VersaBank Income Statement (2020-2025) | VBNK

Income Statement Oct2020 Jan2021 Apr2021 Jun2021 Oct2021 Jan2022 Apr2022 Jul2022 Oct2022 Jan2023 Apr2023 Jul2023 Oct2023 Jan2024 Apr2024 Jul2024 Oct2024 Jan2025 Apr2025 Jul2025 Oct2025
Revenue & cost
Revenue -4.78M-4.51M12.99M14.51M-5.10M-5.76M50.82M18.26M-17.81M-20.06M-25.02M21.51M-29.92M-31.52M19.72M19.98M19.60M21.18M22.99M25.29M
Operating items
Wages, Salaries and Other 3.91M3.93M4.30M4.81M5.31M5.26M5.44M6.12M6.23M5.58M5.38M4.84M5.46M5.48M8.30M6.07M6.43M7.35M7.29M
Selling, General & Administrative 1.82M1.89M3.16M2.86M3.17M4.29M4.19M2.32M2.45M3.33M3.61M3.21M2.62M3.53M4.72M3.87M4.72M7.07M8.50M
Rent Expense 0.56M0.80M0.79M0.73M0.81M0.72M0.74M0.71M0.73M0.73M0.73M0.85M0.90M0.87M1.16M1.12M1.15M1.33M1.41M
Other Operating Expenses 3.91M3.93M6.79M4.30M4.81M5.31M5.26M5.44M6.12M6.23M5.58M4.84M4.84M5.46M5.48M8.30M6.07M6.43M7.35M7.29M
Operating Expenses 6.29M6.63M6.79M8.25M8.40M9.29M10.28M10.37M9.15M9.41M9.65M9.18M8.89M8.99M9.88M14.18M11.06M12.31M15.76M17.20M
EBIT 11.21M11.51M11.79M12.66M12.22M12.16M17.08M22.92M28.53M31.56M36.69M41.86M44.15M45.21M43.94M41.31M41.30M38.42M38.54M49.04M
Non-operating items
Interest & Investment Income 16.72M17.20M17.61M19.03M-19.53M20.41M26.57M31.68M-36.74M39.61M45.02M48.74M51.26M52.54M52.32M53.63M51.60M49.88M53.85M55.83M
Net income details
EBT 5.66M6.31M6.46M6.47M6.03M5.36M6.11M8.17M9.78M10.14M10.35M12.48M12.54M12.02M9.83M5.91M7.82M8.25M6.37M16.72M
Tax Provisions 1.55M1.74M1.79M1.77M1.63M1.46M1.66M2.89M2.80M2.56M2.85M3.27M3.15M3.30M2.74M1.87M2.09M2.25M1.58M4.83M
Profit After Tax 4.11M4.56M4.67M4.70M4.40M3.90M4.45M5.21M6.98M7.58M7.49M9.20M9.39M8.72M7.09M4.04M5.74M5.99M4.79M3.75M
Income from Continuing Operations 4.11M4.56M4.67M4.70M4.40M3.90M4.45M5.28M6.98M7.58M7.49M9.20M9.39M8.72M7.09M4.04M5.74M5.99M4.79M11.89M
Consolidated Net Income 4.11M4.56M4.67M4.70M4.40M3.90M4.45M5.28M6.98M7.58M7.49M9.20M9.39M8.72M7.09M4.04M5.74M5.99M4.79M11.89M
Income towards Parent Company 4.11M4.56M4.67M4.70M4.40M3.90M4.45M5.28M6.98M7.58M7.49M9.20M9.39M8.72M7.09M4.04M5.74M5.99M4.79M11.89M
Net Income towards Common Stockholders 4.11M4.56M4.67M4.70M4.40M3.90M4.45M5.28M6.98M7.58M7.49M9.20M9.39M8.72M7.09M4.04M5.74M5.99M4.79M7.60M
Additional items
EPS (Basic) 0.170.200.02M0.270.150.130.160.260.250.280.280.350.360.330.260.150.200.180.150.12
EPS (Weighted Average and Diluted) 0.02M0.190.170.150.12
Shares Outstanding (Weighted Average) 15.98M16.42M203.3817.30M21.68M21.67M20.65M20.04M
Shares Outstanding (Diluted Average) 203.38
EBITDA 4.11M4.56M11.79M4.70M4.41M3.93M4.47M22.92M6.96M7.60M7.46M41.86M9.35M8.77M7.09M41.31M5.61M5.98M4.40M49.04M
Interest Expenses 5.55M5.21M5.33M6.19M6.19M6.79M10.97M14.75M18.75M21.42M26.34M29.39M31.60M33.19M34.11M35.40M33.48M30.18M32.17M32.31M
Tax Rate 27.3227.6627.6627.3827.0327.2027.2035.4228.6525.2127.5626.2325.1027.4427.9131.7026.6727.3124.8028.91