VersaBank (VBNK) EBT Margin (2021 - 2026)
VersaBank's quarterly EBT Margin came in at 41.81% in Q1 2026, up 191.0% year-on-year from 14.37% in Q1 2025, and down 36.76% quarter-over-quarter from 66.12% in Q4 2025.
VersaBank has reported EBT Margin for 6 years, with the latest figure at 41.81% in Q1 2026.
- For the quarter ending Q1 2026, EBT Margin rose 191.0% year-over-year to 41.81%; the trailing twelve-month figure through Jan 2026 stood at 101.11% (down 2937.0% YoY), and the FY2025 full-year result was 43.96%, down 512.0% from the prior year.
- EBT Margin for Q1 2026 stood at 41.81%, down from 66.12% in the prior quarter.
- The five-year high for EBT Margin was 66.12% in Q4 2025, with the low at 12.02% in Q3 2022.
- Average EBT Margin over 5 years is 45.27%, with a median of 44.76% recorded in 2022.
- Year-over-year, EBT Margin surged 17625 bps in 2022 and slumped 2839 bps in 2024.
- Tracing VBNK's EBT Margin over 5 years: stood at 44.76% in 2022, then gained by 30 bps to 57.99% in 2023, then slumped by 49 bps to 29.6% in 2024, then surged by 123 bps to 66.12% in 2025, then sank by 37 bps to 41.81% in 2026.
- The last three EBT Margin figures came in at 41.81% (Q1 2026), 66.12% (Q4 2025), and 38.93% (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 311.44% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 33.63% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 27.98% |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 35.47% |
| 10 | VersaBank | 4.19 Bn | 4.19 Bn | - | 41.81% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jan 31, 2026 | 41.81% |
| Oct 31, 2025 | 66.12% |
| Apr 30, 2025 | 38.93% |
| Jan 31, 2025 | 39.90% |
| Oct 31, 2024 | 29.60% |
| Apr 30, 2024 | 57.19% |
| Jan 31, 2024 | 58.76% |
| Oct 31, 2023 | 57.99% |
| Jul 31, 2023 | 51.41% |
| Apr 30, 2023 | 51.42% |
| Jan 31, 2023 | 50.92% |
| Oct 31, 2022 | 44.76% |
| Jul 31, 2022 | 12.02% |
| Apr 30, 2022 | 36.44% |
| Jan 31, 2022 | 41.76% |
| Oct 31, 2021 | 44.63% |
| Jun 30, 2021 | 49.72% |
| Apr 30, 2021 | -139.81% |
| Jan 31, 2021 | -118.34% |