VersaBank (VBNK) Amortization (2021 - 2026)

VersaBank's quarterly Amortization came in at $4.4 billion in Q1 2026, up 26.45% year-on-year from $3.5 billion in Q1 2025, and up 40789.98% quarter-over-quarter from -$10.9 million in Q4 2025.

VersaBank has reported Amortization for 6 years, with the latest figure at $4.4 billion in Q1 2026.

  • For the quarter ending Q1 2026, Amortization rose 26.45% year-over-year to $4.4 billion; the trailing twelve-month figure through Jan 2026 stood at $4.4 billion (up 26.45% YoY), and the FY2025 full-year result was $4.2 billion, up 18.18% from the prior year.
  • Amortization for Q1 2026 stood at $4.4 billion, up from -$10.9 million in the prior quarter.
  • The five-year high for Amortization was $4.4 billion in Q1 2026, with the low at -$10.9 million in Q4 2025.
  • Average Amortization over 5 years is $551.4 million, with a median of $34.5 million recorded in 2023.
  • Year-over-year, Amortization tumbled 125.44% in 2024 and jumped 6732.7% in 2025.
  • Tracing VBNK's Amortization over 5 years: stood at -$2.1 million in 2022, then surged by 1125.55% to $21.7 million in 2023, then tumbled by 125.44% to -$5.5 million in 2024, then tumbled by 97.62% to -$10.9 million in 2025, then surged by 40789.98% to $4.4 billion in 2026.
  • The last three Amortization figures came in at $4.4 billion (Q1 2026), -$10.9 million (Q4 2025), and $49.9 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Amortization (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - 2,026.00
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - -
6 Landmark Bancorp 164.67 Bn 164.64 Bn - -
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - -
8 KB Financial 150.02 Bn 142.15 Bn - 13.21 Mn
9 Pnc Financial Services 88.79 Bn 88.84 Bn - -
10 VersaBank 4.19 Bn 4.19 Bn - 4.43 Bn

Historic Data

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DateValue
Jan 31, 2026 4.43 Bn
Jan 31, 2026 4.43 Bn
Oct 31, 2025 -10.88 Mn
Oct 31, 2025 -10.88 Mn
Apr 30, 2025 49.88 Mn
Apr 30, 2025 49.88 Mn
Jan 31, 2025 3.50 Bn
Jan 31, 2025 3.50 Bn
Oct 31, 2024 -5.51 Mn
Oct 31, 2024 -5.51 Mn
Apr 30, 2024 52.54 Mn
Apr 30, 2024 52.54 Mn
Jan 31, 2024 51.26 Mn
Jan 31, 2024 51.26 Mn
Oct 31, 2023 21.65 Mn
Oct 31, 2023 21.65 Mn
Jul 31, 2023 45.02 Mn
Jul 31, 2023 45.02 Mn
Apr 30, 2023 34.46 Mn
Apr 30, 2023 34.46 Mn
Jan 31, 2023 36.74 Mn
Jan 31, 2023 36.74 Mn
Oct 31, 2022 -2.11 Mn
Oct 31, 2022 -2.11 Mn
Jul 31, 2022 26.57 Mn
Jul 31, 2022 26.57 Mn
Apr 30, 2022 20.41 Mn
Apr 30, 2022 20.41 Mn
Jan 31, 2022 19.53 Mn
Jan 31, 2022 19.53 Mn
Oct 31, 2021 14.73 Mn
Oct 31, 2021 14.73 Mn
Apr 30, 2021 17.20 Mn
Apr 30, 2021 17.20 Mn
Jan 31, 2021 16.72 Mn
Jan 31, 2021 16.72 Mn