VersaBank (VBNK) Retained Earnings (2020 - 2026)

VersaBank (VBNK) posted quarterly Retained Earnings of $154.2 million for Q1 2026, up 16.09% year-on-year from $132.8 million in Q1 2025, and up 5.0% on a QoQ basis from $146.9 million in Q4 2025.

VersaBank (VBNK) Retained Earnings (2020 - 2026) Analysis & Trends

VersaBank (VBNK) has reported Retained Earnings for 7 consecutive years, with $154.2 million the latest figure, recorded in Q1 2026.

  • Quarterly Retained Earnings rose 16.09% year-over-year to $154.2 million in Q1 2026, while the trailing twelve-month figure through Jan 2026 was $154.2 million (up 16.09% YoY) and the FY2025 annual result came in at $145.5 million, up 9.25% from the prior year.
  • Retained Earnings rose to $154.2 million in Q1 2026 per VBNK's latest filing, from $146.9 million in the prior quarter.
  • Over the last five years, Retained Earnings for VBNK reached as high as $154.2 million in Q1 2026 and fell as low as $75.3 million in Q1 2022.
  • A 5-year average of $114.8 million and a median of $124.5 million in 2024 frame the typical range for Retained Earnings.
  • Annual changes were most pronounced in 2023 — Retained Earnings jumped 62.37% — and 2024, when it declined 0.71%.
  • Year by year, Retained Earnings stood at $82.3 million in 2022, then soared by 62.37% to $133.7 million in 2023, then retreated by 0.71% to $132.7 million in 2024, then climbed by 10.66% to $146.9 million in 2025, then rose by 5.0% to $154.2 million in 2026.
  • According to Business Quant data, Retained Earnings over the past three periods registered $154.2 million, $146.9 million, and $145.9 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 31.29 Bn
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -1.42 Bn
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 711,658.00
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 25.93 Bn
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 120.93 Mn
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 102.68 Mn
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 21.93 Bn
10 VersaBank 633.94 Mn 633.94 Mn - 154.20 Mn

Historic Data

Download Data
DateValue
Jan 31, 2026 154.20 Mn
Oct 31, 2025 146.86 Mn
Jul 31, 2025 145.85 Mn
Apr 30, 2025 137.93 Mn
Jan 31, 2025 132.83 Mn
Oct 31, 2024 132.72 Mn
Jul 31, 2024 129.69 Mn
Apr 30, 2024 124.48 Mn
Jan 31, 2024 116.76 Mn
Oct 31, 2023 133.66 Mn
Jul 31, 2023 100.74 Mn
Apr 30, 2023 92.68 Mn
Jan 31, 2023 86.47 Mn
Oct 31, 2022 82.32 Mn
Jul 31, 2022 80.92 Mn
Apr 30, 2022 78.39 Mn
Jan 31, 2022 75.28 Mn
Oct 31, 2021 72.10 Mn
Apr 30, 2021 64.31 Mn
Jan 31, 2021 60.17 Mn