VersaBank (VBNK) Receivables (2020 - 2026)
VersaBank (VBNK) posted quarterly Receivables of $8.5 million for Q1 2026, down 10.31% year-on-year from $9.5 million in Q1 2025, and up 7.55% on a QoQ basis from $7.9 million in Q4 2025.
VersaBank (VBNK) Receivables (2020 - 2026) Analysis & Trends
VersaBank (VBNK) has reported Receivables for 7 consecutive years, with $8.5 million the latest figure, recorded in Q1 2026.
- Quarterly Receivables fell 10.31% year-over-year to $8.5 million in Q1 2026, while the trailing twelve-month figure through Jan 2026 was $8.5 million (down 10.31% YoY) and the FY2025 annual result came in at $7.8 million, down 46.05% from the prior year.
- Receivables grew to $8.5 million in Q1 2026 per VBNK's latest filing, from $7.9 million in the prior quarter.
- Over the last five years, Receivables for VBNK reached as high as $14.5 million in Q4 2024 and fell as low as $4.2 million in Q1 2022.
- A 5-year average of $7.3 million and a median of $7.2 million in 2023 frame the typical range for Receivables.
- Annual changes were most pronounced in 2022 — Receivables jumped 485.56% — and 2025, when it slumped 45.35%.
- Year by year, Receivables stood at $5.8 million in 2022, then increased by 25.04% to $7.2 million in 2023, then surged by 100.32% to $14.5 million in 2024, then sank by 45.35% to $7.9 million in 2025, then gained by 7.55% to $8.5 million in 2026.
- According to Business Quant data, Receivables over the past three periods registered $8.5 million, $7.9 million, and $11.5 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Receivables (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | - |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | - |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | 14.52 Bn |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | - |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | - |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | - |
| 10 | VersaBank | 633.94 Mn | 633.94 Mn | - | 8.51 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jan 31, 2026 | 8.51 Mn |
| Oct 31, 2025 | 7.91 Mn |
| Jul 31, 2025 | 11.52 Mn |
| Apr 30, 2025 | 9.63 Mn |
| Jan 31, 2025 | 9.48 Mn |
| Oct 31, 2024 | 14.47 Mn |
| Jul 31, 2024 | 7.68 Mn |
| Apr 30, 2024 | 7.54 Mn |
| Jan 31, 2024 | 6.25 Mn |
| Oct 31, 2023 | 7.22 Mn |
| Jul 31, 2023 | 4.40 Mn |
| Apr 30, 2023 | 4.26 Mn |
| Jan 31, 2023 | 5.05 Mn |
| Oct 31, 2022 | 5.78 Mn |
| Jul 31, 2022 | 4.78 Mn |
| Apr 30, 2022 | 4.86 Mn |
| Jan 31, 2022 | 4.22 Mn |
| Oct 31, 2021 | 4.33 Mn |
| Apr 30, 2021 | 829,246.62 |
| Jan 31, 2021 | 3.89 Mn |