VersaBank (VBNK) FCF Payout Ratio (2021 - 2026)
VersaBank (VBNK) posted quarterly FCF Payout Ratio of 0.01 for Q1 2026, down 254.28% year-over-year from 0.01 in Q1 2025, and down 185.26% quarter-over-quarter from 0.02 in Q4 2025.
VersaBank (VBNK) FCF Payout Ratio (2021 - 2026) Analysis & Trends
VersaBank's FCF Payout Ratio history runs 6 years deep, the most recent figure standing at 0.01 for Q1 2026.
- In Q1 2026, FCF Payout Ratio fell 254.28% year-over-year to 0.01; the TTM figure through Jan 2026 stood at 0.01 (down 12.97% YoY), while the FY2025 annual figure was 0.07, up 426.76% from the prior year.
- FCF Payout Ratio for Q1 2026 stood at 0.01, down from 0.02 in the prior quarter.
- The five-year high for FCF Payout Ratio was 0.42 in Q1 2024, with the low at 0.03 in Q1 2023.
- The 5-year median for FCF Payout Ratio is 0.01 (2022), against an average of 0.05.
- Peak annual rise in FCF Payout Ratio reached 4541.01% in 2023, while the deepest fall reached 421.45% in 2023.
- VersaBank's FCF Payout Ratio stood at 0.0 in 2022, then surged by 4541.01% to 0.22 in 2023, then slumped by 97.42% to 0.01 in 2024, then jumped by 199.74% to 0.02 in 2025, then sank by 185.26% to 0.01 in 2026.
- Business Quant data shows VBNK's FCF Payout Ratio at 0.01 in Q1 2026, 0.02 in Q4 2025, and 0.0 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 0.32 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 0.17 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 0.67 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | VersaBank | 637.66 Mn | 637.66 Mn | - | -0.02 |
Historic Data
Download Data| Date | Value |
|---|---|
| Apr 30, 2026 | -0.02 |
| Jan 31, 2026 | -0.01 |
| Oct 31, 2025 | 0.02 |
| Jul 31, 2025 | 0.00 |
| Apr 30, 2025 | -0.01 |
| Jan 31, 2025 | 0.01 |
| Oct 31, 2024 | 0.01 |
| Jul 31, 2024 | 0.01 |
| Apr 30, 2024 | 0.02 |
| Jan 31, 2024 | 0.42 |
| Oct 31, 2023 | 0.22 |
| Jul 31, 2023 | 0.08 |
| Apr 30, 2023 | 0.05 |
| Jan 31, 2023 | -0.03 |
| Oct 31, 2022 | 0.00 |
| Jul 31, 2022 | 0.01 |
| Apr 30, 2022 | -0.02 |
| Jan 31, 2022 | 0.01 |
| Oct 31, 2021 | -0.01 |
| Apr 30, 2021 | 0.10 |