VersaBank (VBNK) Profit After Tax (2021 - 2026)
VersaBank (VBNK) posted quarterly Profit After Tax of $8.0 million for Q1 2026, up 39.05% year-on-year from $5.7 million in Q1 2025, and up 112.61% on a QoQ basis from $3.8 million in Q4 2025.
VersaBank (VBNK) Profit After Tax (2021 - 2026) Analysis & Trends
VersaBank (VBNK) has reported Profit After Tax for 6 consecutive years, with $8.0 million the latest figure, recorded in Q1 2026.
- Quarterly Profit After Tax rose 39.05% year-over-year to $8.0 million in Q1 2026, while the trailing twelve-month figure through Jan 2026 was $22.5 million (down 12.02% YoY) and the FY2025 annual result came in at $20.3 million, down 30.42% from the prior year.
- Profit After Tax improved to $8.0 million in Q1 2026 per VBNK's latest filing, from $3.8 million in the prior quarter.
- Over the last five years, Profit After Tax for VBNK reached as high as $9.4 million in Q1 2024 and fell as low as $3.8 million in Q4 2025.
- A 5-year average of $6.3 million and a median of $6.0 million in 2025 frame the typical range for Profit After Tax.
- Annual changes were most pronounced in 2023 — Profit After Tax soared 94.35% — and 2024, when it tumbled 56.11%.
- Year by year, Profit After Tax stood at $5.2 million in 2022, then soared by 76.77% to $9.2 million in 2023, then slumped by 56.11% to $4.0 million in 2024, then retreated by 7.13% to $3.8 million in 2025, then jumped by 112.61% to $8.0 million in 2026.
- According to Business Quant data, Profit After Tax over the past three periods registered $8.0 million, $3.8 million, and $4.8 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | PAT (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 4,169.98 Bn | 4,169.98 Bn | 167,623.00 | 268,628.00 |
| 2 | Lloyds Banking | 363.82 Bn | 363.82 Bn | - | 2.10 Bn |
| 3 | First Capital | 203.00 Bn | 202.66 Bn | - | 4.33 Mn |
| 4 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 5.07 Mn |
| 5 | NatWest | 146.10 Bn | 146.10 Bn | 1.79 Bn | 3.45 Bn |
| 6 | Pnc Financial Services | 101.83 Bn | 101.83 Bn | - | 1.77 Bn |
| 7 | Grupo Aval Acciones Y Valores | 78.10 Bn | -1,273.17 Bn | - | 42.52 Bn |
| 8 | Nu Holdings | 70.05 Bn | 54.90 Bn | 1.94 Bn | 894.80 Mn |
| 9 | Deutsche Bank Aktiengesellschaft | 68.19 Bn | 68.19 Bn | - | 1.82 Bn |
| 10 | VersaBank | 632.18 Mn | 632.18 Mn | - | 7.98 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jan 31, 2026 | 7.98 Mn |
| Oct 31, 2025 | 3.75 Mn |
| Jul 31, 2025 | 4.79 Mn |
| Apr 30, 2025 | 5.99 Mn |
| Jan 31, 2025 | 5.74 Mn |
| Oct 31, 2024 | 4.04 Mn |
| Jul 31, 2024 | 7.09 Mn |
| Apr 30, 2024 | 8.72 Mn |
| Jan 31, 2024 | 9.39 Mn |
| Oct 31, 2023 | 9.20 Mn |
| Jul 31, 2023 | 7.49 Mn |
| Apr 30, 2023 | 7.58 Mn |
| Jan 31, 2023 | 6.98 Mn |
| Oct 31, 2022 | 5.21 Mn |
| Jul 31, 2022 | 4.45 Mn |
| Apr 30, 2022 | 3.90 Mn |
| Jan 31, 2022 | 4.40 Mn |
| Oct 31, 2021 | 4.70 Mn |
| Jun 30, 2021 | 4.67 Mn |
| Apr 30, 2021 | 4.56 Mn |