VersaBank (VBNK) FCF Payout Ratio (2021 - 2026)

VersaBank's quarterly FCF Payout Ratio came in at 4.7 in Q1 2026, down 739.41% year-on-year from 0.74 in Q1 2025, and down 848.2% quarter-over-quarter from 0.5 in Q4 2025.

VersaBank has reported FCF Payout Ratio for 6 years, with the latest figure at 4.7 in Q1 2026.

  • For the quarter ending Q1 2026, FCF Payout Ratio fell 739.41% year-over-year to 4.7; the trailing twelve-month figure through Jan 2026 stood at 0.73 (up 684.25% YoY), and the FY2025 full-year result was 0.07, up 626.93% from the prior year.
  • FCF Payout Ratio for Q1 2026 stood at 4.7, down from 0.5 in the prior quarter.
  • The five-year high for FCF Payout Ratio was 1.11 in Q2 2025, with the low at 4.7 in Q1 2026.
  • Average FCF Payout Ratio over 5 years is 0.28, with a median of 0.02 recorded in 2024.
  • Peak annual rise in FCF Payout Ratio reached 6420.3% in 2025, while the deepest fall reached 2741.28% in 2025.
  • Tracing VBNK's FCF Payout Ratio over 5 years: stood at 0.0 in 2022, then surged by 1792.58% to 0.09 in 2023, then tumbled by 119.7% to 0.02 in 2024, then sank by 2741.28% to 0.5 in 2025, then sank by 848.2% to 4.7 in 2026.
  • The last three FCF Payout Ratio figures came in at 4.7 (Q1 2026), 0.5 (Q4 2025), and 1.11 (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - 5.86
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - 0.18
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 0.19
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - -
8 KB Financial 150.02 Bn 142.15 Bn - -
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 0.36
10 VersaBank 4.19 Bn 4.19 Bn - -4.70

Historic Data

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DateValue
Jan 31, 2026 -4.70
Oct 31, 2025 -0.50
Apr 30, 2025 1.11
Jan 31, 2025 -0.56
Oct 31, 2024 -0.02
Apr 30, 2024 -0.02
Jan 31, 2024 0.42
Oct 31, 2023 0.09
Jul 31, 2023 0.03
Apr 30, 2023 -0.05
Jan 31, 2023 -0.03
Oct 31, 2022 0.00
Jul 31, 2022 0.01
Apr 30, 2022 -0.02
Jan 31, 2022 0.01
Oct 31, 2021 -0.01
Apr 30, 2021 0.10
Jan 31, 2021 0.04