Old Second Bancorp (OSBC) Total Debt (2010 - 2026)
Old Second Bancorp's (OSBC) quarterly Total Debt came in at $23.1 million in Q1 2026, down 40.18% YoY from $38.7 million in Q1 2025, and down 10.26% on a QoQ basis from $25.8 million in Q4 2025.
Old Second Bancorp (OSBC) Total Debt (2010 - 2026) Analysis & Trends
Old Second Bancorp (OSBC) has 17 years of Total Debt data on file, last reported at $23.1 million in Q1 2026.
- Quarterly Total Debt fell 40.18% year-over-year to $23.1 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $23.1 million (down 40.18% YoY) and the FY2025 annual result came in at $25.8 million, down 29.69% from the prior year.
- Total Debt eased to $23.1 million in Q1 2026, from $25.8 million in the prior quarter.
- In the past five years, Total Debt ranged from a high of $59.4 million in Q2 2024 to a low of $23.1 million in Q1 2026.
- A 5-year average of $36.3 million and a median of $31.5 million in 2023 frame the typical range for Total Debt.
- Annual changes were most pronounced in 2022 — Total Debt tumbled 56.44% — and 2024, when it soared 109.13%.
- Tracing OSBC's Total Debt over 5 years: stood at $25.8 million in 2022, then changed by 0.0% to $25.8 million in 2023, then jumped by 42.23% to $36.7 million in 2024, then retreated by 29.69% to $25.8 million in 2025, then declined by 10.26% to $23.1 million in 2026.
- The last three Total Debt figures came in at $23.1 million (Q1 2026), $25.8 million (Q4 2025), and $24.3 million (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | 68.94 Bn |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 85.72 Bn |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 37.34 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 96.65 Bn |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 129.43 Bn |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 1.06 Bn |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 69.86 Bn |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 22.27 Bn |
| 10 | Old Second Bancorp | 1.29 Bn | 1.15 Bn | - | 29.80 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 29.80 Mn |
| Mar 31, 2026 | 23.13 Mn |
| Dec 31, 2025 | 25.77 Mn |
| Sep 30, 2025 | 24.29 Mn |
| Jun 30, 2025 | 47.30 Mn |
| Mar 31, 2025 | 38.66 Mn |
| Dec 31, 2024 | 36.66 Mn |
| Sep 30, 2024 | 53.90 Mn |
| Jun 30, 2024 | 59.43 Mn |
| Mar 31, 2024 | 25.77 Mn |
| Dec 31, 2023 | 25.77 Mn |
| Sep 30, 2023 | 25.77 Mn |
| Jun 30, 2023 | 31.53 Mn |
| Mar 31, 2023 | 44.61 Mn |
| Dec 31, 2022 | 25.77 Mn |
| Sep 30, 2022 | 44.56 Mn |
| Jun 30, 2022 | 25.77 Mn |
| Mar 31, 2022 | 59.23 Mn |
| Dec 31, 2021 | 50.34 Mn |
| Sep 30, 2021 | 44.45 Mn |