VersaBank (VBNK) Net Margin (2021 - 2026)
VersaBank (VBNK) posted quarterly Net Margin of 30.31% for Q1 2026, up 105.0% year-over-year from 14.79% in Q1 2025, and up 0.84% quarter-over-quarter from 30.06% in Q4 2025.
VersaBank (VBNK) Net Margin (2021 - 2026) Analysis & Trends
VersaBank's Net Margin history runs 6 years deep, the most recent figure standing at 30.31% for Q1 2026.
- In Q1 2026, Net Margin rose 105.0% year-over-year to 30.31%; the TTM figure through Jan 2026 stood at 27.53% (down 433.0% YoY), while the FY2025 annual figure was 29.6%, down 601.0% from the prior year.
- Net Margin for Q1 2026 stood at 30.31%, up from 30.06% in the prior quarter.
- The five-year high for Net Margin was 1445.96% in Q4 2022, with the low at 20.22% in Q4 2024.
- The 5-year median for Net Margin is 30.47% (2022), against an average of 115.6%.
- Peak annual rise in Net Margin reached 1193 bps in 2023, while the deepest fall reached 140319 bps in 2023.
- VersaBank's Net Margin stood at 1445.96% in 2022, then tumbled by 97 bps to 42.78% in 2023, then tumbled by 53 bps to 20.22% in 2024, then jumped by 49 bps to 30.06% in 2025, then advanced by 1 bps to 30.31% in 2026.
- Business Quant data shows VBNK's Net Margin at 30.31% in Q1 2026, 30.06% in Q4 2025, and 20.84% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 28.41% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 25.60% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 23.30% |
| 10 | VersaBank | 622.90 Mn | 622.90 Mn | - | 19.53% |
Historic Data
Download Data| Date | Value |
|---|---|
| Apr 30, 2026 | 19.53% |
| Jan 31, 2026 | 30.31% |
| Oct 31, 2025 | 30.06% |
| Jul 31, 2025 | 20.84% |
| Apr 30, 2025 | 28.30% |
| Jan 31, 2025 | 29.26% |
| Oct 31, 2024 | 20.22% |
| Jul 31, 2024 | 35.95% |
| Apr 30, 2024 | 41.50% |
| Jan 31, 2024 | 44.02% |
| Oct 31, 2023 | 42.78% |
| Jul 31, 2023 | 37.24% |
| Apr 30, 2023 | 38.46% |
| Jan 31, 2023 | 36.33% |
| Oct 31, 2022 | 1,445.96% |
| Jul 31, 2022 | 26.93% |
| Apr 30, 2022 | 26.53% |
| Jan 31, 2022 | 30.47% |
| Oct 31, 2021 | 1,821.16% |
| Jun 30, 2021 | 35.97% |