VersaBank Income Statement (2020-2025) | VBNK

Income Statement Oct2020 Jan2021 Oct2021 Jan2022 Apr2022 Jul2022 Oct2022 Jan2023 Apr2023 Jul2023 Oct2023 Jan2024 Apr2024 Jul2024 Oct2024 Jan2025 Apr2025 Jul2025 Oct2025
Revenue & cost
Revenue 11.99M14.51M14.43M14.71M16.51M18.26M19.22M19.72M20.12M21.51M21.34M21.02M19.72M19.98M19.60M21.18M22.99M25.29M
Operating items
Selling, General & Administrative 1.82M3.16M2.86M3.17M4.29M4.19M2.32M2.45M3.33M3.07M3.21M2.62M3.53M4.72M3.87M4.72M7.07M8.50M
Operating Expenses 1.82M3.16M2.86M3.17M4.29M4.19M2.32M2.45M3.33M3.07M3.21M2.62M3.53M4.72M3.87M4.72M7.07M8.50M
EBIT 11.21M6.47M12.22M12.16M17.08M22.49M28.53M31.56M36.69M41.86M44.15M45.21M43.94M41.31M41.30M38.42M38.54M39.45M
Non-operating items
Interest & Investment Income 16.72M-19.53M20.41M26.57M31.68M36.74M39.61M45.02M48.74M-51.26M52.54M52.32M364.39M-51.60M49.88M53.85M370.35M
Net income details
EBT 5.66M6.47M6.03M5.36M6.11M7.73M9.78M10.14M10.35M12.48M12.54M12.02M9.83M5.91M7.82M8.25M6.37M7.14M
Tax Provisions 1.55M1.77M1.63M1.46M1.66M2.89M2.80M2.56M2.85M3.27M3.15M3.30M2.74M1.87M2.09M2.25M1.58M3.39M
Profit After Tax 4.11M4.70M4.40M3.90M4.45M4.84M6.98M7.58M7.49M9.20M9.39M8.72M7.09M4.04M5.74M5.99M4.79M3.75M
Income from Continuing Operations 4.11M4.70M4.40M3.90M4.45M4.84M6.98M7.58M7.49M9.20M9.39M8.72M7.09M4.04M5.74M5.99M4.79M3.75M
Consolidated Net Income 4.11M4.70M4.40M3.90M4.45M4.84M6.98M7.58M7.49M9.20M9.39M8.72M7.09M4.04M5.74M5.99M4.79M3.75M
Income towards Parent Company 4.11M4.70M4.40M3.90M4.45M4.84M6.98M7.58M7.49M9.20M9.39M8.72M7.09M4.04M5.74M5.99M4.79M3.75M
Net Income towards Common Stockholders 4.11M4.70M4.40M3.90M4.45M4.84M6.98M7.58M7.49M9.20M9.39M8.72M7.09M4.04M5.74M5.99M4.79M3.75M
Additional items
EPS (Basic) 0.190.160.140.160.180.260.290.290.360.360.340.270.160.220.180.150.12
EPS (Weighted Average and Diluted) 0.270.390.380.490.460.370.210.250.260.20
Shares Outstanding (Weighted Average) 21.12M21.12M27.44M27.44M27.44M27.44M27.25M26.42M26.00M25.92M25.96M25.96M25.96M25.96M26.00M32.52M32.52M32.17M
Shares Outstanding (Diluted Average) 15.98M17.30M19.66M19.77M19.21M19.15M18.96M19.04M22.91M22.85M23.56M
EBITDA 4.11M6.47M4.41M3.93M4.47M22.49M6.96M7.60M7.46M41.86M9.35M8.77M7.09M41.31M5.61M5.98M4.40M39.45M
Interest Expenses 5.55M6.19M6.79M10.97M14.75M18.75M21.42M26.34M29.39M31.60M33.19M34.11M35.40M33.48M30.18M32.17M32.31M
Tax Rate 27.3227.3827.0327.2027.2037.4228.6525.2127.5626.2325.1027.4427.9131.7026.6727.3124.8047.44