VersaBank (VBNK) Net Income (2021 - 2026)
VersaBank (VBNK) posted quarterly Net Income of $8.0 million for Q1 2026, up 39.05% year-over-year from $5.7 million in Q1 2025, and down 32.92% quarter-over-quarter from $11.9 million in Q4 2025.
VersaBank (VBNK) Net Income (2021 - 2026) Analysis & Trends
VersaBank's Net Income history runs 6 years deep, the most recent figure standing at $8.0 million for Q1 2026.
- In Q1 2026, Net Income rose 39.05% year-over-year to $8.0 million; the TTM figure through Jan 2026 stood at $30.7 million (up 19.79% YoY), while the FY2025 annual figure was $28.4 million, down 2.81% from the prior year.
- Net Income for Q1 2026 stood at $8.0 million, down from $11.9 million in the prior quarter.
- The five-year high for Net Income was $11.9 million in Q4 2025, with the low at $3.9 million in Q2 2022.
- The 5-year median for Net Income is $7.0 million (2023), against an average of $6.8 million.
- The sharpest annual moves came in 2024 and 2025: Net Income tumbled 56.11% in 2024, then soared 194.36% in 2025.
- VersaBank's Net Income stood at $5.3 million in 2022, then soared by 74.38% to $9.2 million in 2023, then sank by 56.11% to $4.0 million in 2024, then jumped by 194.36% to $11.9 million in 2025, then plunged by 32.92% to $8.0 million in 2026.
- Business Quant data shows VBNK's Net Income at $8.0 million in Q1 2026, $11.9 million in Q4 2025, and $4.8 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.06 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 2.18 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | 3.98 Bn |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 3.89 Bn |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 2.79 Bn |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | 1.41 Bn |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.55 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 801.00 Mn |
| 10 | VersaBank | 637.66 Mn | 637.66 Mn | - | 5.46 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Apr 30, 2026 | 5.46 Mn |
| Jan 31, 2026 | 7.98 Mn |
| Oct 31, 2025 | 11.89 Mn |
| Jul 31, 2025 | 4.79 Mn |
| Apr 30, 2025 | 5.99 Mn |
| Jan 31, 2025 | 5.74 Mn |
| Oct 31, 2024 | 4.04 Mn |
| Jul 31, 2024 | 7.09 Mn |
| Apr 30, 2024 | 8.72 Mn |
| Jan 31, 2024 | 9.39 Mn |
| Oct 31, 2023 | 9.20 Mn |
| Jul 31, 2023 | 7.49 Mn |
| Apr 30, 2023 | 7.58 Mn |
| Jan 31, 2023 | 6.98 Mn |
| Oct 31, 2022 | 5.28 Mn |
| Jul 31, 2022 | 4.45 Mn |
| Apr 30, 2022 | 3.90 Mn |
| Jan 31, 2022 | 4.40 Mn |
| Oct 31, 2021 | 4.70 Mn |
| Jun 30, 2021 | 4.67 Mn |