VersaBank (VBNK) Free Cash Flow (2021 - 2026)
VersaBank (VBNK) posted quarterly Free Cash Flow of $40.2 million for Q1 2026, up 165.16% year-over-year from $15.2 million in Q1 2025, and up 16.8% quarter-over-quarter from $34.4 million in Q4 2025.
VersaBank (VBNK) Free Cash Flow (2021 - 2026) Analysis & Trends
VersaBank's Free Cash Flow history runs 6 years deep, the most recent figure standing at $40.2 million for Q1 2026.
- In Q1 2026, Free Cash Flow rose 165.16% year-over-year to $40.2 million; the TTM figure through Jan 2026 stood at $137.8 million (up 9.36% YoY), while the FY2025 annual figure was $31.1 million, down 83.37% from the prior year.
- Free Cash Flow for Q1 2026 stood at $40.2 million, up from $34.4 million in the prior quarter.
- The five-year high for Free Cash Flow was $133.6 million in Q3 2025, with the low at -$89.1 million in Q1 2022.
- The 5-year median for Free Cash Flow is $25.4 million (2023), against an average of $17.8 million.
- The sharpest annual moves came in 2024 and 2025: Free Cash Flow jumped 664.27% in 2024, then tumbled 3852.15% in 2025.
- VersaBank's Free Cash Flow stood at $109.4 million in 2022, then sank by 80.44% to $21.4 million in 2023, then surged by 296.88% to $85.0 million in 2024, then tumbled by 59.48% to $34.4 million in 2025, then rose by 16.8% to $40.2 million in 2026.
- Business Quant data shows VBNK's Free Cash Flow at $40.2 million in Q1 2026, $34.4 million in Q4 2025, and $133.6 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.15 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 4.82 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 955.00 Mn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | VersaBank | 637.66 Mn | 637.66 Mn | - | -36.55 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Apr 30, 2026 | -36.55 Mn |
| Apr 30, 2026 | -36.55 Mn |
| Jan 31, 2026 | 40.21 Mn |
| Jan 31, 2026 | 40.21 Mn |
| Oct 31, 2025 | 34.43 Mn |
| Oct 31, 2025 | 34.43 Mn |
| Jul 31, 2025 | 133.56 Mn |
| Jul 31, 2025 | 133.56 Mn |
| Apr 30, 2025 | -70.39 Mn |
| Apr 30, 2025 | -70.39 Mn |
| Jan 31, 2025 | -61.71 Mn |
| Jan 31, 2025 | -61.71 Mn |
| Oct 31, 2024 | 84.96 Mn |
| Oct 31, 2024 | 84.96 Mn |
| Jul 31, 2024 | 65.17 Mn |
| Jul 31, 2024 | 65.17 Mn |
| Apr 30, 2024 | 37.60 Mn |
| Apr 30, 2024 | 37.60 Mn |
| Jan 31, 2024 | -1.56 Mn |
| Jan 31, 2024 | -1.56 Mn |