VersaBank (VBNK) FCF Payout Ratio (2021 - 2026)

VersaBank (VBNK) posted quarterly FCF Payout Ratio of 0.01 for Q1 2026, down 254.28% year-on-year from 0.01 in Q1 2025, and down 185.26% on a QoQ basis from 0.02 in Q4 2025.

VersaBank (VBNK) FCF Payout Ratio (2021 - 2026) Analysis & Trends

VersaBank (VBNK) has reported FCF Payout Ratio for 6 consecutive years, with 0.01 the latest figure, recorded in Q1 2026.

  • Quarterly FCF Payout Ratio fell 254.28% year-over-year to 0.01 in Q1 2026, while the trailing twelve-month figure through Jan 2026 was 0.01 (down 12.97% YoY) and the FY2025 annual result came in at 0.07, up 426.76% from the prior year.
  • FCF Payout Ratio fell to 0.01 in Q1 2026 per VBNK's latest filing, from 0.02 in the prior quarter.
  • Over the last five years, FCF Payout Ratio for VBNK reached as high as 0.42 in Q1 2024 and fell as low as 0.03 in Q1 2023.
  • A 5-year average of 0.05 and a median of 0.01 in 2022 frame the typical range for FCF Payout Ratio.
  • The largest YoY upside for FCF Payout Ratio was 4541.01% in 2023 against a maximum downside of 421.45% in 2023.
  • Year by year, FCF Payout Ratio stood at 0.0 in 2022, then surged by 4541.01% to 0.22 in 2023, then tumbled by 97.42% to 0.01 in 2024, then jumped by 199.74% to 0.02 in 2025, then slumped by 185.26% to 0.01 in 2026.
  • According to Business Quant data, FCF Payout Ratio over the past three periods registered 0.01, 0.02, and 0.0 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -1.36
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 5.86
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 0.18
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.36
10 VersaBank 633.94 Mn 633.94 Mn - -0.01

Historic Data

Download Data
DateValue
Jan 31, 2026 -0.01
Oct 31, 2025 0.02
Jul 31, 2025 0.00
Apr 30, 2025 -0.01
Jan 31, 2025 0.01
Oct 31, 2024 0.01
Jul 31, 2024 0.01
Apr 30, 2024 0.02
Jan 31, 2024 0.42
Oct 31, 2023 0.22
Jul 31, 2023 0.08
Apr 30, 2023 0.05
Jan 31, 2023 -0.03
Oct 31, 2022 0.00
Jul 31, 2022 0.01
Apr 30, 2022 -0.02
Jan 31, 2022 0.01
Oct 31, 2021 -0.01
Apr 30, 2021 0.10
Jan 31, 2021 0.04