VersaBank (VBNK) FCF Margin (2021 - 2026)

VersaBank's quarterly FCF Margin came in at 0.47% in Q1 2026, down 475.0% year-on-year from 0.12% in Q1 2025, and up 110.1% quarter-over-quarter from 4.61% in Q4 2025.

VersaBank has reported FCF Margin for 6 years, with the latest figure at 0.47% in Q1 2026.

  • For the quarter ending Q1 2026, FCF Margin fell 475.0% year-over-year to 0.47%; the trailing twelve-month figure through Jan 2026 stood at 3.6% (down 4221.0% YoY), and the FY2025 full-year result was 34.9%, down 19275.0% from the prior year.
  • FCF Margin for Q1 2026 stood at 0.47%, up from 4.61% in the prior quarter.
  • The five-year high for FCF Margin was 599.3% in Q4 2022, with the low at 617.72% in Q1 2022.
  • Average FCF Margin over 5 years is 27.15%, with a median of 0.47% recorded in 2026.
  • Peak annual rise in FCF Margin reached 113755 bps in 2022, while the deepest fall reached 104718 bps in 2022.
  • Tracing VBNK's FCF Margin over 5 years: stood at 599.3% in 2022, then slumped by 59 bps to 244.0% in 2023, then plunged by 156 bps to 136.55% in 2024, then soared by 97 bps to 4.61% in 2025, then jumped by 110 bps to 0.47% in 2026.
  • The last three FCF Margin figures came in at 0.47% (Q1 2026), 4.61% (Q4 2025), and 2.43% (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - -
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - 339.84%
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 35.69%
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - -
8 KB Financial 150.02 Bn 142.15 Bn - -
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 31.27%
10 VersaBank 4.19 Bn 4.19 Bn - 0.47%

Historic Data

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DateValue
Jan 31, 2026 0.47%
Oct 31, 2025 -4.61%
Apr 30, 2025 -2.43%
Jan 31, 2025 5.22%
Oct 31, 2024 -136.55%
Apr 30, 2024 178.85%
Jan 31, 2024 -7.32%
Oct 31, 2023 244.00%
Jul 31, 2023 -114.57%
Apr 30, 2023 74.00%
Jan 31, 2023 131.95%
Oct 31, 2022 599.30%
Jul 31, 2022 -163.33%
Apr 30, 2022 220.02%
Jan 31, 2022 -617.72%
Oct 31, 2021 -538.25%
Apr 30, 2021 184.05%
Jan 31, 2021 429.46%