VersaBank (VBNK) Free Cash Flow (2021 - 2026)
VersaBank's quarterly Free Cash Flow came in at $122496.8 in Q1 2026, down 88.02% year-on-year from $1.0 million in Q1 2025, and up 110.5% quarter-over-quarter from -$1.2 million in Q4 2025.
VersaBank has reported Free Cash Flow for 6 years, with the latest figure at $122496.8 in Q1 2026.
- For the quarter ending Q1 2026, Free Cash Flow fell 88.02% year-over-year to $122496.8; the trailing twelve-month figure through Jan 2026 stood at -$1.6 million (down 113.74% YoY), and the FY2025 full-year result was $31.4 million, down 83.15% from the prior year.
- Free Cash Flow for Q1 2026 stood at $122496.8, up from -$1.2 million in the prior quarter.
- The five-year high for Free Cash Flow was $109.4 million in Q4 2022, with the low at -$89.1 million in Q1 2022.
- Average Free Cash Flow over 5 years is $3.2 million, with a median of $122496.8 recorded in 2026.
- Peak annual rise in Free Cash Flow reached 489.93% in 2022, while the deepest fall reached 334.22% in 2022.
- Tracing VBNK's Free Cash Flow over 5 years: stood at $109.4 million in 2022, then plunged by 52.03% to $52.5 million in 2023, then tumbled by 151.97% to -$27.3 million in 2024, then surged by 95.73% to -$1.2 million in 2025, then surged by 110.5% to $122496.8 in 2026.
- The last three Free Cash Flow figures came in at $122496.8 (Q1 2026), -$1.2 million (Q4 2025), and -$513694.7 (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -172,298.00 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 5.85 Mn |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 6.71 Mn |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | 390,677.59 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.93 Bn |
| 10 | VersaBank | 4.19 Bn | 4.19 Bn | - | 122,496.85 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jan 31, 2026 | 122,496.85 |
| Jan 31, 2026 | 122,496.85 |
| Oct 31, 2025 | -1.17 Mn |
| Oct 31, 2025 | -1.17 Mn |
| Apr 30, 2025 | -513,694.67 |
| Apr 30, 2025 | -513,694.67 |
| Jan 31, 2025 | 1.02 Mn |
| Jan 31, 2025 | 1.02 Mn |
| Oct 31, 2024 | -27.28 Mn |
| Oct 31, 2024 | -27.28 Mn |
| Apr 30, 2024 | 37.60 Mn |
| Apr 30, 2024 | 37.60 Mn |
| Jan 31, 2024 | -1.56 Mn |
| Jan 31, 2024 | -1.56 Mn |
| Oct 31, 2023 | 52.50 Mn |
| Oct 31, 2023 | 52.50 Mn |
| Jul 31, 2023 | -23.06 Mn |
| Jul 31, 2023 | -23.06 Mn |
| Apr 30, 2023 | 14.59 Mn |
| Apr 30, 2023 | 14.59 Mn |
| Jan 31, 2023 | 25.35 Mn |
| Jan 31, 2023 | 25.35 Mn |
| Oct 31, 2022 | 109.43 Mn |
| Oct 31, 2022 | 109.43 Mn |
| Jul 31, 2022 | -83.00 Mn |
| Jul 31, 2022 | -83.00 Mn |
| Apr 30, 2022 | 32.37 Mn |
| Apr 30, 2022 | 32.37 Mn |
| Jan 31, 2022 | -89.15 Mn |
| Jan 31, 2022 | -89.15 Mn |
| Oct 31, 2021 | -78.08 Mn |
| Oct 31, 2021 | -78.08 Mn |
| Apr 30, 2021 | -8.30 Mn |
| Apr 30, 2021 | -8.30 Mn |
| Jan 31, 2021 | -20.53 Mn |
| Jan 31, 2021 | -20.53 Mn |