VersaBank (VBNK) Free Cash Flow (2021 - 2026)

VersaBank (VBNK) has reported Free Cash Flow for 6 consecutive years, with $40.2 million the latest figure, recorded in Q1 2026.

• Quarterly Free Cash Flow rose 165.16% year-over-year to $40.2 million in Q1 2026, while the trailing twelve-month figure through Jan 2026 was $137.8 million (up 9.36% YoY) and the FY2025 annual result came in at $31.1 million, down 83.37% from the prior year.
• Free Cash Flow advanced to $40.2 million in Q1 2026 per VBNK's latest filing, from $34.4 million in the prior quarter.
• Over the last five years, Free Cash Flow for VBNK reached as high as $133.6 million in Q3 2025 and fell as low as -$89.1 million in Q1 2022.
• A 5-year average of $17.8 million and a median of $25.4 million in 2023 frame the typical range for Free Cash Flow.
• Annual changes were most pronounced in 2024 — Free Cash Flow soared 664.27% — and 2025, when it tumbled 3852.15%.
• Year by year, Free Cash Flow stood at $109.4 million in 2022, then slumped by 80.44% to $21.4 million in 2023, then surged by 296.88% to $85.0 million in 2024, then plunged by 59.48% to $34.4 million in 2025, then climbed by 16.8% to $40.2 million in 2026.
• According to Business Quant data, Free Cash Flow over the past three periods registered $40.2 million, $34.4 million, and $133.6 million for Q1 2026, Q4 2025, and Q3 2025 respectively.