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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on SalesTimes Interest Earned

VersaBank (VBNK) Interest Coverage Ratio (2021 - 2025)

Historic Interest Coverage Ratio for VersaBank (VBNK) over the last 5 years, with Q4 2025 value amounting to 1.52.

  • VersaBank's Interest Coverage Ratio rose 3002.25% to 1.52 in Q4 2025 from the same period last year, while for Oct 2025 it was 1.31, marking a year-over-year increase of 41.89%. This contributed to the annual value of 1.31 for FY2025, which is 41.78% up from last year.
  • As of Q4 2025, VersaBank's Interest Coverage Ratio stood at 1.52, which was up 3002.25% from 1.2 recorded in Q3 2025.
  • VersaBank's 5-year Interest Coverage Ratio high stood at 2.21 for Q2 2021, and its period low was 1.17 during Q4 2024.
  • Moreover, its 5-year median value for Interest Coverage Ratio was 1.5 (2023), whereas its average is 1.58.
  • As far as peak fluctuations go, VersaBank's Interest Coverage Ratio plummeted by 2406.15% in 2022, and later surged by 3002.25% in 2025.
  • Over the past 5 years, VersaBank's Interest Coverage Ratio (Quarter) stood at 2.05 in 2021, then fell by 24.06% to 1.55 in 2022, then dropped by 8.33% to 1.42 in 2023, then decreased by 18.07% to 1.17 in 2024, then soared by 30.02% to 1.52 in 2025.
  • Its last three reported values are 1.52 in Q4 2025, 1.2 for Q3 2025, and 1.27 during Q2 2025.