 | 60.54% |
| Jan 31, 2023 | 152.16% |
| Oct 31, 2022 | 238.62% |
| Jul 31, 2022 | 47.90% |
| Apr 30, 2022 | 49.26% |
| Jan 31, 2022 | 89.74% |
| Oct 31, 2021 | 100.81% |
| Jun 30, 2021 | 90.76% |