VersaBank (VBNK) Interest Expenses (2021 - 2026)
VersaBank (VBNK) posted quarterly Interest Expenses of $34.1 million for Q1 2026, up 1.89% year-over-year from $33.5 million in Q1 2025, and down 74.11% quarter-over-quarter from $131.8 million in Q4 2025.
VersaBank (VBNK) Interest Expenses (2021 - 2026) Analysis & Trends
VersaBank's Interest Expenses history runs 6 years deep, the most recent figure standing at $34.1 million for Q1 2026.
- In Q1 2026, Interest Expenses rose 1.89% year-over-year to $34.1 million; the TTM figure through Jan 2026 stood at $167.8 million (up 0.95% YoY), while the FY2025 annual figure was $133.5 million, down 0.6% from the prior year.
- Interest Expenses for Q1 2026 stood at $34.1 million, down from $131.8 million in the prior quarter.
- The five-year high for Interest Expenses was $131.8 million in Q4 2025, with the low at $978901.1 in Q2 2025.
- The 5-year median for Interest Expenses is $6.2 million (2022), against an average of $30.7 million.
- The sharpest annual moves came in 2022 and 2025: Interest Expenses surged 870.6% in 2022, then fell 13.36% in 2025.
- VersaBank's Interest Expenses stood at $34.7 million in 2022, then surged by 165.9% to $92.1 million in 2023, then surged by 41.8% to $130.7 million in 2024, then rose by 0.84% to $131.8 million in 2025, then slumped by 74.11% to $34.1 million in 2026.
- Business Quant data shows VBNK's Interest Expenses at $34.1 million in Q1 2026, $131.8 million in Q4 2025, and $983965.8 in Q3 2025.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.59 Bn |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 3.24 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | -4.19 Bn |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 7.93 Bn |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 2.35 Bn |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.16 Bn |
| 10 | VersaBank | 622.90 Mn | 622.90 Mn | - | 34.56 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Apr 30, 2026 | 34.56 Mn |
| Apr 30, 2026 | 34.56 Mn |
| Jan 31, 2026 | 34.11 Mn |
| Jan 31, 2026 | 34.11 Mn |
| Oct 31, 2025 | 131.76 Mn |
| Oct 31, 2025 | 131.76 Mn |
| Jul 31, 2025 | 983,965.77 |
| Jul 31, 2025 | 983,965.77 |
| Apr 30, 2025 | 978,901.07 |
| Apr 30, 2025 | 978,901.07 |
| Jan 31, 2025 | 33.48 Mn |
| Jan 31, 2025 | 33.48 Mn |
| Oct 31, 2024 | 130.67 Mn |
| Oct 31, 2024 | 130.67 Mn |
| Jul 31, 2024 | 982,269.61 |
| Jul 31, 2024 | 982,269.61 |
| Apr 30, 2024 | 1.13 Mn |
| Apr 30, 2024 | 1.13 Mn |
| Jan 31, 2024 | 31.60 Mn |
| Jan 31, 2024 | 31.60 Mn |