VersaBank Income Statement (2020-2026)

Reported Financials

VersaBank Quarterly Income Statement

Periods 24 quarters

Latest Jul 2026

VersaBank reported revenue of $0.03B and net income of $0.01B for the quarter ended Jul 2026, up 28.0% year over year. This income statement covers 24 quarters of results from Oct 2020 through Jul 2026, standardized by Business Quant from the company’s SEC filings.

Income Statement	Oct2021	Jan2022	Apr2022	Jul2022	Oct2022	Jan2023	Apr2023	Jul2023	Oct2023	Jan2024	Apr2024	Jun2024	Oct2024	Jan2025	Apr2025	Jun2025	Oct2025	Jan2026	Apr2026	Jul2026
Revenue & Cost
Provisions	-0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	-0.00B	-0.00B	0.00B	-0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B
Revenue	0.01B	0.01B	0.01B	0.02B	0.02B	0.02B	0.02B	0.02B	0.02B	0.02B	0.02B	0.02B	0.02B	0.02B	0.02B	0.02B	0.03B	0.03B	0.03B	0.03B
Interest income
Interest income - Loans	0.02B	0.02B	0.02B	0.03B	0.03B	0.03B	0.04B	0.04B	0.05B	0.05B	0.05B		0.05B
Interest Income - Debt Securities				-0.10B	0.11B	0.07B	0.01B	-0.11B					0.22B		0.00B		0.06B		0.00B
Interest Income - Deposits	67.87B	0.02B	0.02B	0.02B	0.03B	0.04B	0.04B	0.04B	0.05B	0.05B	0.05B		0.05B	0.05B	0.05B		0.05B	0.06B	0.06B	0.06B
Interest Income - Total	-71.13B	-0.02B	-0.02B	-0.03B	-0.03B	-0.04B	-0.04B	-0.05B	-0.05B	-0.05B	-0.05B		-0.05B	-0.05B	0.05B		-0.06B	-0.06B	0.06B	-0.06B
Interest expenses
Interest Expense - Deposits	1.47B				2.00B								3.04B		0.03B		3.50B		0.03B
Interest Expense - Debt	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B		0.00B	0.00B	0.00B		0.00B	0.00B	0.00B	0.00B
Interest Expense - Others															0.00B				0.00B
Interest ExpensesInterest Expense	0.01B	0.01B	0.01B	0.01B	2.46B	0.02B	0.02B	0.03B	0.03B	0.03B	0.03B	0.03B	0.04B	0.03B	0.03B	0.03B	0.03B	0.03B	0.03B	0.04B
Interest Income - Net	0.01B	0.01B	0.01B	0.02B	0.02B	0.02B	0.02B	0.02B	0.02B	0.03B	0.02B	0.02B	0.02B	0.03B	0.02B	0.02B	0.02B	0.03B	0.03B	0.03B
Non-interest income
Interest Income - Total															0.02B				0.03B
Investment Banking Income	-352.69B	-0.09B	-0.18B	-0.28B	-0.13B	-0.18B	-0.13B	-0.18B	-0.14B	-0.10B	-0.02B		-0.08B
Income - Equity	17.79B	0.00B	0.00B	0.00B	0.00B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B		0.00B	0.01B	0.01B		0.00B	0.01B	0.01B	0.01B
Other Non-Interest Income	334.90B	0.08B			0.13B	0.17B		0.17B	0.13B	0.09B	0.02B	0.00B	0.09B	-0.00B	0.00B	0.00B	0.00B	-0.01B	0.00B	-0.00B
Non-Interest Income	0.00B	0.00B	-0.18B	-0.28B	0.00B	0.00B	-0.13B	0.00B	0.01B	0.00B	0.00B	0.00B	0.01B	0.00B	0.00B	0.00B	0.01B	0.00B	0.00B	0.01B
Operating Items
Amortization - Intangibles	1.66B			2.12B				2.71B
Wages, Salaries and OtherWages	0.00B	0.00B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.00B	0.01B		0.01B	0.01B	0.01B		0.01B	0.01B	0.01B	0.01B
Selling, General & AdministrativeSG&A	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B		0.00B	0.00B	0.00B		0.01B	0.01B	0.01B	0.01B
Rent ExpenseRental Exp.	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B		0.00B	0.00B	0.00B		0.00B	0.00B	0.00B	0.00B
Other Operating ExpensesOther Opex	0.00B	0.00B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.00B	0.00B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B
Operating ExpensesOpex	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.02B	0.01B	0.02B	0.02B
EBIT	0.01B	0.01B	0.01B	0.02B	2.47B	0.03B	0.03B	0.04B	0.04B	0.04B	0.05B		0.04B	0.04B	0.04B		0.04B	0.05B	0.04B	0.05B
Non-operating items
Non Operating Interest Expenses	0.01B	0.01B	0.01B	0.01B	2.46B	0.02B	0.02B	0.03B	0.03B	0.03B	0.03B	0.03B	0.04B	0.03B	0.03B	0.03B	0.03B	0.03B	0.03B	0.04B
Interest & Investment IncomeInt & Inv Inc	0.02B	0.02B	0.02B	0.03B	2.46B	0.04B	0.04B	0.05B	0.05B	0.05B	0.05B	0.05B	0.05B	0.05B	0.05B	0.05B	0.06B	0.06B	0.06B	0.06B
Net income details
EBT	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B		0.01B	0.01B	0.01B		0.01B	0.01B	0.01B	0.01B
Tax ProvisionsTaxes	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B
Profit After TaxPAT	0.00B	0.00B	0.00B	0.00B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.00B	0.01B	0.01B	0.01B	0.00B	0.01B	0.01B	0.01B
Income from Continuing OperationsIncome (Continuing)	0.00B	0.00B	0.00B	0.00B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B		0.00B	0.01B	0.01B		0.00B	0.01B	0.01B	0.01B
Consolidated Net IncomeConsol Net Inc.	0.00B	0.00B	0.00B	0.00B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B		0.00B	0.01B	0.01B		0.00B	0.01B	0.01B	0.01B
Income towards Parent CompanyParent Net Inc	0.26B	0.00B	0.00B	0.00B	0.26B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B		0.29B	0.01B	0.01B		0.38B	0.01B	0.01B	0.01B
Preferred Dividend PaymentsPref Dividends	0.00B				0.00B								0.00B
Net Income towards Common StockholdersNet Income	0.26B	0.00B	0.00B	0.00B	0.26B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.00B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B
Additional items
EPS (Basic)	12.14	0.20	0.18	0.20	9.62	0.25	0.28	0.27	0.35	0.36	0.33	0.33	0.16	0.22	0.23	0.24	0.24	0.25	0.17	0.23
Shares Outstanding	0.02B	0.02B	0.02B	0.02B	0.03B	0.03B	0.03B	0.03B	0.03B	0.03B	0.03B	0.03B	0.03B	0.03B	0.03B	0.03B	0.03B	0.03B	0.03B	0.03B
Shares Outstanding (Entity)Shares Outstanding (Entity.)	0.02B				0.03B				0.03B				0.03B				0.03B
EBITDA	0.01B	0.01B	0.01B	0.02B	2.47B	0.03B	0.03B	0.04B	0.04B	0.04B	0.05B		0.04B	0.04B	0.04B		0.04B	0.05B	0.04B	0.05B

VersaBank VBNK Income Statement (2020-2026)

VersaBank Quarterly Income Statement

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