VersaBank (VBNK) Retained Earnings (2020 - 2026)
VersaBank (VBNK) posted quarterly Retained Earnings of $154.2 million for Q1 2026, up 16.09% year-over-year from $132.8 million in Q1 2025, and up 5.0% quarter-over-quarter from $146.9 million in Q4 2025.
VersaBank (VBNK) Retained Earnings (2020 - 2026) Analysis & Trends
VersaBank's Retained Earnings history runs 7 years deep, the most recent figure standing at $154.2 million for Q1 2026.
- In Q1 2026, Retained Earnings rose 16.09% year-over-year to $154.2 million; the TTM figure through Jan 2026 stood at $154.2 million (up 16.09% YoY), while the FY2025 annual figure was $145.5 million, up 9.25% from the prior year.
- Retained Earnings for Q1 2026 stood at $154.2 million, up from $146.9 million in the prior quarter.
- The five-year high for Retained Earnings was $154.2 million in Q1 2026, with the low at $75.3 million in Q1 2022.
- The 5-year median for Retained Earnings is $124.5 million (2024), against an average of $114.8 million.
- The sharpest annual moves came in 2023 and 2024: Retained Earnings surged 62.37% in 2023, then slipped 0.71% in 2024.
- VersaBank's Retained Earnings stood at $82.3 million in 2022, then soared by 62.37% to $133.7 million in 2023, then dropped by 0.71% to $132.7 million in 2024, then rose by 10.66% to $146.9 million in 2025, then climbed by 5.0% to $154.2 million in 2026.
- Business Quant data shows VBNK's Retained Earnings at $154.2 million in Q1 2026, $146.9 million in Q4 2025, and $145.9 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | 25.64 Bn |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 65.52 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 83.24 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | 8.37 Bn |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 43.89 Bn |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | 8.50 Bn |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 31.62 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 25.65 Bn |
| 10 | VersaBank | 637.66 Mn | 637.66 Mn | - | 161.02 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Apr 30, 2026 | 161.02 Mn |
| Jan 31, 2026 | 154.20 Mn |
| Oct 31, 2025 | 146.86 Mn |
| Jul 31, 2025 | 145.85 Mn |
| Apr 30, 2025 | 137.93 Mn |
| Jan 31, 2025 | 132.83 Mn |
| Oct 31, 2024 | 132.72 Mn |
| Jul 31, 2024 | 129.69 Mn |
| Apr 30, 2024 | 124.48 Mn |
| Jan 31, 2024 | 116.76 Mn |
| Oct 31, 2023 | 133.66 Mn |
| Jul 31, 2023 | 100.74 Mn |
| Apr 30, 2023 | 92.68 Mn |
| Jan 31, 2023 | 86.47 Mn |
| Oct 31, 2022 | 82.32 Mn |
| Jul 31, 2022 | 80.92 Mn |
| Apr 30, 2022 | 78.39 Mn |
| Jan 31, 2022 | 75.28 Mn |
| Oct 31, 2021 | 72.10 Mn |
| Apr 30, 2021 | 64.31 Mn |