Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on SalesTimes Interest Earned

VersaBank (VBNK) Net Margin (2021 - 2025)

Historic Net Margin for VersaBank (VBNK) over the last 5 years, with Q4 2025 value amounting to 30.06%.

  • VersaBank's Net Margin rose 98400.0% to 30.06% in Q4 2025 from the same period last year, while for Oct 2025 it was 27.09%, marking a year-over-year increase of 1615900.0%. This contributed to the annual value of 29.6% for FY2025, which is 60100.0% down from last year.
  • Per VersaBank's latest filing, its Net Margin stood at 30.06% for Q4 2025, which was up 98400.0% from 20.84% recorded in Q3 2025.
  • VersaBank's 5-year Net Margin high stood at 42.78% for Q4 2023, and its period low was 101.14% during Q2 2021.
  • Moreover, its 5-year median value for Net Margin was 14.48% (2022), whereas its average is 9.69%.
  • Its Net Margin has fluctuated over the past 5 years, first crashed by -387000bps in 2023, then surged by 659000bps in 2024.
  • Over the past 5 years, VersaBank's Net Margin (Quarter) stood at 32.41% in 2021, then decreased by -11bps to 28.9% in 2022, then surged by 48bps to 42.78% in 2023, then tumbled by -53bps to 20.22% in 2024, then soared by 49bps to 30.06% in 2025.
  • Its last three reported values are 30.06% in Q4 2025, 20.84% for Q3 2025, and 28.3% during Q2 2025.