VersaBank (VBNK) EBT Margin (2021 - 2026)
VersaBank (VBNK) posted quarterly EBT Margin of 41.81% for Q1 2026, up 191.0% year-on-year from 14.37% in Q1 2025, and down 36.76% on a QoQ basis from 66.12% in Q4 2025.
VersaBank (VBNK) EBT Margin (2021 - 2026) Analysis & Trends
VersaBank (VBNK) has reported EBT Margin for 6 consecutive years, with 41.81% the latest figure, recorded in Q1 2026.
- Quarterly EBT Margin rose 191.0% year-over-year to 41.81% in Q1 2026, while the trailing twelve-month figure through Jan 2026 was 44.21% (down 10.0% YoY) and the FY2025 annual result came in at 43.96%, down 512.0% from the prior year.
- EBT Margin slipped to 41.81% in Q1 2026 per VBNK's latest filing, from 66.12% in the prior quarter.
- Over the last five years, EBT Margin for VBNK reached as high as 66.12% in Q4 2025 and fell as low as 27.71% in Q3 2025.
- A 5-year average of 45.98% and a median of 44.76% in 2022 frame the typical range for EBT Margin.
- Annual changes were most pronounced in 2024 — EBT Margin sank 2839 bps — and 2025, when it soared 3652 bps.
- Year by year, EBT Margin stood at 44.76% in 2022, then advanced by 30 bps to 57.99% in 2023, then tumbled by 49 bps to 29.6% in 2024, then soared by 123 bps to 66.12% in 2025, then slumped by 37 bps to 41.81% in 2026.
- According to Business Quant data, EBT Margin over the past three periods registered 41.81%, 66.12%, and 27.71% for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 558,628.45% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 7.80% |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 167.25% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | 46.65% |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 0.13% |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | 39.06% |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 311.44% |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 36.05% |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 35.47% |
| 10 | VersaBank | 633.94 Mn | 633.94 Mn | - | 41.81% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jan 31, 2026 | 41.81% |
| Oct 31, 2025 | 66.12% |
| Jul 31, 2025 | 27.71% |
| Apr 30, 2025 | 38.93% |
| Jan 31, 2025 | 39.90% |
| Oct 31, 2024 | 29.60% |
| Jul 31, 2024 | 49.87% |
| Apr 30, 2024 | 57.19% |
| Jan 31, 2024 | 58.76% |
| Oct 31, 2023 | 57.99% |
| Jul 31, 2023 | 51.41% |
| Apr 30, 2023 | 51.42% |
| Jan 31, 2023 | 50.92% |
| Oct 31, 2022 | 44.76% |
| Jul 31, 2022 | 36.99% |
| Apr 30, 2022 | 36.44% |
| Jan 31, 2022 | 41.76% |
| Oct 31, 2021 | 44.63% |
| Jun 30, 2021 | 49.72% |
| Apr 30, 2021 | 49.72% |