VersaBank (VBNK) Amortization (2021 - 2026)
VersaBank's quarterly Amortization came in at $4.4 billion in Q1 2026, up 26.45% year-on-year from $3.5 billion in Q1 2025, and up 40789.98% quarter-over-quarter from -$10.9 million in Q4 2025.
VersaBank has reported Amortization for 6 years, with the latest figure at $4.4 billion in Q1 2026.
- For the quarter ending Q1 2026, Amortization rose 26.45% year-over-year to $4.4 billion; the trailing twelve-month figure through Jan 2026 stood at $4.4 billion (up 26.45% YoY), and the FY2025 full-year result was $4.2 billion, up 18.18% from the prior year.
- Amortization for Q1 2026 stood at $4.4 billion, up from -$10.9 million in the prior quarter.
- The five-year high for Amortization was $4.4 billion in Q1 2026, with the low at -$10.9 million in Q4 2025.
- Average Amortization over 5 years is $551.4 million, with a median of $34.5 million recorded in 2023.
- Year-over-year, Amortization tumbled 125.44% in 2024 and jumped 6732.7% in 2025.
- Tracing VBNK's Amortization over 5 years: stood at -$2.1 million in 2022, then surged by 1125.55% to $21.7 million in 2023, then tumbled by 125.44% to -$5.5 million in 2024, then tumbled by 97.62% to -$10.9 million in 2025, then surged by 40789.98% to $4.4 billion in 2026.
- The last three Amortization figures came in at $4.4 billion (Q1 2026), -$10.9 million (Q4 2025), and $49.9 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Amortization (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | 2,026.00 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | - |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | - |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | 13.21 Mn |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | - |
| 10 | VersaBank | 4.19 Bn | 4.19 Bn | - | 4.43 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jan 31, 2026 | 4.43 Bn |
| Jan 31, 2026 | 4.43 Bn |
| Oct 31, 2025 | -10.88 Mn |
| Oct 31, 2025 | -10.88 Mn |
| Apr 30, 2025 | 49.88 Mn |
| Apr 30, 2025 | 49.88 Mn |
| Jan 31, 2025 | 3.50 Bn |
| Jan 31, 2025 | 3.50 Bn |
| Oct 31, 2024 | -5.51 Mn |
| Oct 31, 2024 | -5.51 Mn |
| Apr 30, 2024 | 52.54 Mn |
| Apr 30, 2024 | 52.54 Mn |
| Jan 31, 2024 | 51.26 Mn |
| Jan 31, 2024 | 51.26 Mn |
| Oct 31, 2023 | 21.65 Mn |
| Oct 31, 2023 | 21.65 Mn |
| Jul 31, 2023 | 45.02 Mn |
| Jul 31, 2023 | 45.02 Mn |
| Apr 30, 2023 | 34.46 Mn |
| Apr 30, 2023 | 34.46 Mn |
| Jan 31, 2023 | 36.74 Mn |
| Jan 31, 2023 | 36.74 Mn |
| Oct 31, 2022 | -2.11 Mn |
| Oct 31, 2022 | -2.11 Mn |
| Jul 31, 2022 | 26.57 Mn |
| Jul 31, 2022 | 26.57 Mn |
| Apr 30, 2022 | 20.41 Mn |
| Apr 30, 2022 | 20.41 Mn |
| Jan 31, 2022 | 19.53 Mn |
| Jan 31, 2022 | 19.53 Mn |
| Oct 31, 2021 | 14.73 Mn |
| Oct 31, 2021 | 14.73 Mn |
| Apr 30, 2021 | 17.20 Mn |
| Apr 30, 2021 | 17.20 Mn |
| Jan 31, 2021 | 16.72 Mn |
| Jan 31, 2021 | 16.72 Mn |