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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on SalesTimes Interest Earned

VersaBank (VBNK) Net Margin (2021 - 2025)

Historic Net Margin for VersaBank (VBNK) over the last 5 years, with Q4 2025 value amounting to 30.06%.

  • VersaBank's Net Margin rose 98400.0% to 30.06% in Q4 2025 from the same period last year, while for Oct 2025 it was 27.09%, marking a year-over-year increase of 1615900.0%. This contributed to the annual value of 29.6% for FY2025, which is 60100.0% down from last year.
  • VersaBank's Net Margin amounted to 30.06% in Q4 2025, which was up 98400.0% from 20.84% recorded in Q3 2025.
  • VersaBank's Net Margin's 5-year high stood at 42.78% during Q4 2023, with a 5-year trough of 101.14% in Q2 2021.
  • Its 5-year average for Net Margin is 9.69%, with a median of 14.48% in 2022.
  • Its Net Margin has fluctuated over the past 5 years, first crashed by -387000bps in 2023, then surged by 659000bps in 2024.
  • Quarter analysis of 5 years shows VersaBank's Net Margin stood at 32.41% in 2021, then decreased by -11bps to 28.9% in 2022, then surged by 48bps to 42.78% in 2023, then tumbled by -53bps to 20.22% in 2024, then soared by 49bps to 30.06% in 2025.
  • Its last three reported values are 30.06% in Q4 2025, 20.84% for Q3 2025, and 28.3% during Q2 2025.