VersaBank (VBNK) FCF Payout Ratio (2021 - 2026)
VersaBank's quarterly FCF Payout Ratio came in at 4.7 in Q1 2026, down 739.41% year-on-year from 0.74 in Q1 2025, and down 848.2% quarter-over-quarter from 0.5 in Q4 2025.
VersaBank has reported FCF Payout Ratio for 6 years, with the latest figure at 4.7 in Q1 2026.
- For the quarter ending Q1 2026, FCF Payout Ratio fell 739.41% year-over-year to 4.7; the trailing twelve-month figure through Jan 2026 stood at 0.73 (up 684.25% YoY), and the FY2025 full-year result was 0.07, up 626.93% from the prior year.
- FCF Payout Ratio for Q1 2026 stood at 4.7, down from 0.5 in the prior quarter.
- The five-year high for FCF Payout Ratio was 1.11 in Q2 2025, with the low at 4.7 in Q1 2026.
- Average FCF Payout Ratio over 5 years is 0.28, with a median of 0.02 recorded in 2024.
- Peak annual rise in FCF Payout Ratio reached 6420.3% in 2025, while the deepest fall reached 2741.28% in 2025.
- Tracing VBNK's FCF Payout Ratio over 5 years: stood at 0.0 in 2022, then surged by 1792.58% to 0.09 in 2023, then tumbled by 119.7% to 0.02 in 2024, then sank by 2741.28% to 0.5 in 2025, then sank by 848.2% to 4.7 in 2026.
- The last three FCF Payout Ratio figures came in at 4.7 (Q1 2026), 0.5 (Q4 2025), and 1.11 (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | 5.86 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 0.18 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 0.19 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 0.36 |
| 10 | VersaBank | 4.19 Bn | 4.19 Bn | - | -4.70 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jan 31, 2026 | -4.70 |
| Oct 31, 2025 | -0.50 |
| Apr 30, 2025 | 1.11 |
| Jan 31, 2025 | -0.56 |
| Oct 31, 2024 | -0.02 |
| Apr 30, 2024 | -0.02 |
| Jan 31, 2024 | 0.42 |
| Oct 31, 2023 | 0.09 |
| Jul 31, 2023 | 0.03 |
| Apr 30, 2023 | -0.05 |
| Jan 31, 2023 | -0.03 |
| Oct 31, 2022 | 0.00 |
| Jul 31, 2022 | 0.01 |
| Apr 30, 2022 | -0.02 |
| Jan 31, 2022 | 0.01 |
| Oct 31, 2021 | -0.01 |
| Apr 30, 2021 | 0.10 |
| Jan 31, 2021 | 0.04 |