VersaBank (VBNK) FCF Margin (2021 - 2026)
VersaBank (VBNK) posted FCF Margin of -114.77% for fiscal Q3 2026 (quarter ended Jul 31, 2026), down 695.83 percentage points from 581.06% a year earlier and down 13.45 percentage points from the prior quarter.
VersaBank (VBNK) FCF Margin (2021 - 2026) Analysis & Trends
For the trailing twelve months through Jul 31, 2026, FCF Margin at VersaBank was 14.68%, down 120.99 percentage points year-over-year; for FY2025 (ended Oct 31, 2025), it was 41.61%, down 219.32 percentage points from FY2024.
- Annual FCF Margin shows a five-year change of -258037.19 percentage points (FY2020 to FY2025).
- In prior fiscal years, VersaBank's FCF Margin was 260.93% in FY2024 (+173.41 pp), 87.52% in FY2023 (+126.45 pp), -38.93% in FY2022 (+165652.58 pp) and -165691.51% in FY2021 (-423770.31 pp).
- The fiscal Q3 2026 figure stands as the lowest quarterly FCF Margin since fiscal Q2 2025.
- On a year-over-year basis, FCF Margin increased in four of the last eight quarters, with an average year-over-year change of -65.73 percentage points.
- The strongest year-over-year quarter for FCF Margin in the past five years was fiscal Q4 2022, with a gain of 594379.24 percentage points; the weakest was fiscal Q3 2026, with a drop of 695.83 percentage points.
- According to Business Quant data, FCF Margin for the three prior fiscal quarters was -101.33% (Q2 2026), 152.84% (Q1 2026) and 141.54% (Q4 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | -115.73% |
| Apr 30, 2026 | -129.95% |
| Jan 31, 2026 | 151.91% |
| Oct 31, 2025 | 139.88% |
| Jul 31, 2025 | 581.42% |
| Apr 30, 2025 | -327.51% |
| Jan 31, 2025 | -325.27% |
| Oct 31, 2024 | 562.16% |
| Jul 31, 2024 | 313.32% |
| Apr 30, 2024 | 176.39% |
| Jan 31, 2024 | -118.25% |
| Oct 31, 2023 | 101.90% |
| Jul 31, 2023 | 42.29% |
| Apr 30, 2023 | 71.65% |
| Jan 31, 2023 | 131.76% |
| Oct 31, 2022 | 605.45% |
| Jul 31, 2022 | -507.78% |
| Apr 30, 2022 | 218.27% |
| Jan 31, 2022 | -618.07% |
| Oct 31, 2021 | -537.52% |
VersaBank FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=VBNK&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "VBNK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=VBNK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();