Old Second Bancorp (OSBC) EBT (2010 - 2026)
Old Second Bancorp's (OSBC) quarterly EBT came in at $34.1 million in Q1 2026, up 30.02% YoY from $26.2 million in Q1 2025, and down 13.26% on a QoQ basis from $39.3 million in Q4 2025.
Old Second Bancorp (OSBC) EBT (2010 - 2026) Analysis & Trends
Old Second Bancorp (OSBC) has 17 years of EBT data on file, last reported at $34.1 million in Q1 2026.
- Quarterly EBT rose 30.02% year-over-year to $34.1 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $115.6 million (up 4.52% YoY) and the FY2025 annual result came in at $107.8 million, down 4.61% from the prior year.
- EBT slipped to $34.1 million in Q1 2026, from $39.3 million in the prior quarter.
- In the past five years, EBT ranged from a high of $39.3 million in Q4 2025 to a low of $13.1 million in Q3 2025.
- A 5-year average of $27.7 million and a median of $29.2 million in 2024 frame the typical range for EBT.
- Annual changes were most pronounced in 2022 — EBT jumped 376.05% — and 2025, when it tumbled 56.22%.
- Tracing OSBC's EBT over 5 years: stood at $31.9 million in 2022, then slipped by 21.71% to $24.9 million in 2023, then gained by 1.74% to $25.4 million in 2024, then jumped by 54.78% to $39.3 million in 2025, then dropped by 13.26% to $34.1 million in 2026.
- The last three EBT figures came in at $34.1 million (Q1 2026), $39.3 million (Q4 2025), and $13.1 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.59 Bn |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 2.72 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | 3.04 Bn |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 3.07 Bn |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 3.91 Bn |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 1.24 Bn |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.82 Bn |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.04 Bn |
| 10 | Old Second Bancorp | 1.29 Bn | 1.15 Bn | - | 37.84 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 37.84 Mn |
| Mar 31, 2026 | 34.06 Mn |
| Dec 31, 2025 | 39.27 Mn |
| Sep 30, 2025 | 13.07 Mn |
| Jun 30, 2025 | 29.21 Mn |
| Mar 31, 2025 | 26.20 Mn |
| Dec 31, 2024 | 25.37 Mn |
| Sep 30, 2024 | 29.85 Mn |
| Jun 30, 2024 | 29.19 Mn |
| Mar 31, 2024 | 28.54 Mn |
| Dec 31, 2023 | 24.94 Mn |
| Sep 30, 2023 | 32.48 Mn |
| Jun 30, 2023 | 34.97 Mn |
| Mar 31, 2023 | 32.01 Mn |
| Dec 31, 2022 | 31.85 Mn |
| Sep 30, 2022 | 26.58 Mn |
| Jun 30, 2022 | 16.68 Mn |
| Mar 31, 2022 | 16.44 Mn |
| Dec 31, 2021 | -11.54 Mn |
| Sep 30, 2021 | 11.33 Mn |