Old Second Bancorp (OSBC) Net Margin: 2010-2024

Historic Net Margin for Old Second Bancorp (OSBC) over the last 15 years, with Dec 2024 value amounting to 746.23%.

  • Old Second Bancorp's Net Margin fell 54268.00% to 280.83% in Q3 2025 from the same period last year, while for Sep 2025 it was 543.08%, marking a year-over-year decrease of 24891.00%. This contributed to the annual value of 746.23% for FY2024, which is 18816.00% down from last year.
  • Latest data reveals that Old Second Bancorp reported Net Margin of 746.23% as of FY2024, which was down 20.14% from 934.39% recorded in FY2023.
  • Old Second Bancorp's Net Margin's 5-year high stood at 934.39% during FY2023, with a 5-year trough of 213.05% in FY2021.
  • For the 3-year period, Old Second Bancorp's Net Margin averaged around 787.46%, with its median value being 746.23% (2024).
  • As far as peak fluctuations go, Old Second Bancorp's Net Margin skyrocketed by 46,870bps in 2022, and later slumped by 18,816bps in 2024.
  • Yearly analysis of 5 years shows Old Second Bancorp's Net Margin stood at 351.99% in 2020, then slumped by 13,894bps to 213.05% in 2021, then spiked by 46,870bps to 681.75% in 2022, then surged by 25,264bps to 934.39% in 2023, then plummeted by 18,816bps to 746.23% in 2024.