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VersaBank (VBNK) Interest Coverage Ratio (2021 - 2025)

Historic Interest Coverage Ratio for VersaBank (VBNK) over the last 5 years, with Q4 2025 value amounting to 1.22.

  • VersaBank's Interest Coverage Ratio rose 460.66% to 1.22 in Q4 2025 from the same period last year, while for Oct 2025 it was 1.23, marking a year-over-year decrease of 533.44%. This contributed to the annual value of 1.23 for FY2025, which is 528.22% down from last year.
  • As of Q4 2025, VersaBank's Interest Coverage Ratio stood at 1.22, which was up 460.66% from 1.2 recorded in Q3 2025.
  • VersaBank's 5-year Interest Coverage Ratio high stood at 2.02 for Q1 2021, and its period low was 1.17 during Q4 2024.
  • For the 5-year period, VersaBank's Interest Coverage Ratio averaged around 1.46, with its median value being 1.4 (2024).
  • Per our database at Business Quant, VersaBank's Interest Coverage Ratio plummeted by 2288.49% in 2023 and then surged by 460.66% in 2025.
  • Over the past 5 years, VersaBank's Interest Coverage Ratio (Quarter) stood at 2.02 in 2021, then decreased by 24.51% to 1.52 in 2022, then decreased by 6.55% to 1.42 in 2023, then dropped by 18.07% to 1.17 in 2024, then grew by 4.61% to 1.22 in 2025.
  • Its last three reported values are 1.22 in Q4 2025, 1.2 for Q3 2025, and 1.27 during Q2 2025.