VersaBank (VBNK) Debt Ratio (2021 - 2026)
VersaBank's quarterly Debt Ratio came in at 0.02 in Q1 2026, down 24.15% year-on-year from 0.02 in Q1 2025, and down 8.56% quarter-over-quarter from 0.02 in Q4 2025.
VersaBank has reported Debt Ratio for 5 years, with the latest figure at 0.02 in Q1 2026.
- For the quarter ending Q1 2026, Debt Ratio fell 24.15% year-over-year to 0.02; the trailing twelve-month figure through Jan 2026 stood at 0.02 (down 24.15% YoY), and the FY2025 full-year result was 0.02, down 15.88% from the prior year.
- Debt Ratio for Q1 2026 stood at 0.02, down from 0.02 in the prior quarter.
- The five-year high for Debt Ratio was 0.03 in Q4 2022, with the low at 0.02 in Q1 2026.
- Average Debt Ratio over 4 years is 0.02, with a median of 0.02 recorded in 2024.
- Year-over-year, Debt Ratio retreated 10.41% in 2025 and declined 24.15% in 2026.
- Tracing VBNK's Debt Ratio over 4 years: stood at 0.03 in 2022, then slumped by 34.07% to 0.02 in 2024, then slipped by 15.88% to 0.02 in 2025, then fell by 8.56% to 0.02 in 2026.
- The last three Debt Ratio figures came in at 0.02 (Q1 2026), 0.02 (Q4 2025), and 0.02 (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | 0.02 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | 0.05 |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | - |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 0.01 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 0.36 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | 0.01 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 0.04 |
| 10 | VersaBank | 4.19 Bn | 4.19 Bn | - | 0.02 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jan 31, 2026 | 0.02 |
| Oct 31, 2025 | 0.02 |
| Apr 30, 2025 | 0.02 |
| Jan 31, 2025 | 0.02 |
| Oct 31, 2024 | 0.02 |
| Apr 30, 2024 | 0.02 |
| Jan 31, 2024 | 0.02 |
| Oct 31, 2022 | 0.03 |
| Oct 31, 2021 | 0.04 |