VersaBank (VBNK) Change in Cash (2021 - 2026)
VersaBank (VBNK) reported Change in Cash of -$52.79 million for fiscal Q3 2026 (quarter ended Jul 31, 2026), compared with $87.03 million a year earlier.
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Analysis
VersaBank (VBNK) Change in Cash (2021 - 2026) Analysis & Trends
Over the twelve months ended Jul 31, 2026, VersaBank's Change in Cash came in at $22.66 million, down 85.7% year-over-year; for FY2025 (ended Oct 31, 2025), it came in at $253.58 million, up 282.2% from FY2024.
- Change in Cash has a five-year compound annual growth rate of -69.0% (FY2020 to FY2025).
- By fiscal year, Change in Cash came in at $66.35 million in FY2024 (+81.6%), $36.54 million in FY2023, -$140.38 million in FY2022 and $11.66 billion in FY2021 (-86.8%).
- The fiscal Q3 2026 figure ranks as the lowest quarterly Change in Cash since fiscal Q3 2023.
- Per Business Quant data, the three fiscal quarters before Q3 2026 came in at -$44.93 million (Q2 2026), $32.31 million (Q1 2026) and $88.07 million (Q4 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | -52.79 Mn |
| Apr 30, 2026 | -44.93 Mn |
| Jan 31, 2026 | 32.31 Mn |
| Oct 31, 2025 | 88.07 Mn |
| Jul 31, 2025 | 87.03 Mn |
| Apr 30, 2025 | -30.30 Mn |
| Jan 31, 2025 | 112.78 Mn |
| Oct 31, 2024 | -10.87 Mn |
| Jul 31, 2024 | 24.75 Mn |
| Apr 30, 2024 | 54.08 Mn |
| Jan 31, 2024 | -425,339.85 |
| Oct 31, 2023 | 31.94 Mn |
| Jul 31, 2023 | -100.67 Mn |
| Apr 30, 2023 | 17.40 Mn |
| Jan 31, 2023 | 86.57 Mn |
| Oct 31, 2022 | 2.09 Mn |
| Jul 31, 2022 | -84.60 Mn |
| Apr 30, 2022 | 31.16 Mn |
| Jan 31, 2022 | -90.07 Mn |
| Oct 31, 2021 | 11.63 Bn |
API Access
VersaBank Change in Cash API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=change-in-cash&ticker=VBNK&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "change-in-cash", "ticker": "VBNK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=change-in-cash&ticker=VBNK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();