VersaBank (VBNK) Retained Earnings (2020 - 2026)
VersaBank (VBNK) posted quarterly Retained Earnings of $154.2 million for Q1 2026, up 16.09% year-on-year from $132.8 million in Q1 2025, and up 5.0% on a QoQ basis from $146.9 million in Q4 2025.
VersaBank (VBNK) Retained Earnings (2020 - 2026) Analysis & Trends
VersaBank (VBNK) has reported Retained Earnings for 7 consecutive years, with $154.2 million the latest figure, recorded in Q1 2026.
- Quarterly Retained Earnings rose 16.09% year-over-year to $154.2 million in Q1 2026, while the trailing twelve-month figure through Jan 2026 was $154.2 million (up 16.09% YoY) and the FY2025 annual result came in at $145.5 million, up 9.25% from the prior year.
- Retained Earnings rose to $154.2 million in Q1 2026 per VBNK's latest filing, from $146.9 million in the prior quarter.
- Over the last five years, Retained Earnings for VBNK reached as high as $154.2 million in Q1 2026 and fell as low as $75.3 million in Q1 2022.
- A 5-year average of $114.8 million and a median of $124.5 million in 2024 frame the typical range for Retained Earnings.
- Annual changes were most pronounced in 2023 — Retained Earnings jumped 62.37% — and 2024, when it declined 0.71%.
- Year by year, Retained Earnings stood at $82.3 million in 2022, then soared by 62.37% to $133.7 million in 2023, then retreated by 0.71% to $132.7 million in 2024, then climbed by 10.66% to $146.9 million in 2025, then rose by 5.0% to $154.2 million in 2026.
- According to Business Quant data, Retained Earnings over the past three periods registered $154.2 million, $146.9 million, and $145.9 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 31.29 Bn |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -1.42 Bn |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 711,658.00 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 25.93 Bn |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 120.93 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 102.68 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 21.93 Bn |
| 10 | VersaBank | 633.94 Mn | 633.94 Mn | - | 154.20 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jan 31, 2026 | 154.20 Mn |
| Oct 31, 2025 | 146.86 Mn |
| Jul 31, 2025 | 145.85 Mn |
| Apr 30, 2025 | 137.93 Mn |
| Jan 31, 2025 | 132.83 Mn |
| Oct 31, 2024 | 132.72 Mn |
| Jul 31, 2024 | 129.69 Mn |
| Apr 30, 2024 | 124.48 Mn |
| Jan 31, 2024 | 116.76 Mn |
| Oct 31, 2023 | 133.66 Mn |
| Jul 31, 2023 | 100.74 Mn |
| Apr 30, 2023 | 92.68 Mn |
| Jan 31, 2023 | 86.47 Mn |
| Oct 31, 2022 | 82.32 Mn |
| Jul 31, 2022 | 80.92 Mn |
| Apr 30, 2022 | 78.39 Mn |
| Jan 31, 2022 | 75.28 Mn |
| Oct 31, 2021 | 72.10 Mn |
| Apr 30, 2021 | 64.31 Mn |
| Jan 31, 2021 | 60.17 Mn |