VersaBank (VBNK) Retained Earnings (2020 - 2026)
VersaBank (VBNK) posted Retained Earnings of $164.94 million for fiscal Q3 2026 (quarter ended Jul 31, 2026), up 13.1% from $145.85 million a year earlier and up 4.3% from the prior quarter.
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Analysis
VersaBank (VBNK) Retained Earnings (2020 - 2026) Analysis & Trends
At the end of FY2025 (ended Oct 31, 2025), VersaBank's Retained Earnings came in at $145.81 million, up 12.2% from FY2024.
- Annual Retained Earnings has increased for five consecutive fiscal years, with a five-year compound annual growth rate of 21.8% (FY2020 to FY2025).
- In prior fiscal years, VersaBank's Retained Earnings was $129.92 million in FY2024 (+19.9%), $108.32 million in FY2023 (+27.4%), $85 million in FY2022 (+17.9%) and $72.08 million in FY2021 (+32.4%).
- The fiscal Q3 2026 figure stands as the highest quarterly Retained Earnings in data going back to fiscal Q4 2020.
- On a year-over-year basis, Retained Earnings has increased in each of the last 16 quarters, with growth averaging 14.3% over the last eight quarters.
- The year-over-year growth in Retained Earnings has ranged between 10.7% (fiscal Q4 2025) and 35.0% (fiscal Q1 2024) over the last five years.
- According to Business Quant data, Retained Earnings for the three prior fiscal quarters was $158.09 million (Q2 2026), $154.2 million (Q1 2026) and $146.86 million (Q4 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 164.13 Mn |
| Apr 30, 2026 | 161.45 Mn |
| Jan 31, 2026 | 158.61 Mn |
| Oct 31, 2025 | 145.72 Mn |
| Jul 31, 2025 | 144.96 Mn |
| Apr 30, 2025 | 141.96 Mn |
| Jan 31, 2025 | 130.11 Mn |
| Oct 31, 2024 | 130.31 Mn |
| Jul 31, 2024 | 128.22 Mn |
| Apr 30, 2024 | 123.49 Mn |
| Jan 31, 2024 | 117.78 Mn |
| Oct 31, 2023 | 105.61 Mn |
| Jul 31, 2023 | 101.47 Mn |
| Apr 30, 2023 | 92.21 Mn |
| Jan 31, 2023 | 87.15 Mn |
| Oct 31, 2022 | 80.35 Mn |
| Jul 31, 2022 | 81.26 Mn |
| Apr 30, 2022 | 77.54 Mn |
| Jan 31, 2022 | 74.67 Mn |
| Oct 31, 2021 | 73.42 Mn |
API Access
VersaBank Retained Earnings API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=retained-earnings&ticker=VBNK&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "retained-earnings", "ticker": "VBNK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=retained-earnings&ticker=VBNK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();