VersaBank (VBNK) Interest Expenses (2021 - 2026)

On a trailing twelve-month basis, VersaBank's Interest Expenses was $138.98 million through Jul 31, 2026, up 5.9% year-over-year; for FY2025 (ended Oct 31, 2025), it came in at $128.22 million, down 4.5% from FY2024.

• Interest Expenses shows a five-year compound annual growth rate of -64.8% (FY2020 to FY2025).
• In earlier fiscal years, Interest Expenses was $134.32 million in FY2024 (+40.1%), $95.89 million in FY2023 (+145.9%), $38.99 million in FY2022 (-99.8%) and $23.33 billion in FY2021 (-1.9%).
• The fiscal Q3 2026 figure marks the highest quarterly Interest Expenses since fiscal Q4 2021.
• Compared with a year earlier, Interest Expenses has increased for three straight quarters, with growth averaging 4.7% over the last eight quarters.
• The best year-over-year quarter for Interest Expenses over five years was fiscal Q2 2023 (growth of 215.3%); the worst was fiscal Q4 2022 (a decline of 99.9%).
• Per Business Quant data, VBNK's Interest Expenses in the three fiscal quarters before Q3 2026 was $34.56 million (Q2 2026), $34.11 million (Q1 2026) and $32.32 million (Q4 2025).