VersaBank (VBNK) Net Cash Flow (2021 - 2026)
VersaBank (VBNK) recorded Net Cash Flow of -$52.79 million in fiscal Q3 2026 (quarter ended Jul 31, 2026), compared with $87.03 million a year earlier.
VersaBank (VBNK) Net Cash Flow (2021 - 2026) Analysis & Trends
On a TTM basis, VersaBank's Net Cash Flow came in at $22.66 million as of Jul 31, 2026, down 85.7% year-over-year; for FY2025 (ended Oct 31, 2025), it came in at $254.15 million, up 276.8% from FY2024.
- Annual Net Cash Flow has a five-year compound annual growth rate of -69.0% (FY2020 to FY2025).
- Across earlier fiscal years, Net Cash Flow came in at $67.46 million in FY2024 (+84.6%), $36.54 million in FY2023, -$140.38 million in FY2022 and $11.66 billion in FY2021 (-86.8%).
- The fiscal Q3 2026 figure is the lowest quarterly Net Cash Flow since fiscal Q3 2023.
- Per Business Quant, the preceding three fiscal quarters came in at -$44.93 million (Q2 2026), $32.31 million (Q1 2026) and $88.07 million (Q4 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | -52.79 Mn |
| Apr 30, 2026 | -44.93 Mn |
| Jan 31, 2026 | 32.31 Mn |
| Oct 31, 2025 | 88.07 Mn |
| Jul 31, 2025 | 87.03 Mn |
| Apr 30, 2025 | -30.30 Mn |
| Jan 31, 2025 | 112.78 Mn |
| Oct 31, 2024 | -10.87 Mn |
| Jul 31, 2024 | 24.75 Mn |
| Apr 30, 2024 | 54.08 Mn |
| Jan 31, 2024 | -425,339.85 |
| Oct 31, 2023 | 31.94 Mn |
| Jul 31, 2023 | -100.67 Mn |
| Apr 30, 2023 | 17.40 Mn |
| Jan 31, 2023 | 86.57 Mn |
| Oct 31, 2022 | 2.09 Mn |
| Jul 31, 2022 | -84.60 Mn |
| Apr 30, 2022 | 31.16 Mn |
| Jan 31, 2022 | -90.07 Mn |
| Oct 31, 2021 | -20.59 Mn |
VersaBank Net Cash Flow API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-cash-flow&ticker=VBNK&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-cash-flow", "ticker": "VBNK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-cash-flow&ticker=VBNK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();