VersaBank (VBNK) Debt Ratio (2021 - 2026)
VersaBank's (VBNK) Debt Ratio was 0.00 for fiscal Q3 2026 (quarter ended Jul 31, 2026), down 16.0% from 0.00 a year earlier but up 51.5% from the prior quarter.
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Analysis
VersaBank (VBNK) Debt Ratio (2021 - 2026) Analysis & Trends
Dating back to fiscal Q1 2021, VersaBank's Debt Ratio record includes 19 quarters.
- By fiscal year, Debt Ratio came in at 0.00 in FY2024.
- Five-year quarterly Debt Ratio spans a low of 0.00 in fiscal Q1 2026 and a high of 0.00 in fiscal Q3 2022.
- Year over year, Debt Ratio has now declined in each of the last seven quarters, with an average decline of 19.7% over the last seven quarters.
- The high point for year-over-year Debt Ratio in five years was fiscal Q1 2022 (growth of 810.7%); the low point was fiscal Q1 2023 (a decline of 27.6%).
- Per Business Quant data, the three fiscal quarters before Q3 2026 came in at 0.00 (Q2 2026), 0.00 (Q1 2026) and 0.00 (Q4 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 0.02 |
| Apr 30, 2026 | 0.02 |
| Jan 31, 2026 | 0.02 |
| Oct 31, 2025 | 0.02 |
| Jul 31, 2025 | 0.02 |
| Apr 30, 2025 | 0.02 |
| Jan 31, 2025 | 0.02 |
| Oct 31, 2024 | 0.02 |
| Jul 31, 2024 | 0.02 |
| Apr 30, 2024 | 0.02 |
| Jan 31, 2024 | 0.02 |
| Oct 31, 2023 | 0.03 |
| Oct 31, 2022 | 0.03 |
| Oct 31, 2021 | 0.04 |
API Access
VersaBank Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=VBNK&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "VBNK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=VBNK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();