Old Second Bancorp Inc (OSBC) Interest Expense - Fed Funds (2010 - 2026)
Old Second Bancorp (OSBC) posted Interest Expense - Fed Funds of $40,000 for Q2 2026, down 28.6% from $56,000 a year earlier and down 20.0% from the prior quarter.
Old Second Bancorp Inc (OSBC) Interest Expense - Fed Funds (2010 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Interest Expense - Fed Funds at Old Second Bancorp was $195,000, down 33.2% year-over-year; for FY2025, it came in at $229,000, down 32.0% from FY2024.
- Annual Interest Expense - Fed Funds shows a five-year compound annual growth rate of 2.5% (FY2020 to FY2025).
- In prior years, Old Second Bancorp's Interest Expense - Fed Funds was $337,000 in FY2024 (+262.4%), $93,000 in FY2023 (+132.5%), $40,000 in FY2022 (-51.2%) and $82,000 in FY2021 (-59.4%).
- The Q2 2026 figure stands as the lowest quarterly Interest Expense - Fed Funds since Q3 2023.
- On a year-over-year basis, Interest Expense - Fed Funds has declined in each of the last six quarters, with growth averaging 13.8% over the last eight quarters.
- The strongest year-over-year quarter for Interest Expense - Fed Funds in the past five years was Q1 2024, with growth of 855.6%; the weakest was Q1 2022, with a decline of 64.5%.
- According to Business Quant data, Interest Expense - Fed Funds for the three prior quarters was $50,000 (Q1 2026), $45,000 (Q4 2025) and $60,000 (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 40,000.00 |
| Mar 31, 2026 | 50,000.00 |
| Dec 31, 2025 | 45,000.00 |
| Sep 30, 2025 | 60,000.00 |
| Jun 30, 2025 | 56,000.00 |
| Mar 31, 2025 | 68,000.00 |
| Dec 31, 2024 | 75,000.00 |
| Sep 30, 2024 | 93,000.00 |
| Jun 30, 2024 | 83,000.00 |
| Mar 31, 2024 | 86,000.00 |
| Dec 31, 2023 | 50,000.00 |
| Sep 30, 2023 | 27,000.00 |
| Jun 30, 2023 | 7,000.00 |
| Mar 31, 2023 | 9,000.00 |
| Dec 31, 2022 | 10,000.00 |
| Sep 30, 2022 | 10,000.00 |
| Jun 30, 2022 | 9,000.00 |
| Mar 31, 2022 | 11,000.00 |
| Dec 31, 2021 | 15,000.00 |
| Sep 30, 2021 | 15,000.00 |
Old Second Bancorp Inc Interest Expense - Fed Funds API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-fed-funds&ticker=OSBC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-fed-funds", "ticker": "OSBC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-fed-funds&ticker=OSBC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();