Old Second Bancorp Inc (OSBC) Total Debt (2010 - 2026)
Old Second Bancorp (OSBC) reported Total Debt of $404.8 million for Q2 2026, up 580.2% from $59.51 million a year earlier and up 55.9% from the prior quarter.
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Analysis
Old Second Bancorp Inc (OSBC) Total Debt (2010 - 2026) Analysis & Trends
At the end of FY2025, Old Second Bancorp posted Total Debt of $274.55 million, up 245.5% from FY2024.
- Total Debt has a five-year compound annual growth rate of 44.0% (FY2020 to FY2025).
- By year, Total Debt came in at $79.47 million in FY2024 (-82.9%), $464.38 million in FY2023 (+211.0%), $149.3 million in FY2022 (+152.1%) and $59.21 million in FY2021 (+33.4%).
- The Q2 2026 figure ranks as the highest quarterly Total Debt since Q4 2023.
- Year over year, Total Debt has now increased in each of the last three quarters, with growth averaging 106.6% over the last eight quarters.
- The high point for year-over-year Total Debt in five years was Q2 2023 (growth of 818.7%); the low point was Q2 2025 (a decline of 84.7%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $259.57 million (Q1 2026), $274.55 million (Q4 2025) and $224.53 million (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 404.80 Mn |
| Mar 31, 2026 | 259.57 Mn |
| Dec 31, 2025 | 274.55 Mn |
| Sep 30, 2025 | 224.53 Mn |
| Jun 30, 2025 | 59.51 Mn |
| Mar 31, 2025 | 59.49 Mn |
| Dec 31, 2024 | 79.47 Mn |
| Sep 30, 2024 | 394.45 Mn |
| Jun 30, 2024 | 389.43 Mn |
| Mar 31, 2024 | 279.40 Mn |
| Dec 31, 2023 | 523.76 Mn |
| Sep 30, 2023 | 494.36 Mn |
| Jun 30, 2023 | 544.34 Mn |
| Mar 31, 2023 | 418.93 Mn |
| Dec 31, 2022 | 193.88 Mn |
| Sep 30, 2022 | 128.83 Mn |
| Jun 30, 2022 | 103.79 Mn |
| Mar 31, 2022 | 103.74 Mn |
| Dec 31, 2021 | 103.69 Mn |
| Sep 30, 2021 | 103.64 Mn |
API Access
Old Second Bancorp Inc Total Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=total-debt&ticker=OSBC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "total-debt", "ticker": "OSBC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=total-debt&ticker=OSBC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();