VersaBank (VBNK) Debt to Equity (2021 - 2025)

VersaBank's quarterly Debt to Equity came in at $0.19 in Q4 2025, down 24.32% year-on-year from $0.26 in Q4 2024, and down 24.32% quarter-over-quarter from $0.26 in Q4 2024.

VersaBank has reported Debt to Equity for 4 years, with the latest figure at $0.19 in Q4 2025.

  • For the quarter ending Q4 2025, Debt to Equity fell 24.32% year-over-year to $0.19; the trailing twelve-month figure through Oct 2025 stood at $0.19 (down 24.32% YoY), and the FY2025 full-year result was $0.19, down 24.32% from the prior year.
  • Debt to Equity for Q4 2025 stood at $0.19, down from $0.26 in the prior quarter.
  • The five-year high for Debt to Equity was $657.05 in Q4 2021, with the low at $0.19 in Q4 2025.
  • Average Debt to Equity over 4 years is $166.3, with a median of $3.97 recorded in 2022.
  • Year-over-year, Debt to Equity sank 98.83% in 2022 and declined 24.32% in 2025.
  • Tracing VBNK's Debt to Equity over 4 years: stood at $657.05 in 2021, then sank by 98.83% to $7.69 in 2022, then plunged by 96.66% to $0.26 in 2024, then fell by 24.32% to $0.19 in 2025.
  • The last three Debt to Equity figures came in at $0.19 (Q4 2025), $0.26 (Q4 2024), and $7.69 (Q4 2022), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt/Equity (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - -
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - 0.66
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - -
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 0.13
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - 7.86
8 KB Financial 150.02 Bn 142.15 Bn - 0.20
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 0.34
10 VersaBank 4.19 Bn 4.19 Bn - -

Historic Data

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DateValue
Oct 31, 2025 0.19
Oct 31, 2024 0.26
Oct 31, 2022 7.69
Oct 31, 2021 657.05