VersaBank (VBNK) Net Cash Flow (2021 - 2026)

VersaBank (VBNK) has reported Net Cash Flow for 6 consecutive years, with $32.3 million the latest figure, recorded in Q1 2026.

• Quarterly Net Cash Flow fell 71.35% year-over-year to $32.3 million in Q1 2026, while the trailing twelve-month figure through Jan 2026 was $177.1 million (down 2.0% YoY) and the FY2025 annual result came in at $256.2 million, up 279.85% from the prior year.
• Net Cash Flow declined to $32.3 million in Q1 2026 per VBNK's latest filing, from $88.1 million in the prior quarter.
• Over the last five years, Net Cash Flow for VBNK reached as high as $112.8 million in Q1 2025 and fell as low as -$100.7 million in Q3 2023.
• A 5-year average of $14.8 million and a median of $24.7 million in 2024 frame the typical range for Net Cash Flow.
• The largest YoY upside for Net Cash Flow was 26615.96% in 2025 against a maximum downside of 156.02% in 2025.
• Year by year, Net Cash Flow stood at $2.1 million in 2022, then surged by 1430.07% to $31.9 million in 2023, then tumbled by 134.04% to -$10.9 million in 2024, then jumped by 909.96% to $88.1 million in 2025, then slumped by 63.31% to $32.3 million in 2026.
• According to Business Quant data, Net Cash Flow over the past three periods registered $32.3 million, $88.1 million, and $87.0 million for Q1 2026, Q4 2025, and Q3 2025 respectively.