Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageCapitalization RatioEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

VersaBank (VBNK) Net Margin (2021 - 2025)

Historic Net Margin for VersaBank (VBNK) over the last 5 years, with Q4 2025 value amounting to 14.83%.

  • VersaBank's Net Margin fell 53900.0% to 14.83% in Q4 2025 from the same period last year, while for Oct 2025 it was 22.76%, marking a year-over-year decrease of 128800.0%. This contributed to the annual value of 22.83% for FY2025, which is 127700.0% down from last year.
  • Per VersaBank's latest filing, its Net Margin stood at 14.83% for Q4 2025, which was down 53900.0% from 20.84% recorded in Q3 2025.
  • VersaBank's 5-year Net Margin high stood at 44.02% for Q1 2024, and its period low was 14.83% during Q4 2025.
  • For the 5-year period, VersaBank's Net Margin averaged around 31.49%, with its median value being 31.44% (2021).
  • Its Net Margin has fluctuated over the past 5 years, first soared by 162700bps in 2023, then plummeted by -225600bps in 2024.
  • Over the past 5 years, VersaBank's Net Margin (Quarter) stood at 32.41% in 2021, then dropped by -18bps to 26.51% in 2022, then soared by 61bps to 42.78% in 2023, then plummeted by -53bps to 20.22% in 2024, then decreased by -27bps to 14.83% in 2025.
  • Its Net Margin was 14.83% in Q4 2025, compared to 20.84% in Q3 2025 and 28.3% in Q2 2025.