Old Second Bancorp (OSBC) Debt to Equity (2010 - 2026)

Old Second Bancorp (OSBC) reported Debt to Equity of $0.07 for Q1 2026, down 22.14% on a YoY basis from $0.09 in Q1 2025, and up 132.04% quarter-over-quarter from $0.03 in Q4 2025.

Old Second Bancorp (OSBC) Debt to Equity (2010 - 2026) Analysis & Trends

Old Second Bancorp has reported Debt to Equity for 17 years, with the latest figure at $0.07 in Q1 2026.

  • For the quarter ending Q1 2026, Debt to Equity fell 22.14% year-over-year to $0.07; the trailing twelve-month figure through Mar 2026 stood at $0.07 (down 22.14% YoY), and the FY2025 full-year result was $0.03, down 67.57% from the prior year.
  • Debt to Equity for Q1 2026 stood at $0.07, up from $0.03 in the prior quarter.
  • The five-year high for Debt to Equity was $0.11 in Q3 2023, with the low at $0.03 in Q4 2025.
  • Historically, Debt to Equity has averaged $0.07 across 5 years, with a median of $0.07 in 2026.
  • Annual changes were most pronounced in 2022 — Debt to Equity slumped 77.76% — and 2024, when it jumped 92.1%.
  • Old Second Bancorp's Debt to Equity stood at $0.07 in 2022, then jumped by 47.52% to $0.1 in 2023, then slipped by 13.85% to $0.09 in 2024, then slumped by 67.57% to $0.03 in 2025, then jumped by 132.04% to $0.07 in 2026.
  • The last three Debt to Equity figures came in at $0.07 (Q1 2026), $0.03 (Q4 2025), and $0.03 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt/Equity (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 3.41
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - 0.66
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - -
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 0.13
7 NatWest 168.65 Bn -51.67 Bn - 1.61
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.19
9 Mizuho Financial 112.02 Bn 112.56 Bn - 3.81
10 Old Second Bancorp 1.18 Bn 1.06 Bn - 0.07

Historic Data

Download Data
DateValue
Mar 31, 2026 0.07
Dec 31, 2025 0.03
Sep 30, 2025 0.03
Jun 30, 2025 0.07
Mar 31, 2025 0.09
Dec 31, 2024 0.09
Sep 30, 2024 0.08
Jun 30, 2024 0.04
Mar 31, 2024 0.10
Dec 31, 2023 0.10
Sep 30, 2023 0.11
Jun 30, 2023 0.06
Mar 31, 2023 0.05
Dec 31, 2022 0.07
Sep 30, 2022 0.10
Jun 30, 2022 0.06
Mar 31, 2022 0.06
Dec 31, 2021 0.05
Sep 30, 2021 0.18
Jun 30, 2021 0.14