VersaBank VBNK
NASDAQ VBNK
$19.82 +0.39 (+2.01%)
At close: Aug 21, 2026 · 4:00 PM EDT

VersaBank (VBNK) Free Cash Flow (2021 - 2026)

VersaBank (VBNK) posted quarterly Free Cash Flow of $40.2 million for Q1 2026, up 165.16% year-over-year from $15.2 million in Q1 2025, and up 16.8% quarter-over-quarter from $34.4 million in Q4 2025.

VersaBank (VBNK) Free Cash Flow (2021 - 2026) Analysis & Trends

VersaBank's Free Cash Flow history runs 6 years deep, the most recent figure standing at $40.2 million for Q1 2026.

  • In Q1 2026, Free Cash Flow rose 165.16% year-over-year to $40.2 million; the TTM figure through Jan 2026 stood at $137.8 million (up 9.36% YoY), while the FY2025 annual figure was $31.1 million, down 83.37% from the prior year.
  • Free Cash Flow for Q1 2026 stood at $40.2 million, up from $34.4 million in the prior quarter.
  • The five-year high for Free Cash Flow was $133.6 million in Q3 2025, with the low at -$89.1 million in Q1 2022.
  • The 5-year median for Free Cash Flow is $25.4 million (2023), against an average of $17.8 million.
  • The sharpest annual moves came in 2024 and 2025: Free Cash Flow jumped 664.27% in 2024, then tumbled 3852.15% in 2025.
  • VersaBank's Free Cash Flow stood at $109.4 million in 2022, then sank by 80.44% to $21.4 million in 2023, then surged by 296.88% to $85.0 million in 2024, then tumbled by 59.48% to $34.4 million in 2025, then rose by 16.8% to $40.2 million in 2026.
  • Business Quant data shows VBNK's Free Cash Flow at $40.2 million in Q1 2026, $34.4 million in Q4 2025, and $133.6 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 Hdfc Bank 120.66 Bn 84.46 Bn - -
2 Pnc Financial Services 97.86 Bn 97.86 Bn - 2.15 Bn
3 Us Bancorp 96.39 Bn 96.39 Bn - 4.82 Bn
4 Lloyds Banking 93.61 Bn 93.91 Bn - -
5 NatWest 74.92 Bn -144.17 Bn - -
6 Deutsche Bank Aktiengesellschaft 72.22 Bn -81.10 Bn - -
7 Nu Holdings 70.34 Bn 56.66 Bn 2.35 Bn -
8 Truist Financial 61.75 Bn 61.75 Bn - 955.00 Mn
9 Fifth Third Bancorp 49.88 Bn 26.16 Bn - -
10 VersaBank 637.66 Mn 637.66 Mn - -36.55 Mn

Historic Data

Download Data
DateValue
Apr 30, 2026 -36.55 Mn
Apr 30, 2026 -36.55 Mn
Jan 31, 2026 40.21 Mn
Jan 31, 2026 40.21 Mn
Oct 31, 2025 34.43 Mn
Oct 31, 2025 34.43 Mn
Jul 31, 2025 133.56 Mn
Jul 31, 2025 133.56 Mn
Apr 30, 2025 -70.39 Mn
Apr 30, 2025 -70.39 Mn
Jan 31, 2025 -61.71 Mn
Jan 31, 2025 -61.71 Mn
Oct 31, 2024 84.96 Mn
Oct 31, 2024 84.96 Mn
Jul 31, 2024 65.17 Mn
Jul 31, 2024 65.17 Mn
Apr 30, 2024 37.60 Mn
Apr 30, 2024 37.60 Mn
Jan 31, 2024 -1.56 Mn
Jan 31, 2024 -1.56 Mn