VersaBank (VBNK) Net Income (2021 - 2026)
VersaBank (VBNK) posted quarterly Net Income of $8.0 million for Q1 2026, up 39.05% year-on-year from $5.7 million in Q1 2025, and down 32.92% on a QoQ basis from $11.9 million in Q4 2025.
VersaBank (VBNK) Net Income (2021 - 2026) Analysis & Trends
VersaBank (VBNK) has reported Net Income for 6 consecutive years, with $8.0 million the latest figure, recorded in Q1 2026.
- Quarterly Net Income rose 39.05% year-over-year to $8.0 million in Q1 2026, while the trailing twelve-month figure through Jan 2026 was $30.7 million (up 19.79% YoY) and the FY2025 annual result came in at $28.4 million, down 2.81% from the prior year.
- Net Income retreated to $8.0 million in Q1 2026 per VBNK's latest filing, from $11.9 million in the prior quarter.
- Over the last five years, Net Income for VBNK reached as high as $11.9 million in Q4 2025 and fell as low as $3.9 million in Q2 2022.
- A 5-year average of $6.8 million and a median of $7.0 million in 2023 frame the typical range for Net Income.
- Annual changes were most pronounced in 2024 — Net Income tumbled 56.11% — and 2025, when it surged 194.36%.
- Year by year, Net Income stood at $5.3 million in 2022, then soared by 74.38% to $9.2 million in 2023, then slumped by 56.11% to $4.0 million in 2024, then jumped by 194.36% to $11.9 million in 2025, then sank by 32.92% to $8.0 million in 2026.
- According to Business Quant data, Net Income over the past three periods registered $8.0 million, $11.9 million, and $4.8 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Income (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 1.77 Bn |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -385.94 Mn |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 428,428.00 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | 3.45 Bn |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 2.24 Bn |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | 3.36 Bn |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 4.33 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 5.07 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.77 Bn |
| 10 | VersaBank | 633.94 Mn | 633.94 Mn | - | 7.98 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jan 31, 2026 | 7.98 Mn |
| Oct 31, 2025 | 11.89 Mn |
| Jul 31, 2025 | 4.79 Mn |
| Apr 30, 2025 | 5.99 Mn |
| Jan 31, 2025 | 5.74 Mn |
| Oct 31, 2024 | 4.04 Mn |
| Jul 31, 2024 | 7.09 Mn |
| Apr 30, 2024 | 8.72 Mn |
| Jan 31, 2024 | 9.39 Mn |
| Oct 31, 2023 | 9.20 Mn |
| Jul 31, 2023 | 7.49 Mn |
| Apr 30, 2023 | 7.58 Mn |
| Jan 31, 2023 | 6.98 Mn |
| Oct 31, 2022 | 5.28 Mn |
| Jul 31, 2022 | 4.45 Mn |
| Apr 30, 2022 | 3.90 Mn |
| Jan 31, 2022 | 4.40 Mn |
| Oct 31, 2021 | 4.70 Mn |
| Jun 30, 2021 | 4.67 Mn |
| Apr 30, 2021 | 4.56 Mn |