VersaBank (VBNK) Total Debt (2021 - 2026)
VersaBank's Total Debt was $3.13 million in fiscal Q3 2026 (quarter ended Jul 31, 2026), up 3.9% from $3.01 million a year earlier and up 58.1% from the prior quarter.
VersaBank (VBNK) Total Debt (2021 - 2026) Analysis & Trends
At the end of FY2025 (ended Oct 31, 2025), Total Debt at VersaBank came in at $3.93 million, down 5.7% from FY2024.
- In earlier fiscal years, Total Debt was $4.17 million in FY2024.
- Quarterly Total Debt has moved between $980,562 (fiscal Q1 2025) and $4.17 million (fiscal Q4 2024) over five years.
- Compared with a year earlier, Total Debt has increased for three straight quarters, with an average decline of 3.6% over the last seven quarters.
- The best year-over-year quarter for Total Debt over five years was fiscal Q1 2022 (growth of 993.3%); the worst was fiscal Q2 2025 (a decline of 11.1%).
- Per Business Quant data, VBNK's Total Debt in the three fiscal quarters before Q3 2026 was $1.98 million (Q2 2026), $983,578 (Q1 2026) and $3.93 million (Q4 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 74.08 Mn |
| Apr 30, 2026 | 73.65 Mn |
| Jan 31, 2026 | 74.24 Mn |
| Oct 31, 2025 | 74.04 Mn |
| Jul 31, 2025 | 73.89 Mn |
| Apr 30, 2025 | 73.66 Mn |
| Jan 31, 2025 | 73.71 Mn |
| Oct 31, 2024 | 73.70 Mn |
| Jul 31, 2024 | 73.39 Mn |
| Apr 30, 2024 | 73.98 Mn |
| Jan 31, 2024 | 77.12 Mn |
| Oct 31, 2023 | 77.27 Mn |
| Oct 31, 2022 | 77.12 Mn |
| Oct 31, 2021 | 77.17 Mn |
VersaBank Total Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=total-debt&ticker=VBNK&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "total-debt", "ticker": "VBNK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=total-debt&ticker=VBNK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();