VersaBank (VBNK) Debt Ratio (2024 - 2026)
VersaBank (VBNK) posted quarterly Debt Ratio of 0.02 for Q1 2026, down 24.15% year-over-year from 0.02 in Q1 2025, and down 8.56% quarter-over-quarter from 0.02 in Q4 2025.
VersaBank (VBNK) Debt Ratio (2024 - 2026) Analysis & Trends
VersaBank's Debt Ratio history runs 3 years deep, the most recent figure standing at 0.02 for Q1 2026.
- In Q1 2026, Debt Ratio fell 24.15% year-over-year to 0.02; the TTM figure through Jan 2026 stood at 0.02 (down 24.15% YoY), while the FY2025 annual figure was 0.02, down 15.88% from the prior year.
- Debt Ratio for Q1 2026 stood at 0.02, down from 0.02 in the prior quarter.
- The five-year high for Debt Ratio was 0.02 in Q1 2024, with the low at 0.02 in Q1 2026.
- The 3-year median for Debt Ratio is 0.02 (2024), against an average of 0.02.
- The sharpest annual moves came in 2025 and 2026: Debt Ratio dropped 10.41% in 2025, then decreased 24.15% in 2026.
- VersaBank's Debt Ratio stood at 0.02 in 2024, then retreated by 15.88% to 0.02 in 2025, then dropped by 8.56% to 0.02 in 2026.
- Business Quant data shows VBNK's Debt Ratio at 0.02 in Q1 2026, 0.02 in Q4 2025, and 0.02 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | 0.12 |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 0.14 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 0.05 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.10 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 0.07 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | 0.01 |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 0.13 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 0.07 |
| 10 | VersaBank | 637.66 Mn | 637.66 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Jan 31, 2026 | 0.02 |
| Oct 31, 2025 | 0.02 |
| Jul 31, 2025 | 0.02 |
| Apr 30, 2025 | 0.02 |
| Jan 31, 2025 | 0.02 |
| Oct 31, 2024 | 0.02 |
| Jul 31, 2024 | 0.02 |
| Apr 30, 2024 | 0.02 |
| Jan 31, 2024 | 0.02 |