VersaBank (VBNK) FCF Margin (2021 - 2026)
VersaBank (VBNK) posted quarterly FCF Margin of 152.84% for Q1 2026, up 46768.0% year-over-year from N/an in Q1 2025, and up 12.3% quarter-over-quarter from 136.1% in Q4 2025.
VersaBank (VBNK) FCF Margin (2021 - 2026) Analysis & Trends
VersaBank's FCF Margin history runs 6 years deep, the most recent figure standing at 152.84% for Q1 2026.
- In Q1 2026, FCF Margin rose 46768.0% year-over-year to 152.84%; the TTM figure through Jan 2026 stood at 143.89% (down 1300.0% YoY), while the FY2025 annual figure was 34.9%, down 19275.0% from the prior year.
- FCF Margin for Q1 2026 stood at 152.84%, up from 136.1% in the prior quarter.
- The five-year high for FCF Margin was 599.3% in Q4 2022, with the low at 617.72% in Q1 2022.
- The 5-year median for FCF Margin is 131.95% (2023), against an average of 70.41%.
- The sharpest annual moves came in 2022 and 2025: FCF Margin soared 113755 bps in 2022, then tumbled 51121 bps in 2025.
- VersaBank's FCF Margin stood at 599.3% in 2022, then plunged by 83 bps to 99.5% in 2023, then soared by 327 bps to 425.23% in 2024, then slumped by 68 bps to 136.1% in 2025, then rose by 12 bps to 152.84% in 2026.
- Business Quant data shows VBNK's FCF Margin at 152.84% in Q1 2026, 136.1% in Q4 2025, and 581.06% in Q3 2025.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.94 Bn | 84.74 Bn | - | - |
| 2 | Pnc Financial Services | 97.85 Bn | 97.85 Bn | - | 31.23% |
| 3 | Us Bancorp | 95.98 Bn | 95.98 Bn | - | 62.71% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.70 Bn | -144.39 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.01 Bn | -81.30 Bn | - | - |
| 7 | Nu Holdings | 71.29 Bn | 57.60 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.60 Bn | 61.60 Bn | - | 18.14% |
| 9 | Fifth Third Bancorp | 49.63 Bn | 25.91 Bn | - | - |
| 10 | VersaBank | 626.43 Mn | 626.43 Mn | - | -130.84% |
Historic Data
Download Data| Date | Value |
|---|---|
| Apr 30, 2026 | -130.84% |
| Jan 31, 2026 | 152.84% |
| Oct 31, 2025 | 136.10% |
| Jul 31, 2025 | 581.06% |
| Apr 30, 2025 | -332.36% |
| Jan 31, 2025 | -314.84% |
| Oct 31, 2024 | 425.23% |
| Jul 31, 2024 | 330.56% |
| Apr 30, 2024 | 178.85% |
| Jan 31, 2024 | -7.32% |
| Oct 31, 2023 | 99.50% |
| Jul 31, 2023 | 42.38% |
| Apr 30, 2023 | 74.00% |
| Jan 31, 2023 | 131.95% |
| Oct 31, 2022 | 599.30% |
| Jul 31, 2022 | -502.59% |
| Apr 30, 2022 | 220.02% |
| Jan 31, 2022 | -617.72% |
| Oct 31, 2021 | -538.25% |
| Apr 30, 2021 | -65.45% |