VersaBank (VBNK) FCF Margin (2021 - 2026)

VersaBank (VBNK) posted quarterly FCF Margin of 152.84% for Q1 2026, up 46768.0% year-on-year from N/an in Q1 2025, and up 12.3% on a QoQ basis from 136.1% in Q4 2025.

VersaBank (VBNK) FCF Margin (2021 - 2026) Analysis & Trends

VersaBank (VBNK) has reported FCF Margin for 6 consecutive years, with 152.84% the latest figure, recorded in Q1 2026.

  • Quarterly FCF Margin rose 46768.0% year-over-year to 152.84% in Q1 2026, while the trailing twelve-month figure through Jan 2026 was 143.89% (down 1300.0% YoY) and the FY2025 annual result came in at 34.9%, down 19275.0% from the prior year.
  • FCF Margin advanced to 152.84% in Q1 2026 per VBNK's latest filing, from 136.1% in the prior quarter.
  • Over the last five years, FCF Margin for VBNK reached as high as 599.3% in Q4 2022 and fell as low as 617.72% in Q1 2022.
  • A 5-year average of 70.41% and a median of 131.95% in 2023 frame the typical range for FCF Margin.
  • Annual changes were most pronounced in 2022 — FCF Margin surged 113755 bps — and 2025, when it tumbled 51121 bps.
  • Year by year, FCF Margin stood at 599.3% in 2022, then sank by 83 bps to 99.5% in 2023, then soared by 327 bps to 425.23% in 2024, then tumbled by 68 bps to 136.1% in 2025, then climbed by 12 bps to 152.84% in 2026.
  • According to Business Quant data, FCF Margin over the past three periods registered 152.84%, 136.1%, and 581.06% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 121.23%
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 136,088.77%
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -83.10%
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 339.84%
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 38.26%
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 31.27%
10 VersaBank 633.94 Mn 633.94 Mn - 152.84%

Historic Data

Download Data
DateValue
Jan 31, 2026 152.84%
Oct 31, 2025 136.10%
Jul 31, 2025 581.06%
Apr 30, 2025 -332.36%
Jan 31, 2025 -314.84%
Oct 31, 2024 425.23%
Jul 31, 2024 330.56%
Apr 30, 2024 178.85%
Jan 31, 2024 -7.32%
Oct 31, 2023 99.50%
Jul 31, 2023 42.38%
Apr 30, 2023 74.00%
Jan 31, 2023 131.95%
Oct 31, 2022 599.30%
Jul 31, 2022 -502.59%
Apr 30, 2022 220.02%
Jan 31, 2022 -617.72%
Oct 31, 2021 -538.25%
Apr 30, 2021 -65.45%
Jan 31, 2021 -171.26%