VersaBank (VBNK) Net Margin (2021 - 2026)
VersaBank's quarterly Net Margin came in at 30.31% in Q1 2026, up 105.0% year-on-year from 14.79% in Q1 2025, and up 0.84% quarter-over-quarter from 30.06% in Q4 2025.
VersaBank has reported Net Margin for 6 years, with the latest figure at 30.31% in Q1 2026.
- For the quarter ending Q1 2026, Net Margin rose 105.0% year-over-year to 30.31%; the trailing twelve-month figure through Jan 2026 stood at 64.02% (down 2847.0% YoY), and the FY2025 full-year result was 29.6%, down 601.0% from the prior year.
- Net Margin for Q1 2026 stood at 30.31%, up from 30.06% in the prior quarter.
- The five-year high for Net Margin was 44.02% in Q1 2024, with the low at 27.67% in Q2 2024.
- Average Net Margin over 5 years is 24.98%, with a median of 30.06% recorded in 2025.
- Year-over-year, Net Margin soared 12767 bps in 2022 and slumped 2256 bps in 2024.
- Tracing VBNK's Net Margin over 5 years: stood at 28.9% in 2022, then jumped by 48 bps to 42.78% in 2023, then tumbled by 53 bps to 20.22% in 2024, then soared by 49 bps to 30.06% in 2025, then grew by 1 bps to 30.31% in 2026.
- The last three Net Margin figures came in at 30.31% (Q1 2026), 30.06% (Q4 2025), and 20.89% (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 251.45% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 26.97% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | -0.97% |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 27.35% |
| 10 | VersaBank | 4.19 Bn | 4.19 Bn | - | 30.31% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jan 31, 2026 | 30.31% |
| Oct 31, 2025 | 30.06% |
| Jun 30, 2025 | -20.89% |
| Apr 30, 2025 | 28.30% |
| Jan 31, 2025 | 29.26% |
| Oct 31, 2024 | 20.22% |
| Jun 30, 2024 | -27.67% |
| Apr 30, 2024 | 41.50% |
| Jan 31, 2024 | 44.02% |
| Oct 31, 2023 | 42.78% |
| Jul 31, 2023 | 37.24% |
| Apr 30, 2023 | 38.46% |
| Jan 31, 2023 | 36.33% |
| Oct 31, 2022 | 28.90% |
| Jul 31, 2022 | 8.75% |
| Apr 30, 2022 | 26.53% |
| Jan 31, 2022 | 30.47% |
| Oct 31, 2021 | 32.41% |
| Jun 30, 2021 | 35.97% |
| Apr 30, 2021 | -101.14% |
| Jan 31, 2021 | -86.02% |