VersaBank (VBNK) EBIT (2021 - 2026)
VersaBank (VBNK) posted quarterly EBIT of $45.1 million for Q1 2026, up 9.23% year-on-year from $41.3 million in Q1 2025, and down 17.06% on a QoQ basis from $54.4 million in Q4 2025.
VersaBank (VBNK) EBIT (2021 - 2026) Analysis & Trends
VersaBank (VBNK) has reported EBIT for 6 consecutive years, with $45.1 million the latest figure, recorded in Q1 2026.
- Quarterly EBIT rose 9.23% year-over-year to $45.1 million in Q1 2026, while the trailing twelve-month figure through Jan 2026 was $116.1 million (down 42.49% YoY) and the FY2025 annual result came in at $172.6 million, down 1.11% from the prior year.
- EBIT slipped to $45.1 million in Q1 2026 per VBNK's latest filing, from $54.4 million in the prior quarter.
- Over the last five years, EBIT for VBNK reached as high as $136.6 million in Q4 2024 and fell as low as $6.4 million in Q2 2022.
- A 5-year average of $34.5 million and a median of $13.2 million in 2024 frame the typical range for EBIT.
- Annual changes were most pronounced in 2022 — EBIT soared 238.29% — and 2025, when it slumped 60.18%.
- Year by year, EBIT stood at $42.8 million in 2022, then jumped by 144.29% to $104.6 million in 2023, then jumped by 30.54% to $136.6 million in 2024, then sank by 60.18% to $54.4 million in 2025, then dropped by 17.06% to $45.1 million in 2026.
- According to Business Quant data, EBIT over the past three periods registered $45.1 million, $54.4 million, and $7.4 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 1.84 Bn |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 1.45 Bn |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 748,885.00 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | 4.55 Bn |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 5.83 Bn |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | 2.73 Bn |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 25.35 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 11.62 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 4.72 Bn |
| 10 | VersaBank | 633.94 Mn | 633.94 Mn | - | 45.11 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jan 31, 2026 | 45.11 Mn |
| Oct 31, 2025 | 54.39 Mn |
| Jul 31, 2025 | 7.35 Mn |
| Apr 30, 2025 | 9.22 Mn |
| Jan 31, 2025 | 41.30 Mn |
| Oct 31, 2024 | 136.58 Mn |
| Jul 31, 2024 | 10.81 Mn |
| Apr 30, 2024 | 13.15 Mn |
| Jan 31, 2024 | 44.15 Mn |
| Oct 31, 2023 | 104.63 Mn |
| Jul 31, 2023 | 11.42 Mn |
| Apr 30, 2023 | 11.21 Mn |
| Jan 31, 2023 | 28.53 Mn |
| Oct 31, 2022 | 42.83 Mn |
| Jul 31, 2022 | 7.19 Mn |
| Apr 30, 2022 | 6.44 Mn |
| Jan 31, 2022 | 12.22 Mn |
| Oct 31, 2021 | 12.66 Mn |
| Jun 30, 2021 | 11.79 Mn |
| Apr 30, 2021 | 6.42 Mn |