VersaBank (VBNK) FCF Margin (2021 - 2026)
VersaBank (VBNK) posted quarterly FCF Margin of 152.84% for Q1 2026, up 46768.0% year-on-year from N/an in Q1 2025, and up 12.3% on a QoQ basis from 136.1% in Q4 2025.
VersaBank (VBNK) FCF Margin (2021 - 2026) Analysis & Trends
VersaBank (VBNK) has reported FCF Margin for 6 consecutive years, with 152.84% the latest figure, recorded in Q1 2026.
- Quarterly FCF Margin rose 46768.0% year-over-year to 152.84% in Q1 2026, while the trailing twelve-month figure through Jan 2026 was 143.89% (down 1300.0% YoY) and the FY2025 annual result came in at 34.9%, down 19275.0% from the prior year.
- FCF Margin advanced to 152.84% in Q1 2026 per VBNK's latest filing, from 136.1% in the prior quarter.
- Over the last five years, FCF Margin for VBNK reached as high as 599.3% in Q4 2022 and fell as low as 617.72% in Q1 2022.
- A 5-year average of 70.41% and a median of 131.95% in 2023 frame the typical range for FCF Margin.
- Annual changes were most pronounced in 2022 — FCF Margin surged 113755 bps — and 2025, when it tumbled 51121 bps.
- Year by year, FCF Margin stood at 599.3% in 2022, then sank by 83 bps to 99.5% in 2023, then soared by 327 bps to 425.23% in 2024, then tumbled by 68 bps to 136.1% in 2025, then climbed by 12 bps to 152.84% in 2026.
- According to Business Quant data, FCF Margin over the past three periods registered 152.84%, 136.1%, and 581.06% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 121.23% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 136,088.77% |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -83.10% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 339.84% |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 38.26% |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 31.27% |
| 10 | VersaBank | 633.94 Mn | 633.94 Mn | - | 152.84% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jan 31, 2026 | 152.84% |
| Oct 31, 2025 | 136.10% |
| Jul 31, 2025 | 581.06% |
| Apr 30, 2025 | -332.36% |
| Jan 31, 2025 | -314.84% |
| Oct 31, 2024 | 425.23% |
| Jul 31, 2024 | 330.56% |
| Apr 30, 2024 | 178.85% |
| Jan 31, 2024 | -7.32% |
| Oct 31, 2023 | 99.50% |
| Jul 31, 2023 | 42.38% |
| Apr 30, 2023 | 74.00% |
| Jan 31, 2023 | 131.95% |
| Oct 31, 2022 | 599.30% |
| Jul 31, 2022 | -502.59% |
| Apr 30, 2022 | 220.02% |
| Jan 31, 2022 | -617.72% |
| Oct 31, 2021 | -538.25% |
| Apr 30, 2021 | -65.45% |
| Jan 31, 2021 | -171.26% |